Business

Map: Check out the locations where Kohl's and Macy's will be shutting down multiple stores in the upcoming weeks.

2025-04-01 23:16:22

View pictures in App save up to 80% data. Two of America's largest department stores announced plans in the past week to shutter locations across the country. The result for consumers: Some communities will be losing both Kohl's and Macy's stores in the coming weeks. Kohl's and Macy's said in their respective Jan. 9 releases that they singled out underperforming stores. For Denver residents that means three fewer department stores: two Macy's and one Kohl's store. In California, San Diego and Sacramento will lose a store from each chain. Kohl's has announced its intention to shut down 27 of its over 1,150 stores by April. Meanwhile, Macy's revealed plans to close 66 locations as part of its "Bold New Chapter" strategy, which aims to restore the company to a path of sustainable and profitable sales growth, contributing to a total of 150 closures. States with the highest number of combined closures for Macy's and Kohl's stores. USA TODAY has compiled a list of nearly 100 locations where Kohl's and Macy's have announced store closures, highlighting the impact on local communities as these department stores shut their doors. Locations of Kohl's and Macy's stores that are set to close. Which Kohl's and Macy's locations are set to close? The Kohl's locations mentioned below are projected to shut down by April 2025. Macy's has indicated that most of its store closures will occur in the same timeframe. Click on a state name to view detailed cities and addresses: Kohl's retail location shutting down in Alabama. Spanish Fort: 21000 Town Center Ave. Macy's is shutting down its store in Arizona. Mesa: 6535 E Southern Ave. Kohl's is set to close its store in Arkansas. Little Rock West: 13909 Chenal Pkwy. Kohl's and Macy's have announced the closure of several locations in California. Kohl's – Balboa (San Diego): 5505 Balboa Ave. Macy's – Citrus Heights: 6000 Sunrise Mal Macy's – Chula Vista: 2015 Birch Rd Ste 2 Kohl's – Encinitas: 134 N El Camino Real Kohl's – Fremont: 43782 Christy St. Macy's – Los Angeles: 750 W 7th St. Macy's – Corte Madera: 1400 Redwood Hwy Kohl's – Mountain View: 350 Showers Dr. Kohl's – Napa: 1116 1st St. Macy's – Newark: 200 Newpark Mall Kohl's – Pleasanton: 4525 Rosewood Dr. Kohl's – Point West (Sacramento): 1896 Arden Way Macy's – Sacramento: 414 K St Macy's – San Diego: 1555 Camino De La Reina Macy's – San Mateo: 2838 South El Camino Real Kohl's – San Rafael: 5010 Northgate Dr. Kohl's – San Luis Obispo: 205 Madonna Rd. Kohl's – Westchester: 8739 S Sepulveda Blvd. Macy's – Westminster: 300 Westminster Mall Kohl's and Macy's have announced the closure of several stores in Colorado. Kohl's – Arapahoe Crossing (Aurora): 6584 S Parker Rd. Macy's – Centennial: 6797 South Vine Street Macy's – Denver: 8298 E Northfield Blvd Macy's is reducing its footprint in Florida by closing several stores across the state. Altamonte Springs: 820 W Town Pkwy Boca Raton: 9339 Glades Road Boynton Beach: 801 N Congress Ave Ste 100 Fort Lauderdale: 4501 North Federal Highway Miami: 13251 South Dixie Highway Pembroke Pines: 13640 Pines Blvd Sarasota: 3501 S Tamiami Trail Ste 600 Tampa: 298 Westshore Plz Kohl's and Macy's are set to close several locations in Georgia. Kohl's – Duluth: 2050 W Liddell Rd. Macy's – Duluth: 3360 Venture Parkway and 2100 Pleasant Hill Rd Ste 2318 Macy's – Suwanee: 3630 Peachtree Parkway Kohl's and Macy's are set to close their locations in Idaho. Kohl's – Boise: 400 N Milwaukee St. Macy's – Coeur D'alene: 200 W Hanley Ave Ste 200-4 Kohl's and Macy's are set to close several locations in Illinois. Kohl's – Plainfield: 11860 S Route 59 Macy's – Springfield: 104 White Oaks Mall Kohl's – Spring Hill (West Dundee): 3000 Spring Hill Ring Rd. Macy's is set to close its store in Louisiana. Lafayette: 5733 Johnston St Ste 2098 Kohl's and Macy's have announced plans to close several locations in Massachusetts. Kohl's – Stoughton: 501 Technology Center Dr. Macy's – Kingston: 101 Kingston Collection Way Ste 1 Macy's to close several locations in Maryland. Baltimore: 6901 Security Blvd Ste 871 Bel Air: 600 Baltimore Pike Macy's is closing several locations in Michigan. Flint: 4600 Miller Rd Sterling Heights: 14200 Lakeside Cir Traverse City: 3400 S Airport Rd W Troy: 500 W 14 Mile Rd Macy's to Close Several Locations in Minnesota Burnsville: 14251 Burnhaven Dr Maplewood: 3001 White Bear Ave N Ste 2035 Macy's is set to close several stores in Missouri. Kansas City: 400 NW Barry Rd Ste 150 St. Louis: 10 S County Center Way Kohl's and Macy's have announced the closure of several locations in New Jersey. Kohl's – East Windsor: 72 Princeton Hightstown Rd. Macy's – West Orange: 459 Prospect Avenue Macy's store closures in New York Bronx: 404 East Fordham Rd Brooklyn: 422 Fulton St Brooklyn: 2027 Emmons Avenue Elmhurst: 88-01 Queens Blvd Huntington: 834 Walt Whitman Road Massapequa: 400 Sunrise Mall New Hyde Park: 1550 Union Turnpike Rochester: 397 Greece Ridge Center Staten Island: 98 Richmond Hill Road Kohl's and Macy's have announced the closure of several locations in Ohio. Kohl's – Blue Ash: 4150 Hunt Rd. Macy's – Beavercreek: 2727 Fairfield Commons Blvd Spc 2 Kohl's – Forest Park (Cincinnati): 100 Cincinnati Mills Dr. Macy's – Toledo: 5001 Monroe St Ste D100 Kohl's and Macy's are set to close several locations in Oregon. Kohl's – Portland Gateway: 10010 NE Halsey St. Macy's – Salem: 400 High St NE Kohl's and Macy's are set to close several locations in Pennsylvania. Kohl's – Pottstown: 351 W Schuylkill Rd. Macy's – Altoona: 5580 Goods Ln Ste 2178 Macy's – Exton: 245 Exton Square Mall Macy's – Philadelphia: 1300 Market St Macy's – Wilkes Barre: 59 Wyoming Valley Mall Macy's is shutting down its store in Tennessee. Store closures for Kohl's and Macy's in Texas. Macy's – Fairview: 201 Stacy Rd Macy's – Flower Mound: 6101 Long Prairie Rd Ste 500 Macy's – Fort Worth: 1751 River Run #101 Macy's – Houston: 100 Almeda Mall Kohl's – North Dallas: 18224 Preston Rd. Macy's – Plano: 6209 W Park Blvd Macy's – Southlake: 321 State St Kohl's is set to close its location in Utah. Riverton: 13319 S 3600 W Ste 13 Kohl's and Macy's are set to close several locations in Virginia. Macy's – Colonial Heights: 170 Southpark Cir Kohl's – Herndon: 2100 Centreville Rd. Kohl's – Williamsburg: 100 Gristmill Plz Macy's to shut down locations in Washington state. Puyallup: 3500 S Meridian Ste 985 Redmond: 15340 N.E. 24th Street Silverdale: 10315 Silverdale Way NW

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Inside Airbnb's covert initiative to undermine New York City's new rental regulations through undisclosed financial support of 'grassroots' organizations.

2025-03-28 19:00:32

View pictures in App save up to 80% data. Airbnb emblem Airbnb is making an effort to regain its foothold in New York City's short-term rental scene by investing $1 million into what is being presented as a grassroots initiative among homeowners eager to lease their one- or two-family residences. The online rental company suffered an embarrassing defeat in fall 2023 when the City Council passed a law that imposed strict regulations on home-sharing, forcing Airbnb to remove from its site tens of thousands of Big Apple rentals at the time and sending traditional hotel rates soaring. Local Law 18 mandates that hosts must be present when their guests are in the property. However, Airbnb's discreet lobbying efforts are backing a new proposal from Councilmember Farah Louis, which has the endorsement of Speaker Adrienne Adams, that seeks to change this requirement. View pictures in App save up to 80% data. According to Airbnb, the implementation of Local Law 18 in September 2023 led to a more than 90% decrease in Airbnb listings throughout New York City. AFP via Getty Images. The proposed legislation would permit short-term rentals in one or two-family homes as long as the owner is not on the premises. Certain critics argue that Airbnb is financing organizations to create a grassroots movement that is, in reality, nonexistent. Michael McKee, treasurer of the Tenants PAC, expressed his doubts on Tuesday to The Post, stating, “I believe that the majority of homeowners with one- and two-family residences do not wish to witness this type of activity in their communities. There is certainly no widespread indication of support for it.” According to McKee, the billion-dollar tech firm concealed its lobbying costs within various coalitions and nonprofits advocating for the legislative changes sought by Airbnb, a strategy referred to as an "astroturf" campaign. View pictures in App save up to 80% data. An Airbnb representative refuted claims that the company is attempting to mask its lobbying activities as a grassroots initiative. REUTERS As an illustration, Airbnb allocated almost $400,000 to a group named Communities for Homeowner Choice, a lobbying entity that was established earlier this February. According to lobbying reports submitted to the Commission on Ethics and Lobbying in Government and acquired by The Post, Airbnb is the exclusive financial backer of Communities for Homeowner Choice. However, the organization lacks any contact details on its website and has not made any posts on its social media platforms for the past six months. "I don't think there is a genuine grassroots movement. I doubt there are countless homeowners who are eager to participate in this," McKee remarked. View pictures in App save up to 80% data. The recent legislation that Airbnb is advocating for has garnered the backing of Speaker Adrienne Adams. AP The website for Communities for Homeowner Choice did not provide any contact details, and there was no prompt response to a message sent via Facebook. Restore Homeowners Autonomy and Rights is claimed to be a grassroots organization primarily backed by Airbnb; however, a representative mentioned that their support base extends far beyond that. According to RHOAR's website, they are a collective of homeowners in New York City advocating for the reinstatement of their rights to engage in short-term rentals of their properties. Since May, the group has invested $600,000 in an advertising campaign aimed at the City Council, with Airbnb identified as the exclusive financial backer of RHOAR, as per lobbying records submitted to the Commission on Ethics and Lobbying in Government. Both RHOAR and Communities for Homeowner Choice have paid Bamberger & Vlasto Strategies, a political consulting firm, to handle advertising campaigns and lobbying, according to records obtained by The Post. A representative from RHOAR, identified as Gia S., informed The Post that the organization boasts more than 600 members. “Gia mentioned that we have established private messaging groups with approximately 450 active members who engage daily in discussions about homeowner concerns and initiatives for advocacy. We also organize virtual town halls to facilitate easier participation for our members.” Nathan Rotman, Airbnb's policy director, informed The Post that the company's backing of the organizations was not intended to be kept a secret. "Rotman stated, 'We have always been transparent about our support for the hosts pushing for these changes. This is not something new or out of the ordinary for us.'" Rotman mentioned that Airbnb backs the changes to Local Law 18, as it would enable specific homeowners to earn additional income by renting out their properties during their absence, similar to practices in major cities throughout North America and globally. Rotman stated, “This legislation will enable individuals to rent their homes while they’re away for a weekend, on vacation, or simply looking to earn some extra income.”

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The State of Texas is on the verge of driving many businesses to closure.

2025-04-10 15:31:27

Prohibiting these products might lead to numerous businesses facing closure. View pictures in App save up to 80% data. Image credit: Kasjan Farbisz via Pixabay | Image credit: Pete Linforth via Pixabay Commerce I recently embarked on a journey to Austin, and I must say, the 7-hour drive (I enjoy making plenty of stops) was quite rejuvenating, filled with numerous charming spots and quaint towns to explore. While some of these towns might seem insignificant, I observed that a surprising number had opened brand new smoke shops. It seems that even the tiniest Texas communities are benefiting from these establishments. Many of them thrive by offering vape products, as well as Delta 8 and Delta 9 options. The Marketplace The fact is, Texans as a whole want these products, and as a matter of fact, most want full on legalization of marijuana. It just seems the "pro" forces don't donate to the right political campaigns or even organize properly. The "War On Drugs", specifically marijuana and derivative products have taught generations that the best way to take care of their needs is to not ask the government for permission, but to just hit up the black market. The Prohibition Now comes the virtue-signaling of Lt. Governor Dan Patrick. He wants to abolish the sale of the Deltas, and it really doesn't matter who is hurt in the process. It looked like he had the agriculture commissioner standing in his way for a hot minute, but now it looks like it might be smooth sailing for a total ban on these products. Stop Endorsing This Nonsense Texas has undeniably entered a phase of absurdity. The state desires various advancements that could significantly benefit even the smallest communities, yet we are governed by officials who believe they understand what is best for us. This situation warrants careful observation, as Texas is on the verge of pushing many individuals back into the black market, which can be a perilous environment. Top 5 Most Frequently Occurring Crimes in Texas Lots of crime happens daily in the Lone Star State, but according to the Gale Law Group, these are the 5 most common crimes: Wild and Unusual Pets You Can Legally Have in Texas Texas boasts an impressive population of approximately 7.2 million dogs, making it the state with the highest number of canine companions. However, if you're looking to diversify your household, you might consider welcoming a unique and less conventional exotic pet into your family. Some of these exotic items are subject to regulations and will necessitate obtaining permits.

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Violations of Minnesota's Child Labor Laws Included in Significant Penalty

2025-03-21 06:40:32

View pictures in App save up to 80% data. David Drew Providing job opportunities for young individuals creates a mutually beneficial scenario. It's fantastic that they can gain a sense of responsibility while also making some income, and companies stand to gain by potentially alleviating issues related to workforce shortages. However, all need to remember that there are special rules in place for employers hiring young employees, which the federal government has put in place to protect these vulnerable workers. Unfortunately, whether done deliberately or not, businesses or their partners don't always follow those rules. When this happens, there are often massive fines for companies found violating federal child labor laws, and that has recently happened involving a major U.S. company that has a facility in Minnesota. Company Ordered to Pay $4 Million Following Violations of Federal Child Labor Laws The U.S. Department of Labor announced that JBS USA Food Co., the nation’s leading meat-packing processor and slaughterhouse with over 37,00 employees nationwide, has agreed to pay $4 million to assist individuals and communities affected by unlawful child labor practices nationwide. This came after U.S. Department Of Labor investigations discovered that JBS’s third-party service providers employed children in dangerous jobs and during overnight shifts at the company’s facilities in Minnesota, Colorado, Iowa, and Nebraska. The agreement requires JBS to ensure that essential aspects of its supply chain, as well as third-party contractors and service providers, are held responsible for the issue of illegal child labor. Additionally, they are tasked with developing a focused advertising campaign aimed at educating the public about the dangers and prevalence of unlawful child labor practices. JBS has announced a commitment of $4 million to combat illegal child labor and assist victims across the country, with a special focus on the communities of Guntersville, Alabama; Greeley, Colorado; Ottumwa, Iowa; Worthington, Minnesota; and Grand Island, Nebraska. The funds might also offer direct support to impacted individuals and community groups through scholarships, stipends, and educational resources. This includes aiding community organizations in financing positions for English as a Second Language instruction, literacy programs, job training, and housing assistance. Alongside creating a $4 million fund dedicated to supporting victims of child labor and community initiatives, JBS is required to take additional actions: Hire a child labor compliance specialist to review policies, develop training materials, and conduct unannounced audits. Maintain a toll-free ethics hotline for the anonymous reporting of compliance concerns. Incorporate a zero-tolerance policy in any contract agreements with third-party sanitation firms or poultry-catching service providers. Notify the department when contracts have been terminated because of child labor violations. Conduct community outreach to educate communities about the prohibitions on child labor at meat packing establishments. Create targeted advertising campaigns to raise awareness about unlawful child labor in Alabama, Colorado, Iowa, Minnesota, and Nebraska. Require nationwide training on the prevention of illegal child labor for all third-party sanitation employers at JBS facilities and all JBS employees at meat-packing establishments. Regrettably, situations like this are increasingly frequent. In 2024, investigators from the U.S. Department of Labor found that over 4,000 children had been illegally employed in contravention of federal child labor regulations. Ensuring the safety and protection of children continues to be a critical focus, with more than 1,000 child labor investigations currently underway. Meat Processing and Slicing Activities Prohibited for Individuals Under 18 The U.S. Department of Labor has established a comprehensive list of prohibited tasks for individuals under 18 years of age, which varies depending on the specific industry they are working in. In the case of meat processing and slicing, minors are not permitted to engage in the following activities: Kids under 18 cannot operate power-driven meat processing machines, such as meat slicers, saws, and meat choppers, wherever used (including restaurants and delicatessens). Kids under 18 cannot clean such equipment, including the hand washing of the disassembled machine parts. Kids under 18 cannot operate this machinery on items other than meat, such as cheese and vegetables. Kids under 18 cannot do most jobs in meat and poultry slaughtering, processing, rendering, or packing establishments. To view the complete list of jobs that are off-limits for children, please click the button above. According to the U.S. Department of Labor, both workers and employers can reach out to the division for confidential inquiries. Additionally, the division offers assistance in over 200 languages through its toll-free helpline at 866-4US-WAGE (487-9243). QUIZ: Are you able to recognize 50 well-known companies just by looking at their logos? How familiar are you with the logos of 50 of the most renowned companies globally? Continue scrolling to test your ability to match each icon to its respective brand. 15 Major Brands Shutting Down Locations in Minnesota and Wisconsin in 2024 Gallery Acknowledgment: Lauren Wells

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Stock Up, Texas! 15 Frito Lay Snacks Are Vanishing from Store Shelves

2025-03-21 15:12:16

Texans love Frito Lay, as they are "one of our own." The 13 billion-dollar company is headquartered in Plano. Frito Lay is at the forefront of innovative snacks that we love, featuring bold spicy and global flavors (I just can't resist Salsa Verde Doritos!). View pictures in App save up to 80% data. Getty 图片 Frito Lay makes the most popular chips in the snack aisle- including Lay's, Cheetos, Doritos, Fritos (of course), Tostitos, Sun Chips, Santitas, Smart Food popcorn, and Rold Gold pretzels.  And each "brand" carries from a few to many flavors/ varieties. However, with innovation comes the need to adjust. Frito Lay has announced they are discontinuing 15 varieties of their snacks, according to Sporked. When Will These Products Be Phased Out? Sporked is suggesting that the items might vanish as early as this month. However, this will vary based on the sales performance at different stores, so if there's something you particularly love, it might be wise to stock up sooner rather than later. What Alternatives Will Take the Place of These Items? That's an intriguing question! Sporked asserts they have the answers, so keep an eye out for updates. If that answer is unsatisfactory to you, Toast.com has some ideas about snack trends we could see in 2025. This encompasses "healthy" options such as plant-based foods, vegetable-rich dishes, protein-rich choices, alternative grains, and more. The definition of healthy, naturally, varies from person to person. Toast also ponders a revival of nostalgic tastes—do you recall the days when you could find almost any snack in a "pizza" flavor? I certainly do. There could also be a continued push into international flavors and sweet/savory flavor combinations. Last year there was a limited tzatziki flavor that absolutely was worthy of full-time shelf status. But I am a Texan, and we like anything dill-flavored. Which varieties are set to make their mark in history? Here’s the compilation:  15 Snack Chips That Will Be Discontinued in 2025 Frito-Lay produces some of the most beloved snacks in the United States, and each year, they unveil innovative variations on their best-selling products that showcase distinctive flavors. Exploring beyond your usual preferences can be an exciting experience, and you might discover some new favorites along the way. Nevertheless, it's important to keep in mind that not all new snacks will last, which can lead to some disappointment. Sporked recently uncovered 15 snacks that Frito-Lay plans on discontinuing in 2025, and they include some of my favorites. If some of your favorites are on this list, you better stock up if you still see them on store shelves and enjoy them while you can. Maybe if snack enthusiasts rally against the discontinuation, Frito-Lay will reconsider their decision. Gallery Acknowledgment: David Drew CHECK IT OUT: How Many of These Nostalgic Millennial Snacks Do You Recall? You'll have better luck paying off your student loans than finding these discontinued snacks in stores. Gallery Attribution: Meg Dowdy 10 Energy Drink Flavors Likely to Be Phased Out Both Sporked.com and the @snachwithzach Instagram are reporting that multiple energy drink flavors will be discontinued. Here is a look at which Monster and Bang flavors are reportedly leaving. Gallery Credit: Rob Carroll

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A Polish town has extended an invitation to Elon Musk, proposing that he purchase its castle to serve as the headquarters for his European operations.

2025-03-19 14:45:49

A Polish town is urging Elon Musk to purchase its expansive 13th-century castle and transform it into his European headquarters. View pictures in App save up to 80% data. This image, published by the Glogowek Town Hall, depicts Glogowek Castle located in Glogowek, Poland, dated August 5, 2022. View pictures in App save up to 80% data. FILE - On Thursday, October 17, 2024, Elon Musk addresses a campaign town hall in Folsom, Pennsylvania, showing his support for the Republican presidential nominee, former President Donald Trump. View pictures in App save up to 80% data. This image published by the Glogowek Town Hall features Glogowek Castle, located at the top right, in Glogowek, Poland, taken on August 5, 2022. View pictures in App save up to 80% data. This image published by the Glogowek Town Hall depicts the entrance and emblem of Glogowek Castle in Glogowek, Poland, taken on September 10, 2021. WARSAW, Poland (AP) — A town in Poland is encouraging Elon Musk to buy its vast 13th-century castle and turn it into his European headquarters. The mayor of Glogowek, Piotr Bujak, said Tuesday that he recently posted the invitation on Musk’s social media platform X and has sent letters to his companies, advocating for him to buy the castle. As of now, no price has been revealed, and Musk has yet to comment on the proposal. Bujak informed The Associated Press that he came across media coverage in Europe indicating that the American tech billionaire is seeking a significant site, potentially a castle in Italy, to serve as a base for his activities in the region. The Glogowek castle, located in the southwestern region of Poland, has a fascinating history that dates back to the Middle Ages. In the 17th century, it even functioned as the capital of Poland for a short period. Notably, the castle was a place where the renowned composer Ludwig van Beethoven stayed and created some of his music. "Bujak shared with the AP that 'the castle exudes a wonderful atmosphere and serves as an ideal setting for amazing events.'" The region boasts a rich history of winemaking. "Bujak expressed, 'We don't consider ourselves inferior to Tuscany. Our climate is ideal, and this truly is the finest place on the planet.'" Glogowek boasts a charming setting that is conveniently located near the European capitals of Berlin, Prague, Vienna, Bratislava, and Warsaw. Additionally, there is space available for a helicopter landing pad. The castle is in need of extensive restoration and is seeking a private investor, yet it provides ample space for both residential and commercial use. It is owned by the municipality.

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BlackRock is anticipated to report impressive earnings, as Larry Fink's company pivots away from its previous focus on socially conscious investments.

2025-03-15 03:46:05

In case you missed it, BlackRock — indeed, that BlackRock — is shifting away from its progressive stance. Furthermore, it’s not facing any financial troubles, as On The Money has discovered. On Wednesday, just before the market opens, the largest money management firm in the world is set to announce its earnings for the fourth quarter as well as its financial results for the entire year. According to my contacts on Wall Street, both are expected to illustrate that their operations are operating at maximum capacity. Confluence doesn’t necessarily equate concurrence, of course. But it’s remarkably obvious that at a time when BlackRock has dialed back its overt progressive posturing — leaving, as the Post reported last week, a UN-sponsored group of environmental activists — its financial performance is soaring, at least according to the Wall Street buzz. One significant factor is that the backlash from conservative critics regarding its so-called ESG investing has diminished as the organization has distanced itself from being a fervent proponent of the woke investing approach. View pictures in App save up to 80% data. Larry Fink's BlackRock has exited a UN-backed coalition of environmental advocates, coinciding with the company's remarkable performance surge. Additional Insights from Charles Gasparino Treasurers in Red States continue to view BlackRock's CEO Larry Fink with a degree of skepticism, though that sentiment has softened recently. They have mostly ceased their harsh criticisms of him as a proponent of "woke" ideology. Additionally, many have refrained from withdrawing funds from the firm now that he has toned down his embrace of progressive initiatives. By shifting its emphasis away from political matters and concentrating more on business, BlackRock is experiencing significant growth. Its assets under management are projected to exceed $11.5 trillion, despite the fact that recent increases in interest rates may negatively impact its fixed income investments. Analysts believe that the company's earnings will remain robust despite the increasing interest rates, thanks to its diversified operations. While major asset managers are grappling with client pressure regarding fees and experiencing withdrawals, BlackRock managed to attract a significant influx of capital last year from various channels, including pension funds and individual investors, according to sources. View pictures in App save up to 80% data. The backlash from conservative critics regarding its alleged ESG investing has diminished as it has distanced itself from being a strong proponent of the progressive investment approach.  BlackRock is making significant strides in the cryptocurrency space. If you examine the rankings of the largest Bitcoin holders, you'll find that in a relatively brief timeframe, BlackRock — representing traditional finance — has positioned itself just below the legendary Satoshi Nakamoto and the prominent crypto exchange Binance. As of January, it possesses approximately 560,000 bitcoins valued at roughly $55 billion, making it the leading player in the Bitcoin market due to its highly sought-after Bitcoin ETF. According to sources, the inflows into the ETF have remained consistent, as will be highlighted in the upcoming earnings report. BlackRock chose not to provide a statement for this report due to its inability to offer pre-earnings forward guidance. However, my sources maintain that Fink is poised for a well-deserved triumph. Yes, I know, Fink says a lot of stuff — some of which has gotten him in trouble in his advocacy of Environmental Social Governance investing. The investment style, his critics alleged, channeled progressive politics on issues like energy conservation through the investment process. In recent years, he earned the ire of the both Red State GOP-run pension funds, and Republicans in Congress even as he won plaudits from the political left for using BlackRock’s investment might to enact social change. But with the growth of Red State populations and their pension funds, Fink’s ESG posturing was costly; assets declined around $1 trillion in 2022. I have a deeper understanding of Fink than his detractors do, and the portrayal of him as merely an admirer of Elizabeth Warren is completely inaccurate. View pictures in App save up to 80% data. Fink often shares a variety of opinions, some of which have led to controversy in his support for Environmental Social Governance (ESG) investing. Fink founded BlackRock three decades ago with no assets, and he didn't grow it to over $11.5 trillion through leftist ideologies. He is recognized as one of the top risk managers on Wall Street, a reputation earned through years of bond trading and valuable lessons learned from his setbacks, unlike many of his peers. This expertise is a key reason why, at 72 years old, he continues to thrive as CEO. I have indicated that he took significant risks regarding ESG due to financial motivations. He successfully secured a substantial amount of left-leaning pension investments in New York and California. However, as early as 2021, he recognized potential issues and began advocating for a shift towards sustainability, warning that without it, there would be a decline in oil drilling and an increase in inflation. Since then, he has been distancing himself from ESG, diminishing its focus in the management of non-ESG assets. As I revealed earlier, he abandoned a crucial UN-supported asset management organization last week that was committed to achieving net-zero carbon emissions by 2050. Here’s a fascinating tidbit: In conservative political circles, detractors of Fink often refer to him as “Mr. ESG.” Meanwhile, a fresh wave of younger investors has dubbed him “Mr. Bitcoin,” even though he previously labeled the cryptocurrency as an “indicator of money laundering.” View pictures in App save up to 80% data. Fink founded BlackRock three decades ago with no assets, and he didn't grow it to over $11.5 trillion through leftist ideologies. He acknowledged his error and introduced the Bitcoin ETF nearly a year ago in January 2024. Since then, it has risen by almost 125%. When you rise on Wednesday, I’ve heard that BlackRock will be showcasing its impressive performance. I'm sure Fink will be celebrating on financial television. He ought to, as it's no accident that when he and the company became less aware of social issues, they distanced themselves significantly from financial struggles.

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Elon Musk could potentially be approached to rescue TikTok. Here's an estimate of the financial implications.

2025-04-08 08:34:46

Chinese officials are said to have viewed the billionaire ally of Trump as a possible purchaser in order to circumvent a ban from the United States. View pictures in App save up to 80% data. Elon Musk, the owner of X and founder of xAI, is a strong supporter of the upcoming presidential administration. According to reports, China is contemplating reaching out to Elon Musk to serve as its savior, especially as the likelihood of TikTok facing a ban in the United States grows. This move could prove to be an expensive yet potentially beneficial strategy for Musk's own social media venture. Although Chinese officials would prefer that TikTok remains entirely under owner ByteDance’s control, the U.S. Supreme Court on Friday hinted it would likely uphold the law enforcing the potential ban. It requires that TikTok’s U.S. operations be sold to a U.S. buyer by Jan. 19. Bloomberg News, citing unnamed sources familiar with the matter, reports that Beijing has tossed Musk’s name in the ring as part of its contingency discussions, forecasting a scenario that could see TikTok run as part of Musk’s X. TikTok’s more than 170 million U.S. users could bolster X’s advertising efforts, while Musk’s xAI startup could use TikTok’s data to train its artificial intelligence. According to Wedbush Securities analyst Dan Ives, a purchase would likely cost Musk between $40 billion and $50 billion. That price doesn’t include ByteDance’s algorithm for the video-sharing platform, which the company would likely refuse to give up. "Ives noted in a Tuesday report that this move could greatly increase the worth of the Twitter/X platform, suggesting that Musk might seek external investments for what could be a lucrative acquisition. He also pointed out that rather than a full sale, this could lead to a collaborative partnership where Musk plays a key role in preventing a complete ban of TikTok in the United States." Part of Musk’s appeal as a potential buyer is his close ties to President-elect Donald Trump and his upcoming administration. Musk spent more than $250 million supporting Trump’s election, has been given a task force taking aim at government inefficiency, and several of his allies have been tapped for new government jobs. He has also showed some support for TikTok remaining available in the U.S. Last April, he said that a ban “would be contrary to freedom of speech and expression” and “not what America stands for.” Trump, who first proposed a ban on TikTok in 2020 before announcing a sudden change of heart in March, could issue a 90-day pause on the ban if the Supreme Court approves it. He could also ask the Justice Department and attorney general not to enforce the TikTok ban. Ives stated, "Considering the robust and expanding partnership between Trump and Musk, this development isn't entirely unexpected, as the Trump administration is exploring options in case the Supreme Court maintains the ban." Besides Musk, few alternative potential partners have emerged, including a consortium that includes billionaire Frank McCourt and “Shark Tank” investor Kevin O’Leary. Last May, former U.S. Treasury Secretary Steven Mnuchin said he was interested in buying TikTok’s U.S. portion.

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What makes this extraordinary Tasmanian residence the standout sale of the year?

2025-04-05 12:15:56

A unique treasure located in one of Hobart's premier districts has been dubbed the 'sale of the year'. The exquisite three-story luxury home located at 91 Salamanca Place in Battery Point, crafted by the esteemed architect Brian Wyatt, seamlessly combines historic allure with contemporary design, all while featuring the added benefit of mixed-use zoning. The details of the sale can be found here. The second most expensive home sold in Tasmania for 2024 was six minutes away in Sandy Bay but the final price was undisclosed. This property is the sole independent residence in the renowned strip, and despite attracting interest from buyers worldwide, it was ultimately purchased by a couple from Tasmania. Originally constructed in 1962 as a silo, this property has been transformed into a residential space that showcases impressive architectural features such as lofty ceilings, wide windows, and stunning vistas of Mount Wellington, Hobart Harbour, and the lively Salamanca area. The Sullivans Cove Planning Scheme's mixed-use zoning offers flexibility, as the ground floor is presently occupied by a gallery and retail establishment. As you enter, you find yourself in a space that embodies the essence of both a home and a stunning work of art. View pictures in App save up to 80% data. A three-story upscale residence located at 91 Salamanca Place presents a distinctive combination of historic allure, contemporary aesthetics, and an unexpected advantage. View pictures in App save up to 80% data. The mixed-use zoning established by the Sullivans Cove Planning Scheme offers flexibility, as the ground floor is presently occupied by a gallery and retail establishment. View pictures in App save up to 80% data. Large windows allow natural light to play upon the gleaming surfaces, and the open-concept design fosters a seamless transition throughout the space. Large windows allow natural light to play upon the gleaming surfaces, and the open-concept design fosters a seamless transition throughout the space..  This home is crafted for both hosting gatherings and providing a peaceful escape, with the living areas on the second floor acting as the central hub of the residence. Additionally, it features a cutting-edge kitchen outfitted with a Gaggenau cooktop, a built-in Miele coffee machine, and a concealed butler's pantry. This floor also features a powder room, laundry area, workshop, and utility/storage rooms. The first level features an exclusive primary suite, which includes separated wet zones with concrete partitions, a spacious walk-in closet, and an opulent bathroom. The solid concrete walls bring an element of industrial elegance, harmoniously complemented by the cozy, welcoming textures found throughout the residence. The property features a second bedroom complete with an ensuite, along with a versatile office space that can easily be transformed into an additional bedroom, enhancing its adaptability. On the uppermost level, a third bedroom featuring an ensuite opens up to a rooftop terrace, complete with retractable awnings and breathtaking panoramic vistas. Picture yourself savoring a warm cup of coffee while the sun ascends over Mount Wellington, or perhaps hosting an evening gathering with the sparkling lights of Hobart creating a magical backdrop. The residence is equipped with hydronic and ceiling heating, a DAS alarm system, LED lighting, and a private commercial elevator that accesses all three floors. View pictures in App save up to 80% data. The concrete walls bring an element of industrial elegance, harmoniously complemented by the cozy, welcoming textures found throughout the residence. View pictures in App save up to 80% data. On the uppermost level, a third bedroom featuring an ensuite leads out to a rooftop terrace, complete with retractable awnings and breathtaking panoramic vistas. View pictures in App save up to 80% data. Every detail of this residence has been crafted with both comfort and elegance in focus, encompassing everything from the tiniest fittings to the grandest structural features. View pictures in App save up to 80% data. This residence beautifully combines upscale living with the quaint appeal of Hobart's historic neighborhood. Every detail of this residence has been crafted with both comfort and elegance in focus, encompassing everything from the tiniest fittings to the grandest structural features..  Located in the coveted Battery Point area, famous for its historic houses, charming cobblestone lanes, and quaint cafes, 91 Salamanca Place is mere moments away from lively eateries, art galleries, and vibrant bars. This residence beautifully combines upscale living with the quaint appeal of Hobart's historic neighborhood.. With an income source from the ground-floor rental that includes a commercial kitchen and two restrooms, this property transcends the idea of a mere residence - it represents a bold statement. Boasting an ideal location, unmatched architectural design, and meticulous attention to detail, this home transforms your dreams into reality.

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I've Been a Costco Shopper for Years—Avoid These 13 Common Mistakes

2025-03-14 23:01:30

View pictures in App save up to 80% data. Steer clear of these pitfalls to enhance your membership experience. View pictures in App save up to 80% data. Image Credit: jetcityimage/Getty Images I’ve been a proud Costco warehouse member for more than a decade, and it’s my favorite place to stock up on household items at a fraction of the cost, especially when it comes to essentials like toilet paper, olive oil, and meat. For me, shopping at Costco requires a plan of action before entering the warehouse, because it’s easy to overspend when you’re walking around looking at all the items that are unique to their warehouses. I’m looking at you, in-house bakery section. With that in mind, while chatting with friends and family, I've observed a number of common membership errors that people tend to make—specifically, not fully utilizing the benefits that come with being a member.  13 Costco Blunders to Steer Clear of on Your Next Visit If you intend to maximize your experience at Costco this year, be sure to avoid these common pitfalls. 1. Choosing not to enhance your membership. For regular Costco shoppers, it may be beneficial to think about upgrading from a Gold Star membership to an Executive one. The basic Gold Star membership provides access to the warehouse for only $65, but if you find yourself visiting Costco several times a month, the 2% cash back reward associated with the Executive membership ($130) can be quite advantageous. This means that those at the Executive level can potentially earn as much as $1,250 annually. 2. Neglecting to refuel your vehicle. Once you've completed your shopping, don't forget to refuel your vehicle. Many Costco warehouses feature gas stations that provide highly competitive rates, with some reports indicating savings of up to 20 cents per gallon. Utilize the Costco app to locate nearby warehouses that have gas pumps, check the current gas prices, and find out their operating hours. 3. Ignoring Kirkland brand items. Costco features its own private label, Kirkland Signature, which provides high-quality products at significantly lower prices than national brands. Take, for instance, Kirkland’s Extra Virgin Olive Oil, which is frequently recognized as a top seller and beloved by customers for its excellent quality and affordability. A 2-liter bottle is priced around $0.47 per ounce, in stark contrast to premium olive oils that can reach prices of up to $2 per ounce. 4. Avoiding online shopping. Every membership level at Costco—Executive, Business, and Gold Star—grants members access to Costco.com, a treasure trove of fantastic bargains, including some that are only available online.  5. Searching for the discounts. Coupons? Alongside existing bulk discounts? Absolutely! Every month, Costco publishes “Members Only Savings” booklets that highlight various sales and promotions available in the warehouse. This is the perfect opportunity to stock up on essentials you regularly use, like laundry detergent and soap. 6. Being mindful of the cost. While browsing at Costco, the price tags can tell you a lot more than just the cost of an item. Regular prices typically end in nine (like $19.99), whereas discounted items will end in either zero or seven (such as $19.00 or $19.97). If you see a price tag with an asterisk, it's a sign to buy it quickly, as that product is likely being discontinued soon. 7. Failing to take advantage of Costco's return policy. Costco provides its members with a flexible return policy aimed at ensuring complete customer satisfaction. This means that if you're not completely happy with a purchase, you can return it to the warehouse. However, it's essential to use this policy responsibly, as excessive returns could lead to your account being monitored. View pictures in App save up to 80% data. 8. Purchasing beyond your actual needs. Costco provides fantastic savings, but these deals are only beneficial if you intend to use the items. For instance, purchasing meat in large quantities might appear to be a bargain for your family, but if you don’t consume it or properly freeze it, leading to spoilage of part of the package, you’ll end up wasting your money. This principle also applies to fresh produce and baked goods such as bagels and muffins. It's important to make informed decisions about what you'll realistically use and whether you have the space to store it in the freezer. 9. Failing to utilize gift cards effectively. Costco provides a wide selection of gift cards for various well-known restaurants, retail stores, and even certain travel companies. If you often visit a particular establishment or want to prepare for future gifts, purchasing these gift cards at discounted rates is a savvy investment. 10. Overlooking the importance of price matching. Exactly—besides offering low prices, Costco also has a price matching policy for up to 30 days. This means if an item you bought goes on sale for a significantly lower price within that timeframe, you can head back to any warehouse with your receipt to receive a refund. 11. Failing to compare prices at your neighborhood grocery store beforehand. While Costco is known for its impressive discounts on common products, it isn't necessarily the most economical choice. Local grocery stores frequently have buy-one-get-one promotions that can provide better value than Costco, and shopping there might result in spending more than intended while aiming to save money. 12. Having a view of the apparel department. Costco warehouses are primarily recognized for their affordable bulk items, but there's a hidden gem within the store that many shoppers overlook: the clothing section. This area features everything from essential t-shirts and leggings to stylish coats and swimwear, showcasing popular brands such as Patagonia, Banana Republic, and 32 Degrees. You’ll find yourself proudly saying, “Thanks, I picked it up at Costco!”  13. Ignoring the pharmacy. Not only do Costco pharmacies offer hundreds of generic drug brands priced at $10 or less, they also offer immunization services and a full Hearing Aid Center. Not a Costco member yet? You do not need a membership to use Costco Pharmacy. I appreciate your input!

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Bargain Blunders: 10 Products to Avoid at Dollar General

2025-03-19 05:45:22

View pictures in App save up to 80% data. Image Credit: 123rf.com In rural areas and smaller towns, the familiar yellow and black Dollar General sign is a common sight. These stores serve as essential resources for residents in less populated regions, bridging the gap between grocery stores and retail outlets. They often provide an array of products similar to those found in larger retailers, frequently at attractive prices. However, while some items may indeed offer good value, others may come with drawbacks such as subpar quality, inefficiency, or even health concerns. When shopping at Dollar General, it’s crucial to be discerning about which products to steer clear of to avoid squandering your hard-earned money. From inadequately constructed tools to dubious beauty supplies, here are ten items you might want to reconsider before adding them to your shopping cart. 1. Electronic Devices Electronics at Dollar General might seem like a steal, but they’re often too good to be true. These items, like headphones or USB chargers, tend to be poorly made and have a high failure rate. Cheap electronics can also pose safety risks, such as overheating or electrical malfunctions. Investing a little more in quality electronics from reputable brands can save you money and headaches in the long run. Remember, durability and reliability are key when it comes to electronics and Dollar General’s options usually fall short. 2. Household Cleaning Supplies You need to the house clean, so you head to your nearest Dollar General. While the cleaning aisle at Dollar might be tempting, some items can contain toxic chemicals. With this in mind, you may want to look for sales or coupons at larger retailers to stock up on trusted cleaning products. Your wallet and your home will thank you for skipping these options. 3. Cooking Tools Dollar General's kitchen utensils tend to be constructed from weak plastic or subpar metal, which can easily bend or break. This fragility often results in the need for frequent replacements, ultimately undermining any savings you might have initially enjoyed. Additionally, these poorly manufactured utensils can create safety risks, like snapping during use or melting under heat. It's wise to choose higher-quality kitchen tools designed for durability, ensuring they can handle everyday use without damage. By investing in dependable utensils, you’ll save both money and hassle in the long run. 4. Non-Prescription Medications While it’s convenient to grab over-the-counter medications like pain relievers or allergy pills at Dollar General, the quality and effectiveness of these products can be questionable. Some may contain inactive ingredients that make them less effective, or they could be nearing their expiration dates. When it comes to your health, it’s better to buy medications from trusted pharmacies or larger retailers. The small price difference is worth ensuring the product’s safety and efficacy. Always check labels and reviews before purchasing health-related items. 5. Power Cells View pictures in App save up to 80% data. Image Credit: 123rf.com While Dollar General's batteries may appear to be an economical choice, they generally deplete more quickly and have a reduced lifespan compared to those from well-known brands. Inexpensive batteries are prone to leaking, potentially harming your devices and leading to higher replacement costs. Opting for premium batteries from reliable manufacturers such as Duracell or Energizer ensures superior performance and durability. Additionally, rechargeable batteries are an excellent alternative for ongoing savings. Avoid the hassle of frequently swapping out dead batteries by prioritizing quality over mere convenience. 6. Playthings Toys available at Dollar General are frequently constructed from subpar materials, which can lead to quick breakage and potential safety hazards for children. There’s a risk that small components can come loose, posing choking dangers, and the paints and materials might not comply with safety regulations. Although the attractive price may draw you in, these toys often lack the durability needed for everyday use. It might be wise to invest a bit more in toys from trusted brands that emphasize quality and safety. Your children deserve toys that are both safe and enduring, even if they come with a slightly higher price tag. 7. Cosmetics and Beauty Items While Dollar General offers makeup and beauty products at affordable prices, there are potential dangers to consider. A number of these items are crafted from subpar ingredients that could lead to skin irritation, allergic responses, or acne flare-ups. Furthermore, certain products might be counterfeit or expired, posing safety risks. Choosing reputable beauty brands guarantees that you receive items that have been rigorously tested and deemed safe for your skin. When it comes to personal care, opting for quality rather than simply going for the lowest price is a wiser choice. 8. Instruments While Dollar General offers tools that can be useful in a hurry, their durability is questionable. Tools such as screwdrivers, hammers, and wrenches are frequently crafted from inferior materials, making them susceptible to breaking or bending when under strain. Relying on subpar tools can pose safety risks, particularly during demanding jobs. Investing a little extra in sturdy, high-quality tools from a reputable hardware store will better prepare you for any task. Quality tools are a worthwhile investment, ensuring both safety and lasting performance. 9. Culinary Products Although certain food products at Dollar General can be a bargain, others may be too expensive or not up to par in terms of quality. Perishable items such as dairy, meat, and fresh produce frequently come with shorter shelf lives, giving you limited time to use them. Additionally, off-brand or imported food items might not deliver the flavor and quality you anticipate. It's advisable to shop for groceries at larger supermarkets where you can discover fresher and superior options at comparable prices. Always remember to inspect expiration dates and ingredient lists when purchasing food. 10. Pet Products Although Dollar General does offer some premium dog foods and other pet supplies, there are others that may be made with low-quality ingredients or materials that may not meet your pet’s nutritional or safety needs. Cheap pet toys can break easily, posing choking hazards, while low-cost pet food may lack essential nutrients. Your furry friends deserve the best, and cutting corners on their care can lead to health issues and vet bills. Invest in quality pet products from reputable brands to keep your pets happy and healthy. Their well-being is worth the extra cost. Shop Wisely and Maximize Your Savings Dollar General can offer some fantastic bargains on various products, but it’s crucial to shop wisely and steer clear of these ten common mistakes. By identifying which items to avoid, you can optimize your spending and maximize your savings. Consider seeking out better-quality options at different stores or online for greater value. Feel free to share this article with your loved ones to help them save money by avoiding these lesser-quality items. Together, we can enhance our shopping skills and ensure that every dollar goes further. What products do you steer clear of at Dollar General? Have you ever returned anything, and if yes, what was the reason? We invite you to share your experiences in the comments! Latrice is a committed professional who boasts a strong foundation in social work, supported by an Associate Degree in the discipline. Her path has been distinctly influenced by her fulfilling role as a stay-at-home mother to her two children, aged 13 and 5. This experience has not only highlighted her dedication to her family but has also equipped her with essential life lessons and perspectives. As a dedicated mother, Latrice has taken it upon herself to teach her children vital life skills, emphasizing financial literacy, the intricacies of everyday life, and the significance of maintaining inner tranquility.

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Warren Buffett is poised to earn $4.5 billion in yearly dividends from seven outstanding stocks.

2025-03-21 10:53:04

The majority of Berkshire Hathaway's dividend earnings can be attributed to seven key investments. Few if any money managers command the attention of investors quite like the Oracle of Omaha, Warren Buffett. Since taking over as Berkshire Hathaway's (BRK.A -2.20%) (BRK.B -2.03%) CEO six decades ago, Buffett has overseen a cumulative return in his company's Class A shares of 5,477,866%, as of the closing bell on Jan. 8. When you lap the benchmark S&P 500 many times over, you're going to draw a crowd. Buffett's success has been defined by his unwavering search for value, a preference to concentrate Berkshire's investment portfolio into his top ideas, and his long-term ethos. But another factor that's not given nearly enough credit is his love of dividend stocks. Companies that pay a regular dividend to their shareholders are usually profitable on a recurring basis, time-tested, and capable of providing transparent long-term growth outlooks. Additionally, a study from Hartford Funds (The Power of Dividends: Past, Present, and Future) found that income stocks have more than doubled the average annual return of non-payers covering a 50-year period (1973-2023): 9.17% vs. 4.27%. View pictures in App save up to 80% data. Warren Buffett, the CEO of Berkshire Hathaway. Image credit: The Motley Fool. Berkshire Hathaway boasts a diverse portfolio filled with dividend-paying stocks. Among them, seven standout stocks are projected to generate a combined annual dividend income of $4.5 billion for Buffett's firm. 1. Occidental Petroleum: $911,597,004 (this figure accounts for preferred dividend earnings) Believe it or not, the top income-producing stock for 2025 in the 44-stock, $296 billion portfolio Warren Buffett oversees at Berkshire Hathaway is integrated oil and gas company Occidental Petroleum (OXY 0.21%). The more than 264 million shares of Occidental common stock Berkshire holds are set to generate almost $232.5 million in dividend income, while the $8.489 billion in preferred stock yielding 8% will produce another $679.1 million. The end result is north of $911 million in expected dividends from Occidental this year. Unlike most integrated oil and gas stocks, Occidental's revenue heavily relies on its upstream drilling operations. Although it has downstream chemical plants that can help to partially offset declines in the spot price of crude oil, Occidental's operating cash flow ebbs-and-flows more than most oil stocks depending on the direction the price of crude oil moves. Another interesting quirk about Occidental Petroleum is that it doesn't fit the mold of a typical Buffett investment. Whereas the Oracle of Omaha often avoids heavily indebted companies, Occidental's balance sheet has been constrained since it acquired Anadarko in 2019. 2. Bank of America: $796,957,680.00 Despite Warren Buffett overseeing the sale of more than 266 million shares of Bank of America (BAC -2.38%) stock since July 17, one of America's largest banks by total assets is still on track to generate almost $797 million in dividend income for Berkshire Hathaway in the new year. The clearest competitive edge BofA brings to the table for its shareholders is its interest rate sensitivity. No big bank benefited more from the Federal Reserve's most-aggressive rate-hiking cycle in four decades, in terms of net interest income generation, than Bank of America. Even though the nation's central bank is now in a rate-easing cycle, the slow and methodical rate at which interest rates are falling should allow BofA ample opportunity to continue originating high-value loans. Bank of America's leadership deserves recognition for its commitment to technological investment. By the end of September, 77% of households had adopted digital banking, and 54% of loan transactions were conducted online or through mobile applications, marking an increase of 11 percentage points compared to three years ago. Digital banking proves to be considerably more economical for Bank of America than traditional in-person services. View pictures in App save up to 80% data. Image credit: Coca-Cola. 3. Coca-Cola: $776 million It should come as no surprise that Berkshire Hathaway's longest-tenured holding (since 1988), consumer staples colossus Coca-Cola (KO -1.04%), is one of Buffett's top dividend payers. Coca-Cola has raised its base annual payout for 62 consecutive years and is on track to provide Berkshire with $776 million in annual dividend income. Geographic diversity and a well-known brand have played a key role in Coca-Cola's long-term success. This is a company that operates in all but three countries worldwide (North Korea, Cuba, and Russia) and has been the most-chosen brand off retail shelves for 12 years running, based on Kantar's annual "Brand Footprint" report. Its ability to cross generational gaps and connect with consumers via social media and well-known brand ambassadors speaks to the strength of its brand and marketing team. Additionally, Coca-Cola gains an advantage by offering a fundamental necessity: drinks. Regardless of whether the U.S. or global economies are thriving or struggling, consumers will always require beverages, resulting in steady operating cash flow annually. View pictures in App save up to 80% data. Chevron has raised its base annual dividend for 37 straight years, according to CVX dividend information from YCharts. 4. Chevron: $773,340,682 Global energy companies are known for their robust dividends, and integrated oil and gas goliath Chevron (CVX 1.89%) is no exception. Chevron has boosted its base annual payout for 37 straight years, with its $6.52-per-share dividend expected to generate over $773 million in annual dividend income for Berkshire Hathaway in 2025. Although the juiciest margins are to be had from the company's upstream drilling segment, Chevron's midstream and downstream operations play a key role in its success. Chevron operates transmission pipelines, chemical plants, and refineries, all of which help to offset potential weakness in the spot price of crude oil or natural gas. Having these hedges in place ensures steady cash flow. Chevron enjoys significantly greater financial flexibility compared to Occidental Petroleum. Anticipated capital expenditures are projected to decrease by 2026, even as new initiatives in the Gulf of Mexico, U.S. shale, and Kazakhstan are launched. Consequently, Chevron is likely to see a substantial increase in its operating cash flow amounting to several billion dollars. 5. Kraft Heinz: $521,015,709 Even though it's been one of the Oracle of Omaha's worst investments, consumer-packaged foods company Kraft Heinz (KHC -3.88%) doles out a hearty dividend. The nearly 27% stake Berkshire Hathaway holds in Kraft Heinz will yield more than $521 million in annual dividend income for Buffett's company this year. Much like Coca-Cola, Kraft Heinz enjoys the advantage of being associated with a fundamental need: food. While consumers might occasionally cut back on non-essential purchases, the demand for food remains constant. With a diverse range of popular brands and convenient meal options, sides, and snacks, Kraft Heinz tends to maintain stable operating performance across various economic conditions. The downside for Kraft Heinz is that it's lugging around a lot of long-term debt ($19.4 billion) and quite a bit of goodwill ($28.9 billion) that it's unlikely to recoup. The company is struggling to generate enough buzz around its brands to meaningfully improve its financial flexibility. 6. American Express: $424,509,960.00 Credit-services provider American Express (AXP -3.15%) is the second longest-held stock in Berkshire Hathaway's $296 billion portfolio (since 1991) and one of the eight stocks Buffett considers to be a forever holding. In 2025, Berkshire is expected to collect $424.5 million in dividend income from AmEx. The heart of American Express's operating success is its ability to double dip. On one hand, it's the nation's third-largest payment processor by credit card network purchase volume, which generates consistent fees from merchants. On the other side of the transaction counter, AmEx is also a lender, which allows it to collect interest income and annual fees from its cardholders. Long periods of economic expansion fuel AmEx's "double-dipping" opportunity. What's more, American Express has often been synonymous with affluent clientele. Cardholders with higher incomes are less likely to change their spending habits or fail to make their payments during periods of minor economic turbulence. Catering to the wealthy helps AmEx navigate recessions better than most lending institutions. View pictures in App save up to 80% data. Apple's prominent share buyback initiative has significantly decreased its number of outstanding shares over the past 11 years. Data on AAPL Shares Outstanding can be found through YCharts. 7. Apple: $300 million Last but not least is Berkshire Hathaway's largest holding by market value, Apple (AAPL -2.41%). Even though the Oracle of Omaha has sold 67% of his company's stake in Apple, it's still Berkshire's top holding. The 300 million shares owned should produce $300 million in annual dividend income. Warren Buffett's favorite thing about Apple may very well be its world-leading capital-return program. Over the last 11 fiscal years (Apple's fiscal year ends in late September), Apple has bought back more than $725 billion worth of its stock and reduced its outstanding share count by almost 43%. Consistently buying back shares has helped to lift Apple's earnings per share and made its stock more attractive to value-oriented investors. The significance of Apple's brand value is undeniable. It stands as the top domestic smartphone provider in terms of market share, and its Services segment, which relies on subscriptions, has been consistently experiencing growth in the double digits.

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Did a wildfire cause damage to your home? Here are the steps you should take next.

2025-03-10 23:58:07

View pictures in App save up to 80% data. Getty Images/fStop图库 Regardless of whether you’ve experienced a fire or a flood, the guidance remains consistent: Record the damage thoroughly and reach out to your insurance provider without delay. Regardless of whether you’ve experienced a fire or a flood, the guidance remains consistent: Record the damage thoroughly and reach out to your insurance provider without delay. Getty Images/fStop图库 Allie Volpe is a senior reporter at Vox covering mental health, relationships, wellness, money, home life, and work through the lens of meaningful self-improvement. In the midst of the devastating wildfires that have raged through the Los Angeles area over the last week, thousands of residents are grappling with the fallout, from the tangible losses — more than 12,000 structures were damaged or destroyed — to the sentimental — generations of memories gone. What can be even more overwhelming for victims is figuring out what to do next and how to begin to recover. Californians aren’t alone. In recent years, major natural disasters have devastated communities throughout the country. Last fall’s Hurricanes Milton and Helene damaged or destroyed hundreds of thousands of homes. Over 2,200 structures were destroyed in the 2023 Maui wildfires. According to Bankrate’s 2023 Extreme Weather Survey, over the past decade, 57 percent of US adults were forced to shoulder costs because of hurricanes, tornados, wildfires, earthquakes, flooding, or heavy snow events. In the aftermath of such events, residents likely need to file insurance claims and apply for assistance. This process can be arduous, with those impacted required to submit detailed lists of items lost — according to a 2023 Insurance Information Institute survey, fewer than half of homeowners had prepared personal inventories of their belongings to document such losses. Making matters more complicated, in California, a home insurance crisis looms after thousands of homeowners in fire-prone areas were recently told that their policies were not being renewed. The state has some safeguards in place: Those dropped from their plans could enroll in California’s FAIR plan, an insurance program that the state established in the late 1960s that offers minimal fire coverage for high-risk properties as a last resort. Recently implemented insurance reforms in California will also require insurers to offer new policies in fire-prone areas and could bring back insurers like State Farm that previously dropped policy holders in high-risk regions. Individuals lacking insurance can seek assistance via the Federal Emergency Management Agency or local state support programs. Here’s a guide on initiating the process to obtain help. The first step you should take is to contact your insurance provider. After local authorities have deemed it safe to return to your home after a disaster, assess the damage and reach out to your insurance company by phone or app to start a claim as soon as you can. Take photos and videos of any damage — don’t throw away damaged items or make repairs until an insurance adjuster has completed their assessment. There may be delays due to the ongoing nature of the disaster, as well as its scope, says Jeff Schlegelmilch, the director of the National Center for Disaster Preparedness at the Columbia Climate School. Fires are still ongoing, and it may be unsafe for adjusters to access the area. The number of homes that were impacted and need to be evaluated can add to the lag. “Don’t make repairs before your insurer has assessed the damage, as it may void your coverage,” George Hooker, an attorney at Cole, Scott, and Kissane who specializes in property insurance claims, said by email. If you took pictures and video documentation of your home and belongings before the damage, this can be useful to substantiate your losses with your insurance company. Fortunately, damage from smoke and fire is covered under standard homeowner and renters insurance policies in California, according to the Insurance Information Institute. California regulation requires homeowners and renters insurers to immediately pay policyholders one-third of the estimated value of their belongings and a minimum of four months’ rent in the event that you are completely displaced, known as additional living expense. The FAIR plan covers up to $3 million in damages for residential policyholders and only reimburses the cost of renting a property that’s similar to your home. Keep all receipts for expenses like lodging, car and furniture rental, or laundry so you can be reimbursed later. Inquire with your insurance provider about when they will be able to assist you. Hooker suggests, “Certain insurers provide emergency response services to help protect your property and prevent additional damage.” Be sure to obtain a claim number and note it down, as it will be useful for tracking the progress of your claim later on. Follow up with your insurance company if they haven’t scheduled your assessment. After an adjuster assesses the damage, they will determine how much the insurance company will pay you. You may be given a settlement offer on the spot, but do not sign offers right away, as you may be entitled to more money. If you disagree with the assessment from your insurance company, you can hire a public adjuster for a fee. Their second opinion can help you when negotiating with your insurance company. You can also appeal any decisions made by your insurance company. Keep detailed notes and send a follow-up email after every conversation with an insurance representative or adjuster to document your progress. If the claim is accepted, you may receive one or multiple checks based on the extent of the damage. The amount of time insurance companies have to pay out claims depends on where you live. States like Arizona and Kentucky must send checks within 30 days while Texas laws require insurers to send payment within five days. Claims involving mortgage lenders and for significant damage can take longer to process; you can file a complaint with the state’s insurance department if your insurance company is dragging their feet. Usually, though, insurance companies are fairly prompt in paying disaster victims, Schlegelmilch says. According to Hooker, tenants who have rental insurance should contact their insurance provider and record any damages as soon as it is safe to access the property again. Regardless of whether you've experienced a fire or a flood, the guidance remains consistent: Make sure to record the damage and reach out to your insurance provider promptly, advises Hooker. “It’s worth noting that some types of damage may be covered differently depending on the disaster,” he says. “For instance, standard homeowners’ insurance policies usually do not cover flood damage, so it is useful to check on the type of coverage you have.” The National Association of Insurance Commissioners has a detailed step-by-step guide on how to submit an insurance claim after a natural disaster and how to navigate the process moving forward. What steps to take if you lack insurance coverage. For those without homeowners or renters insurance, you can apply for relief through FEMA. (Those with insurance are also eligible for FEMA assistance.) Fill out the application at DisasterAssistance.gov, on the FEMA app, or by phone at 1-800-621-3362. You’ll need your Social Security number, description of the damage caused, your annual household income, contact information, and bank account information for direct deposit. A FEMA inspector will call and ask about your damages within 10 days of applying for aid. You’ll receive an eligibility decision within 10 days of that call. If you’re eligible for aid, you’ll receive a check or direct deposit at that time. FEMA assistance can be used to pay for rent or lodging expenses if you are displaced and home repair and replacement. Applicants can expect to receive this aid fairly quickly, Schlegelmilch says. Hooker also suggests checking if your state or city is offering disaster relief. Aid organizations like the American Red Cross and the Salvation Army operate shelters and service sites offering access to caseworkers to help with financial assistance. Disaster assistance centers serve as a place for individuals to consult with case managers regarding their eligibility for various forms of aid. According to Schlegelmilch, having insurance may disqualify you from receiving certain types of public assistance. He explains, “The dynamics can be quite intricate.” Therefore, he recommends that individuals seek help from disaster assistance centers or trustworthy nonprofits that specialize in disaster case management, as they are the most reliable resources for guidance. Additionally, if it's within your means, some law firms offer support to disaster victims in accessing available aid. Once more, you can locate these centers by visiting the website of your local emergency management office or checking the websites of organizations such as the American Red Cross, Catholic Charities, and the United Way in your area. Some banks also offer disaster assistance. US Bank runs a disaster hotline to help customers determine which programs they’re eligible for. Golden 1 Credit Union’s Community Emergency Relief program provides loans with flexible payment options. Check with your bank to see if they have disaster relief programs available. Searching for a place to call home. To find immediate shelter housing, DisasterAssistance.gov has an emergency shelter page with resources for housing. The California Office of Emergency Services also has a list of available shelters. You can learn about other disaster assistance programs and housing and rental assistance information at a Disaster Recovery Center. To find one near you, enter your address in FEMA’s DRC locator. You can use the cash advance your insurance company gave you for additional living expenses to help pay for temporary housing. After you apply for disaster assistance through FEMA, you may find out you qualify for transitional housing, which covers hotel stays while you’re displaced. Airbnb is also offering free temporary housing for people impacted by the wildfires in the Los Angeles area. Fill out the application for housing through the county website. Dozens of Southern California U-Haul facilities are offering free storage options for those impacted by wildfires. You’re still responsible for making mortgage payments even if a disaster has destroyed your home, but you can request mortgage forbearance to pause or lower payments by calling your mortgage lender. If you’re a renter, you have the right to terminate your lease if you’re unable to live in the property. Refer to your lease for instructions on how to either pause rent payments or terminate the lease. For help paying for longer-term housing, FEMA offers continued temporary housing assistance programming. Eligible residents who need more than two months of FEMA rental assistance can apply to receive rental assistance for another three months or longer. Renters and homeowners can call FEMA’s helpline at 1-800-621-3362 to request an application. Outside of FEMA assistance, residents may need to secure housing on their own, a process only made more difficult by housing shortages and price gouging. Six months after the Maui wildfires, thousands of residents struggled to find housing. Already, rents are skyrocketing in Los Angeles. Potential housing options include extended stay hotels, short term rentals, and corporate housing that accepts public customers. United Corporate Housing and Corporate Housing by Owner, for instance, are offering temporary housing for California wildfire victims. While the recovery from natural disasters often takes years, there’s still a lot of help that impacted residents can get now. Stay patient, take detailed documentation, and continue to fight for what you deserve.

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Kathy Hochul Unveils $3 Billion Relief Initiative to Enhance Family Finances and Consumer Expenditure

2025-04-07 21:37:40

View pictures in App save up to 80% data. Meaningful Financial Assistance Governor Kathy Hochul has unveiled a new initiative that includes $3 billion in inflation refund checks for families, providing much-needed financial support during tough economic circumstances. This initiative is designed to boost consumer spending throughout New York, catering to the urgent needs of numerous families while also promoting overall economic development. Picture the sense of relief this brings to households statewide, easing financial burdens just in time for the holiday season. Enhancing the Child Tax Credit In a significant initiative, the proposal suggests an enhancement of the Child Tax Credit, expected to assist around 2.75 million children. This enhancement highlights the importance of investing in family finances, allowing parents to obtain necessary resources and foster a better future for their children. When families experience financial security, they become more assured in their spending, which creates a positive impact on the local economy. Increased financial stability results in greater consumer confidence, benefiting retail, services, and various sectors alike. The Importance of Accessible Child Care The economic approach extends beyond just direct refunds; it includes strategic investments in accessible child care services. One of the biggest challenges for new parents is securing quality and affordable child care. By prioritizing this issue, Governor Hochul's initiative guarantees that families will have access to reliable care that doesn’t strain their finances. Affordable child care is not just a nice-to-have; it's essential for working families trying to juggle their professional and personal lives. With more accessible options at their disposal, parents can focus on their careers, thereby boosting productivity and fostering economic development. Promoting Home Ownership In addition to providing assistance for child care, this proposal emphasizes the importance of investing in home ownership. For numerous families, owning a home is a crucial objective that symbolizes not just a residence but also a worthwhile long-term asset. Improved economic circumstances, facilitated by refunds and credits, could enable more families to achieve this dream, thereby fostering community stability. Home ownership fortifies neighborhoods and plays a vital role in the broader economic landscape, as those who own homes are generally more inclined to invest in their communities. Sustained Economic Consequences While the short-term advantages of these initiatives are remarkable, a closer look at their lasting effects uncovers even more significant benefits. Enhanced consumer expenditure plays a vital role in maintaining economic recovery. When families obtain direct financial support, the focus can transition from just getting by to strategizing for the future. A flourishing economy supports local businesses, stimulates job growth, and improves the overall quality of life within each community. Focusing on At-Risk Families The proposal centers on supporting vulnerable communities that have been disproportionately affected by economic challenges. By emphasizing programs aimed at enhancing financial security, Governor Hochul's strategy aims to create a foundation for substantial decreases in poverty rates. The investments are directed towards families who are finding it difficult to meet basic living needs, guaranteeing that every child can rest easy, knowing that they will not go to bed hungry and that their family is secure. Bipartisan Cooperation and Unity To ensure that a comprehensive package achieves significant impact, it is crucial to secure backing from a range of stakeholders. Cooperation across party lines can aid in formulating clear regulations that improve the effectiveness of these initiatives. Involving local leaders and community representatives helps to acknowledge and incorporate the specific requirements of different populations, leading to a more seamless and successful implementation process. Fostering Community Involvement A frequently neglected element in financial programs is the significance of fostering community involvement. When citizens are made aware of the resources at their disposal, they are better equipped to reap the rewards available to them. Hosting workshops and information sessions can enable families to grasp how to effectively use refunds or enhanced credits, transforming theoretical ideas into practical steps. As communities come together to support these initiatives, a shared sense of purpose develops, bringing families together in pursuit of common objectives and dreams. Final Thoughts Kathy Hochul's initiative goes beyond simply providing financial assistance to families; it represents a commitment to the future of New York. The total impact of $3 billion in refunds, enhanced child tax credits, affordable child care, and support for home ownership creates significant growth opportunities that extend beyond simple statistics. As we navigate this path to economic recovery, every family is poised to benefit, paving the way for a more prosperous future for generations ahead.

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Costco's Latest 'ANNOYING' Policy is Impacting MILLIONS in Utah and Nevada!

2025-03-31 16:39:32

View pictures in App save up to 80% data. Canva Significant transformations are on the horizon at Costco, and this particular update has customers talking. Following a recent hike in membership fees, the wholesale powerhouse has rolled out a new policy that’s causing quite a stir—and it could potentially turn away some shoppers! View pictures in App save up to 80% data. Getty Images What is the latest guideline? Gone are the times when you could just show your card at the entrance. Costco is introducing kiosks that require you to scan your membership card for entry. Sounds simple enough, right? However, there’s a catch: the kiosk will show your membership photo to a staff member. If the individual with the card doesn’t resemble the photo on record, they won’t be allowed inside. This new, more stringent regulation is intended to combat card-sharing, but it is creating difficulties for families that utilize a shared membership. For instance, couples frequently share a card featuring only one partner's photo, which can result in the other being unable to enter. View pictures in App save up to 80% data. Getty Images What Implications Does This Hold for You? Guests: Non-members can still tag along, but only if the actual cardholder is present. Food Court Access: Those sneaky trips to grab a $1.50 hot dog without a membership? Say goodbye. The food court is now members-only. The Positive Side Costco asserts that this change will expedite the checkout process by eliminating the requirement to present your membership card at the exit. However, uncertainties linger: What impact will this have on accumulating membership points? Will it complicate other benefits? Only time will reveal whether this new "advantage" genuinely enhances the shopping experience or becomes an inconvenience. The Core Summary This change in policy is poised to affect millions of Costco members across the globe, transforming membership cards into a strictly individual benefit. If you're curious about how this will affect your family, keep an eye out for updates. One thing is certain: shopping at Costco is about to become much more individualized. View pictures in App save up to 80% data. Getty Images

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Declining birth rates attributed to 'economic challenges'

2025-03-20 14:22:57

BBC View pictures in App save up to 80% data. Rachel May underwent in vitro fertilization (IVF) prior to welcoming her daughter into the world. An expert has indicated that the decline in birth rates in the South West can be attributed to the prevailing economic conditions. Dr. Alexander Haupt, an economics professor at the University of Plymouth, stated that financial uncertainty has led to a decrease in the birth rate in Devon. Rachel May, a mother from Devon, shared that she spent four and a half years undergoing In Vitro Fertilization (IVF) before welcoming her daughter. She noted that the financial burden of having a child, combined with the challenges of living on maternity pay, made the journey particularly tough. A representative from the government stated that maternity pay is merely "one aspect of the assistance offered to expectant mothers and new parents, who might also qualify for universal credit or child benefit." View pictures in App save up to 80% data. Emma Gould expressed that she would struggle to cover the costs of sending both of her children to nursery. Ms. May described maternity pay as being incredibly inadequate. "She mentioned that she's heard numerous individuals express their uncertainty about managing things once they leave their jobs to welcome a child." Emma Gould, a mother of two kids aged two and six, expressed that she couldn't manage the expenses of sending both of her children to nursery simultaneously. According to the Office for National Statistics, fertility rates in England and Wales have been consistently decreasing since 2010. Between 2022 and 2023, it was reported that the total fertility rate (TFR) for England and Wales fell from an average of 1.49 children per woman throughout their lifetime to 1.44, marking the lowest rate ever recorded. View pictures in App save up to 80% data. Laura Gilbert mentioned that she had observed a decrease in attendance at Moo Music in Plymouth. Laura Gilbert, the proprietor of Moo Music, an early learning center located in Plymouth, mentioned that she has observed a decrease in attendance for the sessions aimed at younger children. She mentioned, "Reaching out to parents with just one child is more challenging. However, when we have a parent who has already been involved, they are familiar with us." Professor Haupt noted that the university had witnessed a decrease in fertility rates following the onset of the cost of living crisis. "It has fallen to quite a concerning level," remarked Prof Haupt. View pictures in App save up to 80% data. Dr. Alexander Haupt from Plymouth stated that it is essential for the government to create a stable economic climate. "One significant concern is economic instability, which I believe has contributed to the drop in fertility rates following the financial crisis." "Deciding to have children is a commitment that spans many years, and individuals tend to value the opportunity to make this choice in a stable economic climate." He mentioned that a significant consequence of the declining birth rate might be "shortages in the labor force" down the line. He stated, "When examining the South West industries or sectors related to tourism or agriculture, especially since they are characterized by low wages, they struggle to secure enough labor." He emphasized that the key priority for the government should be to establish a "stable economic climate." Evaluation of Parental Leave Policies "He further suggested that implementing regulations for the labor market, maternity leave, and addressing the housing market could prove beneficial." A representative from the government stated that anyone wishing to have children should not feel discouraged from pursuing that goal. "In line with our ongoing efforts to provide optimal support for working families and enhance economic growth, we will be conducting a comprehensive review of the existing statutory parental leave policies," they announced. Details regarding the review of an expanded statutory parental leave will be revealed in "due course."

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“Watch out, Uber has noticed me”: An Uber Eats delivery driver reveals that customers are becoming aware of her methods. Is this typical delivery behavior risky?

2025-03-12 00:13:10

"I consistently take a stroll around the corner from my parking spot." @itsalwaysadrienne/TikTok(Licensed) View pictures in App save up to 80% data. An Uber Eats delivery driver recently shared her experience of a customer questioning why the app claimed she was delivering on a bike—when she clearly wasn’t. In her video, which has garnered over 392,000 views at the time of writing, TikTok user Adrienne (@itsalwaysadrienne) laughs through the retelling of the encounter.  What led to the delivery driver's apprehension? Adrienne had recently started delivering for Uber Eats, opting to use the platform to make some money before beginning her new job at Starbucks, as she explained in a previous video.  Nevertheless, she reports that she encountered a minor setback while attempting to create her account. Faced with complications regarding her car insurance, she opted for the “bike” option to proceed. Although this wasn’t her preferred choice, it enabled her to begin accepting orders; however, it also resulted in a few miscommunications. In the video, Adrienne shared her most recent delivery blunder. "The customers are starting to notice my pattern," she said at the outset. She went on to describe how she had just made a drop-off at an apartment complex when a customer confronted her with an intriguing inquiry. “She stepped away for just a moment, but then returned,” Adrienne recounted. “I was in the process of shutting my car door when I decided to open it once more, and she said, ‘Did you hear that people claim you’re making deliveries on a bike?’” Surprised and unprepared, Adrienne quickly responded, “In that moment, I thought to myself, ‘Of course, I know. It was an accident. I’m not sure how to resolve it.’” The customer was in stitches, explaining to Adrienne that she had intentionally come down just to see her riding the bike. They both enjoyed a hearty laugh together, with Adrienne calling the customer “hilarious” and a “real hoot.” "It was driving me crazy," Adrienne exclaimed. "But this is the second time in just two days." Is this practice typical among Uber Eats delivery drivers? Although the frequency with which Uber Eats delivery drivers inaccurately choose "bike" as their transportation method while using a car is not precisely known, conversations on the internet indicate that this behavior is relatively widespread. For instance, in a Reddit thread on r/AskUK, users speculated why some drivers might do this. One commenter wrote, “They do it because if you register a bike on the app you don’t have to prove a driving license and pay for insurance. Ultimately, they are driving uninsure[d], and therefore, yes, they are breaking the law.” Similarly, a Quora user suggested that short-distance deliveries or issues with car documentation might drive this choice, noting, “Registering a car for Uber is like fighting Godzilla. So it’s easier to just register for bike.” Uber itself may already be aware of this practice, as its website advises customers, “If the delivery person’s vehicle doesn’t match what’s shown in the app, let us know below.” Although some may view the option of listing an alternative mode of transportation on delivery apps as a clever solution, it also brings about possible safety concerns. For example, car drivers registered as bicyclists bypass key verifications like car insurance or proper vehicle registration. According to the Insurance Information Institute, driving without insurance not only violates the law but leaves both the driver and others on the road unprotected in the event of an accident. Moreover, when delivery schedules are determined using bicycles but fulfilled by vehicles, drivers may experience pressure to adhere to impractical timelines, which can result in hazardous driving behaviors. @itsalwaysadrienne ♬ original track – Adrienne In the comments section, viewers shared their own experiences with Uber Eats that mirrored the situations discussed.  “One viewer remarked, 'It previously stated that my driver was on foot, but he was actually in a car.'” "Watch out, Uber flagged me," another user shared, adding that it was due to finishing the deliveries "too quickly." "One time it claimed that someone was bringing my order on a bicycle, but he was actually just walking," a third person remarked. "And I was like, ARE YOU SERIOUS? YOU WALKED?!?" The Daily Dot has contacted Adrienne through direct messages on TikTok and Instagram, and has also emailed Uber for further communication. 

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LOL: Social Media Chimes In on Walmart's New Logo Reveal After Almost 20 Years: "Did They Just Add Moisturizer to the Logo?"

2025-04-08 07:58:53

View pictures in App save up to 80% data. Image Source: Getty Images Attention, socialites! Exciting news on the horizon: Walmart has just revealed a fresh logo, marking its first update in nearly two decades as part of a bold initiative to embrace a new era. This week, a new logo was unveiled, prompting a flurry of responses on social media. One user on X remarked, “Are you kidding? This is just a color shift and some enlarged shapes.” Another commented, “They just made it slightly rounder and switched to blue… brilliant move.” A third person quipped, “Did they apply lotion to the logo?” Well, William White, the senior vice president and chief marketing officer of Walmart U.S., shared the reasoning behind this transformation: “This update, inspired by our founder Sam Walton’s legacy, showcases our growing capabilities and our enduring promise to cater to the needs of our customers, both now and in the future.” He highlighted that although the brand's visual identity has been refreshed, it continues to embody the fundamental values established by Walton and the company's commitment to fulfilling customer demands. White explained that the brand refresh is part of a strategy aimed at “enhancing Walmart's credibility and fostering connections.” He added, “As our customers grow and change, so will we. Our Walmart will consistently remain their Walmart, and our brand will serve as a reflection of our commitment to innovate and adapt with them.” Starting in January 2025, Walmart intends to roll out its new branding on its website, mobile app, and in-store displays over the course of the year. The last update to the logo occurred in 2008, during which the company made a major change by dropping the hyphen from “Wal-Mart” and adopting the streamlined “Walmart,” while also introducing the recognizable yellow spark. As Walmart embarks on this rebranding journey, it will be fascinating to observe how customers respond to these alterations and how the retailer adapts to the ever-changing shopping environment.

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Perspective: As an employee of the Federal Trade Commission, I have insight into the factors that are harming local grocery stores.

2025-04-03 16:33:34

The F.T.C.’s choice to halt the enforcement of the Robinson-Patman Act is detrimental to grocery stores in economically disadvantaged neighborhoods. Many regions in America have experienced significant decline. While some view the shuttered storefronts in rural areas and certain city neighborhoods as a sign that they simply couldn't keep pace, my perspective as an antitrust regulator leads me to wonder: Perhaps we overlooked an important factor. For many years, our government took measures to prevent large retailers from coercing suppliers into making secret agreements that excluded smaller competitors. This was enforced through the Robinson-Patman Act, which once stood as the most commonly applied antitrust legislation by the Federal Trade Commission. However, beginning in the 1980s, a change in philosophy that favored the belief in unregulated markets as a solution to various issues led officials to slow down enforcement efforts, ultimately ceasing to uphold the law entirely. Consumers know what happened next. From the early 1980s to today, big-box store chains flourished while over 100,000 small retailers closed shop. These closures particularly affected low-income communities and created food deserts — areas where healthy, affordable food is hard to find. Forty years ago, the term “food deserts” didn’t exist. Now it is almost a synonym for rural and inner-city America. Last month the commission, which I serve on, voted to bring its first Robinson-Patman action in more than two decades. We filed suit against Southern Glazer’s Wine and Spirits, the nation’s largest distributor of alcohol, alleging that the company systematically forced small grocery and liquor stores to pay higher prices than big-box retailers such as Costco and Walmart — differences that cannot be attributed to the lower cost of buying in bulk. (Southern Glazer’s called the commission’s lawsuit “misguided and legally flawed” and said the company’s “pricing and discounting structure does not violate” the Robinson-Patman Act.) Nearly three years ago, when I was inaugurated at the Federal Trade Commission, I developed a keen interest in the Robinson-Patman Act. While some claimed that the law safeguarded the inefficient, my experiences visiting local shops in New York and Washington, D.C., as well as the independent grocery stores in my wife's home state of Louisiana, told a different story. One day I came across the 2021 congressional testimony of R.F. Buche, a fourth-generation independent grocer in South Dakota. He talked about how the failure to enforce the law was hurting his customers in Indian Country. I made the choice to check out Buche Foods, his grocery store. It stands as the sole full-service supermarket in Pine Ridge, a town of 3,000 people located in one of the most impoverished counties in the country. Despite this, the store was lively and full of energy. Bilingual signs adorned the space, showcasing both English and Lakota, while walls were decorated with school spirit merchandise. Inside the manager's office, Mr. Buche presented a list of necessary grocery items: eggs, lettuce, and cereal. Alongside each entry, he noted the price he paid to his wholesaler and the retail price at the closest big-box store, located 50 miles away. His customers faced prices that were 30 to 50 percent higher for these goods compared to what they would find at the big-box store. Mr. Buche clarified that this issue wasn't related to purchasing in large quantities. He noted that even when his wholesaler combined smaller orders to match the volume of larger packages, they were still unable to access the reduced prices. “Two decades ago, if you utilized our coupons, we could compete with or even undercut the big box stores,” he remarked. “That’s no longer the case.” I traveled to North Tulsa, Okla., to visit Oasis Fresh Market, the first grocery store to open in that community in 15 years. Unlike Pine Ridge, which is minutes from the Badlands, this store is in the shadow of the once-thriving business district known as Black Wall Street. Their experiences — from the customers to the owners — were familiar. Oasis Fresh Market is an independent grocer serving a predominantly low-income community, where the average resident’s life span is years shorter than the national average. If either store goes under, area residents would need to travel long distances to obtain even basic grocery items. Similar to Mr. Buche, Aaron Johnson, the creator of Oasis, listed the additional costs he incurs that aren't faced by large retail chains. I had a conversation with the bulk buyers, whose role is to negotiate the best deals for independent grocery stores. In a conference room close to Salt Lake City, the CEO of a wholesaler catering to various independents became emotional, shedding tears of frustration as he articulated his struggle. Despite his efforts and the large volumes he ordered, he lamented that he could never secure prices from suppliers that matched those offered to the buyers at large retail chains. “It makes no sense that places where food is grown and where the most people live have trouble finding access to the central food items and products,” said an Alabama grocer, Jimmy Wright, in one of our recent commission meetings. Opponents of the commission's attempts to reinstate Robinson-Patman have propagated the misconception that the law will lead to increased prices, despite the absence of any empirical studies over the 88 years since its enactment to support this claim. In truth, Robinson-Patman was established to ensure that small retailers and their customers could benefit from the same affordable prices enjoyed by larger competitors. Most Americans believe that the economic system is biased against them and favors the rich. This perception may stem from the fact that when influential corporations violate the law, prosecutors tend to overlook their misdeeds, often granting them every possible leniency. Furthermore, when the interests of these corporations conflict with legal standards, those standards are often disregarded or bent. The essence of the Robinson-Patman Act is that uniform rules should be upheld for all parties involved. It is crucial to re-establish the enforcement of these regulations. Alvaro Bedoya is a commissioner of the Federal Trade Commission. This article originally appeared in The New York Times. By Alvaro Bedoya | Contributing to The New York Times Donate to the newsroom now. The Salt Lake Tribune, Inc. is a 501(c)(3) public charity and contributions are tax deductible

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"I Seek the Top Talent for Our Teams": Meta to Cut Over 3,000 Jobs, CEO Mark Zuckerberg Urges for 'Comprehensive Performance-Driven Reductions' — Check Out the Memo In a memo circulated internally on Tuesday, Zuckerberg indicated that the upcoming year will be "challenging" for the organization.

2025-03-14 23:57:55

Meta Platforms is cutting 5% of its workforce, according to an internal memo circulating on Tuesday, first reported by Bloomberg. "The memo states, 'Normally, we address underperformance by managing individuals out over the span of a year. However, this time we will implement more significant performance-related reductions in this cycle, aiming to replenish these positions in 2025.'" According to its most recent quarterly report, the company has around 72,000 employees. Meta owns Instagram, Facebook, WhatsApp, and X competitor Threads (among other businesses). Meta has been implementing widespread layoffs for several years now. In November 2022, the tech giant announced it was cutting 11,000 roles or 13% of its workforce. In 2023, CEO Mark Zuckerberg announced a "year of efficiency," including layoffs of around 10,000 people. In October 2024, Meta laid off an undisclosed number of employees from WhatsApp, Instagram, and Threads. Earlier this month, Meta ended its independent fact-checking program in favor of a Community Notes program written by users. Last week, the company announced it was ending its DEI programs. Business Insider and CNBC also obtained the memo. Read it here: Meta is focused on developing some of the most significant technologies globally, including AI, smart glasses as the next computing platform, and the evolution of social media. This year promises to be challenging, and I want to ensure we have the most talented individuals on our teams. I have made the decision to enhance our performance management process by expediting the exit of low performers. Traditionally, we have taken a year to address individuals who fall short of expectations; however, this cycle, we will implement more significant performance-related reductions, aiming to refill these positions in 2025. We will not immediately part ways with everyone who did not meet expectations recently if we believe in their potential for improvement. For those who are let go, we will offer a generous severance package, consistent with what we have provided in past reductions. We will provide additional guidance for managers as we approach the calibration process. Individuals who are affected will receive notifications starting February 10, or later for those located outside the United States.

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McDonald’s Shutting Down Certain Spinoff Locations; Discover What They’re Launching in Their Place

2025-03-23 21:53:00

View pictures in App save up to 80% data. Getty Images McDonald's is ditching some of its spinoff restaurants meant to capture a larger share of the drink market. What Is McDonald's Spinoff Restaurant? The initial months of the new year often serve as a crucial period for chains to shut down certain locations. Some are aiming to reassess their operations after falling short of goals in the past year, while others are implementing adjustments to enhance their business approach. HERE'S A COMPREHENSIVE LIST OF CHAINS CLOSING LOCATIONS IN 2025: McDonald's is categorized in the latter group regarding the closure of certain CosMc's outlets. View pictures in App save up to 80% data. Getty Images Towards the end of 2023, McDonald's launched a pilot program for its CosMc's concept. The inaugural site debuted in Bolingbrook, Illinois, showcasing a menu that includes a variety of specialty teas, frappes, and coffees, complemented by convenient snacks for customers in a hurry. The brand gradually grew as McDonald's focused on refining the concept. Texas was the next destination, with six CosMc's launching in 2024. It seems that certain places are now on the verge of vanishing. What’s Going On With CosMc's? CNBC reports McDonald's will close three of its CosMc's locations in Texas. All three locations had opened in larger building that were former McDonald's restaurants. According to McDonald's representatives, "the smaller stores are more effective for the test," as reported by CNBC. View pictures in App save up to 80% data. Getty Images Concurrently, the CosMc brand is growing. This time, those in search of a drink can anticipate venues that aren't traditional full-service restaurants. The next location for a CosMc's is in Allen, Texas, situated just north of Dallas. CosMc's isn't the only restaurant concept currently being tested by McDonald's. The fast food giant is also doing a trial run for restaurant more focused on drive-thru and to-go orders. The restaurants will be outfitted with special drive-thru lanes that deliver food via conveyor belts. The idea is presently undergoing trials in Fort Worth, Texas. Chains That Are Shutting Down or Have Already Closed Locations in 2025 The number of chains that have either closed locations or are planning to shut down stores in 2025 is expanding quickly. Gallery Credit: Rob Carroll 18 Beverages That Were Unfortunate to Be Discontinued in 2024 Some products are being phased out permanently, while others are undergoing rebranding. Here’s a list of 18 beverages that are expected to be discontinued after 2024.

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SEC takes legal action against Elon Musk regarding acquisition of 'undervalued' Twitter shares, according to reports.

2025-03-15 02:02:36

View pictures in App save up to 80% data. FILE IMAGE: Elon Musk, CEO of SpaceX and Tesla, as well as the owner of X, is seen attending the Milken Conference 2024 Global Conference Sessions at The Beverly Hilton in Beverly Hills, California, on May 6, 2024. REUTERS/David Swanson/File Image Elon Musk has been sued by federal regulators, who say he violated securities law by failing to properly disclose his purchase of Twitter shares, which they allege were bought at "artificially low prices," according to a report. The Securities and Exchange Commission, or SEC, sued the MAGA tech billionaire Tuesday, CNBC reported. Regulators raised concerns about his acquisition of Twitter shares in 2022. The SEC accused him of committing securities fraud for not revealing his ownership stake in the company and for purchasing shares at "artificially low prices," as stated in the report. Musk famously bought the platform in October 2022 for $44 billion — rebranding it to X — in a deal he initially tried to back out on. Recent estimates by Fidelity show X is valued at about $9.4 billion, a significant decrease of nearly 80 percent over its purchase price. Authorities said in their complaint that Musk failed to disclose he had built up a position in his company greater than 5%, which he would've needed to tell the public, “allowing him to underpay by at least $150 million for shares he purchased after his financial beneficial ownership report was due.” Musk helped propel President-elect Donald Trump back to the White House last year, spending about $250 million to help elect Trump. Trump has put forward the nomination of Paul Atkins, who previously served as an SEC commissioner under President George W. Bush, to succeed the current SEC Chair, Gary Gensler. Gensler has announced his intention to resign on January 20. The news comes amid a report that Musk has been floated to buy rival social media company TikTok US. TikTok on Tuesday called the report "pure fiction."

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The comics distributor Diamond is seeking bankruptcy protection.

2025-04-07 03:50:44

The largest distributor of English language comics in the world is divesting its assets and reducing the scale of its operations in a bid to stay afloat. Please share this narrative. View pictures in App save up to 80% data. Stephanie Gonzaga / Boom! Studios Diamond Comics Distributors, a major player in the distribution of graphic novels to brick-and-mortar stores, is seeking bankruptcy protection and reducing its operations as the industry prepares for a fresh set of economic difficulties. In a letter sent to comics retailers and publishers today, Diamond president Chuck Parker announced that the company has filed for Chapter 11 Bankruptcy and plans to sell off its Alliance Game Distributors arm to Universal in order to “protect the most vital aspects of our business.” Parker stated, “This choice was not taken without serious consideration, and I realize that hearing this news may be just as hard for you as it is for me to convey it. The Diamond leadership team and I have put in a tremendous effort to prevent this situation, but the financial difficulties we are encountering have left us with no alternative.” Founded in 1982 by Stephen A. Geppi (who still serves as CEO), Diamond became a heavyweight in the comics business by securing a number of exclusive distribution agreements with various publishing houses like DC, Marvel, and Image. For decades, Diamond — which also publishes its Previews magazine showcasing upcoming titles — was instrumental in bringing comics to market and played a huge role in determining a book’s success because of how Previews influenced retailer orders. News about Diamond’s bankruptcy comes weeks after the company suddenly shuttered its flagship fulfillment center in Plattsburgh, NY, which the company’s VP of retailer services Chris Powell described as a necessary step to address longstanding operational issues that made its distribution process unsustainable. “Preferably, we would have developed and tested changes while maintaining our usual operations at Plattsburgh,” Powell stated. “Since that is no longer feasible, we are required to implement changes and trial them using real data and shipments, all while aiming to reduce the effect on retailers.” In recent years, many of Diamond’s bigger name publishing partners have dropped them as the company failed to meet expected delivery deadlines to retailers, which left stores struggling to meet customer demand. Given the tough time Diamond has been having as of late, the announcement that it’s filing for bankruptcy isn’t entirely surprising. It sounds like the company’s leadership very much wants to stay in the comics game as long as possible, but as it stands now, it seems like all Diamond can really do is to staunch the bleeding as much as it can.

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Emergency Management enhances efficiency through the merger of Oolitic and Marshall Volunteer Fire Departments.

2025-04-01 22:16:35

LAWRENCE CO. – Emergency Management officials have been actively monitoring snow activity while simultaneously working on merging the Oolitic and Marshall Volunteer Fire Departments. The merger, which took effect on January 1, aims to improve both communities’ response times and service efficiency. View pictures in App save up to 80% data. Oolitic Fire Department Volunteers In the integration process, Oolitic will continue to be referred to as Station 8, and Marshall will keep its title as Station 6. There will be no alterations to the equipment or their placements. This strategic decision enhances the speed of response to incidents like accidents and medical emergencies, enabling both departments to deploy resources at the same time. Previously, there could be a delay of at least two minutes in response times while waiting for extra assistance from one of the departments. View pictures in App save up to 80% data. Marshall Volunteer Fire and Emergency Medical Services In the updated system, when a call is received from the Marshall area and they have enough staff to respond, Oolitic can stay on standby for other urgent situations. On the other hand, if a call occurs in Oolitic and they have sufficient personnel, Marshall will be ready to take on more calls. View pictures in App save up to 80% data. Valerie Luchauer Valerie Luchauer, the Emergency Management Director, stated, “The rise in run volume and the presence of volunteers influenced the choice to merge. Emergency Management highlights that the primary objective is to serve the communities as effectively as possible, ensuring that both departments can respond to emergencies efficiently while maintaining high service standards.” There have been no alterations to the names as a result of the merger, enabling each department to maintain its unique identity while fostering improved cooperation for the safety of the community.

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I added salt to my bathroom to combat condensation, and the outcome was totally unexpected.

2025-03-31 09:26:54

I decided to mix a cup of salt with a Himalayan salt candle holder in my bathroom to test if it could minimize condensation, and the outcome was unexpectedly impressive. View pictures in App save up to 80% data. I added salt to my bathroom, and the outcome was totally unexpected! Condensation can be quite a nuisance, resulting in unsightly damp spots and often becoming a recurring issue in numerous homes across the UK. The chilly weather often leads to a common problem caused by excessive humidity and inadequate airflow, making it difficult to resolve without either investing heavily in heating or enduring the cold with the windows ajar. Experts rave about dehumidifiers as a top solution for controlling home condensation. If you're thinking of getting one, rest assured it'll make an impact. Nonetheless, salt is frequently suggested for individuals who are budget-conscious or interested in do-it-yourself remedies, just like myself. With the recent cold weather affecting the UK, I observed an increase in humidity in my bathroom and chose to give this advice a shot. After receiving tips from the knowledgeable team at Posh.co.uk, a brand specializing in home and garden furniture, I decided to place a bowl of salt on my windowsill. Andy Ellis, an expert at Posh.co.uk, explained, "Salt naturally absorbs moisture from the air, effectively drying it out. This means that when the moisture comes into contact with the glass, there will be fewer condensation droplets that develop." View pictures in App save up to 80% data. I utilize this inexpensive salt method to eliminate condensation – no need for a dehumidifier! He mentioned, "It's an incredibly simple trick that takes no effort whatsoever. Just take a shallow bowl or a small jar and fill it with some salt—either table salt or rock salt will do." Every property specialist I've spoken to stressed the importance of modifying the salt quantity based on the size of the window. "As a rule of thumb, the bigger the window, the greater the amount of salt required, but typically, a single small bowl should suffice," suggested Andy. I opted for a small cup of table salt since rock salt costs quite a bit more. Looking back, I realize it may not have been sufficient. The effects were noticeable right away, as I found less condensation on my bathroom windowsill the next morning. While there was still some moisture present in the bathroom after my shower the next evening, I observed that it evaporated significantly quicker by the following morning. The proof was undeniable, as the upper part of the windowsill was nearly spotless. Some water had gathered on the sill, but it was significantly less than what I had seen prior to using the salt method. View pictures in App save up to 80% data. Condensation decreased on the upper part of the windows, but there was still more present on the windowsill. View pictures in App save up to 80% data. I have a Himalayan salt candle holder in my bathroom to help absorb humidity. Andy's suggestion that "you'll recognize when it's time to change [the salt] because it will look damp and start to clump" turned out to be true. On the second day of having the salt in the bathroom, I noticed it had become slightly more compact. However, after giving it a shake to return it to fine crystals, it managed to function effectively for another two days. I combined the cup of salt with a practical addition - a Himalayan salt candle holder. This sturdy and somewhat weighty piece, initially intended for decorative purposes, has now found a functional role in my bathroom. When illuminated by a tealight candle, the candle holder is positioned within a bowl to thoroughly assess its ability to absorb moisture. Salt candle holders are effective in minimizing condensation in your living space because salt is hygroscopic, which means it attracts moisture from the atmosphere. It's important to mention that these salt candle holders are unlikely to have a major impact on condensation when they are not lit. Their ability to absorb moisture depends on the warmth generated by the candle, which helps to evaporate the moisture they have taken in. When they are extinguished, they continue to absorb moisture, but may not release it quickly enough to create a noticeable effect.

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Nvidia is Pioneering Tomorrow's Multi-Trillion-Dollar AI Opportunities Today

2025-03-13 06:59:30

24/7 Wall St. Essential Highlights: View pictures in App save up to 80% data. Nvidia (NVDA) CEO Jensen Huang gave the keynote address at CES 2025 last week, revealing not only his company's groundbreaking developments, but also where he sees the chipmaker heading. Naturally, AI will be the driving force for economic, technological, and industrial growth globally. Nvidia is at the forefront and is already shaping the multi-trillion-dollar opportunities today. If you’re looking for some stocks with huge potential, make sure to grab a free copy of our brand-new “The Next NVIDIA” report. It features a software stock we’re confident has 10X potential. There was a lot to unpack coming out of CES 2025 last week, not least of which was Nvidia (NASDAQ:NVDA) CEO Jensen Huang's vision for the future. He gave the keynote address at the tech conference where companies revealed their latest breakthrough technologies and innovations. Nvidia had a few reveals of its own, not least of which was its Project DIGITS personal computer for researchers, data scientists, and developers to run comprehensive artificial intelligence models locally. AI has undoubtedly taken center stage in Nvidia's future plans, leading Huang to focus his remarks on the current state of the technology and its prospective trajectory. He envisioned a future where AI not only improves our everyday experiences but also transforms entire industries, paving the way for multi-trillion dollar opportunities. It predicts a more profound incorporation of AI into our tangible environment, which he refers to as "Agentic AI," alongside a revolution of the physical realm via "physical AI." Both of these present multi-trillion-dollar opportunities that Nvidia is at the forefront of, leading investors to keenly explore the implications for Nvidia's stock performance. Undercover operative individual View pictures in App save up to 80% data. AI Shines at Japan Robot Week Nvidia's CEO Jensen Huang envisions robotics evolving into a "multi-trillion dollar opportunity." Huang emphasized that AI agents are set to emerge as the next generation of digital labor, taking over tasks that are tedious, repetitive, or involve intricate decision-making. These AI agents will organize your schedule, provide customer support, and even oversee logistics operations in warehouses. Huang suggests that this transition towards AI agents signifies a significant advancement from the existing trend of AI, which primarily emphasizes data processing and creation, to a form of AI capable of acting, reasoning, and engaging with the physical environment in a manner similar to humans. This has the potential to transform industries such as manufacturing, healthcare, automotive, and beyond. AI might assume positions ranging from assembly line operators to self-driving car pilots, leading to cost savings, enhanced efficiency, and the creation of new sectors. Huang remarked that Agentic AI represents "a probable opportunity worth multiple trillions of dollars." Let's embrace the physical! View pictures in App save up to 80% data. The potential value of autonomous and fully self-driving vehicles, including cars and trucks, could reach trillions of dollars, highlighting their significance to the global economy. After discussing "Agentic AI," Huang presented the idea of "Physical AI," which extends AI capabilities beyond the digital space to engage directly with the physical environment. Physical AI encompasses systems that can sense, analyze, strategize, and execute tasks in real-world settings. This involves training robots to comprehend physical principles, manipulate objects skillfully, and move through areas intended for human use. Huang suggested that this might mark "the ChatGPT moment for general robotics," indicating a future where AI-powered robots are as ubiquitous and revolutionary as AI has become in our online communications. For instance, Nvidia's Cosmos platform positions the company as a leader in facilitating this transition by offering essential models that may pave the way for robots to be integrated into households, manufacturing sites, and other environments, thus generating significant economic prospects. Arguably one of the most exciting areas Huang mentioned was in autonomous vehicles. Nvidia's partnerships with companies like Toyota (NYSE:TM) and Aurora Innovation (NASDAQ:AUR) for self-driving technology suggest a future where cars and trucks drive themselves, reducing accidents, traffic, and the need for human drivers in certain scenarios. This one sector alone could be valued in the trillions of dollars, considering the global economy's reliance on transportation. Nvidia: Is it still the top tech investment for the future? View pictures in App save up to 80% data. The stock market experiences fluctuations characterized by two main trends: bullish and bearish. A bull market refers to a period when stock prices are rising or are expected to rise, often driven by investor confidence and economic growth. In contrast, a bear market indicates a decline in stock prices, typically fueled by pessimism and economic downturns. Understanding these market conditions is crucial for investors as they navigate their investment strategies. Nvidia's stock has surged alongside the rise of AI, leading to a significant increase in its share valuation. Nevertheless, the primary concern among investors is whether Nvidia stock continues to represent a solid investment opportunity. In recent years, Nvidia has experienced a significant surge in its stock price, largely attributed to its dominant role in AI chip production. While the stock's success is closely tied to the AI revolution, it’s essential to take a moment to reassess the situation. NVDA stock has surged to high valuations, with shares priced at 56 times earnings, 30 times the projected earnings for next year, and 28 times its sales. This pricing indicates strong investor confidence in the company's growth prospects. However, given the significant rise in stock prices, there remains a constant risk of a pullback if the company fails to meet expectations or if the overall market experiences a downturn. And Nvidia isn't alone in looking towards the future. Nvidia might be leading, but competitors like Advanced Micro Devices (NASDAQ:AMD) and Intel (NASDAQ:INTC) are not far behind. New entrants in AI chip design could challenge Nvidia's market share, too. Another consideration is saturation, specifically how much AI hardware the market can handle before reaching a point of equilibrium or being overtaken by emerging technologies that could supplant existing solutions. Main insights Considering Huang's outlook and Nvidia's strategic stance, the stock presents an attractive opportunity for investors with a long-term perspective. Nvidia is not merely in the business of selling chips; it is also providing the foundational infrastructure for a future driven by AI. By concentrating on software development, forging partnerships, and venturing into emerging markets such as robotics and autonomous systems, the company is well-positioned to reap substantial benefits from the evolving AI landscape. With Huang at the helm, Nvidia is poised to witness AI evolve into a multi-trillion-dollar sector, driven by advancements in agentic AI and robotics. Although the stock may appear pricey, the prospects for ongoing innovation and market growth position Nvidia as a compelling investment opportunity, assuming investors are ready to navigate the fluctuations that accompany such lofty ambitions.

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Mother Upset After Neighbor Compares Her Newborn to 'Mini Jeff Bezos'

2025-04-09 04:34:55

View pictures in App save up to 80% data. iStock / Michael M. Santiago, Getty Images图库 A woman on Reddit says she seriously offended her neighbor by telling the new mom that her baby looks like a certain Amazon billionaire. "My neighbor just welcomed a baby, and everyone couldn't stop gushing about how adorable he is. I playfully remarked, 'He sort of resembles a miniature Jeff Bezos,'" the woman recounted. It seems that it wasn't received as a flattering remark. "She became upset and accused me of being disrespectful. But honestly... he's bald, he has this intense demeanor, and I genuinely believe he's scheming to take over the world," the woman went on. "She insisted that I should never compare her baby to a billionaire again. I nodded in agreement… but honestly, wouldn’t comparing it to Elon Musk be even worse?" the woman humorously wrapped up her post. Several commenters expressed their amusement at the story, claiming that the mother was being too touchy about the situation. "One reader remarked, 'It’s not your fault that Jeff Bezos resembles a giant baby; that’s just how things are.'" "Honestly, not all babies are cute, and we should stop pretending otherwise for the sake of new moms, haha," another person commented. "It's just a lighthearted joke, and the mother is likely still feeling tired and stressed after giving birth. However, it might be wise to gauge the atmosphere next time, especially if you're unsure about the mother's sense of humor," another person suggested. Some people believed that the woman was at fault and ought to have acted more wisely. "Is that really the best you could come up with? Instead of saying something like, 'Those cheeks are adorable!' or 'I wonder how tall he’ll grow up to be?' or 'Look at those big, beautiful eyes!' you went straight for the most rude and childish remark? Comparing a newborn to a bald, middle-aged egomaniac? Really?" one user remarked. "Growing up comes with the understanding that sometimes silence is golden. This was definitely one of those moments," another person chimed in. "Watch your words when talking about children in front of their mothers. A mother's instinct is fierce when it comes to protecting her little ones, and trust me, they won’t hesitate to fight back. That said, I have to admit, all newborns do have that uncanny resemblance to elderly gentlemen, so I found your comment quite amusing," another person chimed in. 25 Real Crime Sites: How Do They Appear Now? Discover the sites of 25 of the most notorious crimes in history, along with their current uses today (if they still exist).

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The USDA's Unexpected Revelation: The Potential Effects of Crop Decreases on Grain Prices

2025-03-31 11:07:40

View pictures in App save up to 80% data. As many of you are probably aware, the USDA surprised the market last week with their revised supply and demand estimates, which fell significantly short of traders' forecasts for both corn and soybeans. The reduction of 95 million bushels in soybean production and a staggering 276 million bushels in corn production caught traders off guard, altering the market dynamics we were anticipating.  This week, I aim to explore the implications of the production changes as we progress forward, highlighting what aspects I will be monitoring closely, particularly with increasing concerns emerging in South America.  Revised Inventory Levels and Utilization Rates Following the significant reductions in production, the USDA made slight modifications to demand in their report released last Friday. Specifically for corn, feed and residual usage was decreased—this isn't unexpected since the USDA has consistently indicated that residual usage depends on the size of the crop. Additionally, due to the current trade situation and the observation of early sales, the USDA revised their export forecast downward by 25 million bushels.  After accounting for both usage and production decreases, the USDA's revised estimate for corn ending stocks was more than 100 million bushels below traders' forecasts. The new figure stands at 1.54 billion bushels, indicating that corn ending stocks are anticipated to be almost 600 million bushels lower than the preliminary estimates released in May.  Despite the aggressive approach, the exceptionally dry conditions led to harvest reports indicating soybean moisture levels at just 10%. Observing the behavior of the cash market, the reduction in soybean production was to be expected. The yield cut resulted in a decrease of 95 million bushels in overall production from the estimates made in November, significantly removing a portion of the previously considered 'excess' supply from the market.  The decrease in production for both corn and soybeans has notably altered the market landscape, particularly in light of how lower prices have spurred a rise in global demand. Analyzing the stocks-to-use ratio, soybeans appear to align closely with historical pricing trends, while in the case of corn, one might contend that prices are slightly undervalued at 10.2%.  What Does It Signify? The reduction in carryout for soybeans is likely to provide some price support, but the impact on old crop prices may differ from that of corn. With an ending stock level of 380 million bushels, soybeans still have a sufficient supply, particularly given the uncertainties surrounding trade and biofuel demand, along with the anticipated surge in new supply from Brazil in the coming weeks.  Traders currently perceive the tightness in the corn market to be primarily with the old crop, although there are lingering doubts about the sustainability of final demand, as many believe that the substantial export levels are merely a front-loading phenomenon. The price surge in corn over the past few months, following a significant drop that brought prices well below production costs in early September, along with a heightened need for cash, has prompted farmers to take a more assertive selling approach this year compared to last. It is estimated that more than 60% of the bushels from farmers have already been sold.  The recent effort to channel corn into the pipeline has resulted in a narrowing of spreads and a decline in basis, which is to be expected. Many may argue that this decrease in spreads and basis indicates an oversupply relative to demand, and they are correct; it’s unrealistic to expect the entire 60% of the crop to be fully utilized when moved into the pipeline during the initial 35-40% of the year. It would raise more concerns if there were such a significant flow of corn from farmers while the cash market showed ongoing signs of strengthening, compared to the current situation we are observing.  Trump's Stance on Trade and Biofuels Certainly, the trade policies and biofuel strategies of the Trump administration will significantly influence demand and, in turn, prices. While many are inclined to maintain a pessimistic view regarding price forecasts during Trump's tenure—an understandable stance given the events of his previous term—I believe it's crucial to adopt a careful perspective when considering potential changes in the landscape under his leadership.  First and foremost, the perspective on renewable fuels and the industry as a whole has shifted significantly compared to previous years. Following the Inflation Reduction Act, energy companies have poured substantial investments into renewable resources, including some that are prominent allies of Trump, suggesting they are unlikely to leave the negotiations feeling dissatisfied. Similarly, farmers have demonstrated their support for him during the trade war period and beyond, which could be seen as a parallel situation.  Although uncertainty persists following Biden's announcement of the proposed 45z tax regulations—rather than finalized rules—on Friday, it is reasonable to conclude that the absence of tax credits for foreign-produced used cooking oil is likely to remain unchanged. Furthermore, the substantial increases in global demand we are currently witnessing are expected to persist, as biofuels continue to be the most accessible option for governments looking to address multiple objectives simultaneously.  This week brought us two contrasting reports on trade. The first, which came out on Monday and was later downplayed by Trump, seemed somewhat more optimistic compared to the one CNN published later in the week. If Trump decides to impose universal tariffs on all 'critical imports' or declares an economic emergency to take unilateral action, the effects on prices would likely differ significantly. As it stands, I would guess we might find ourselves in a more moderate position, despite the fact that many traders appear to have already factored in a worst-case scenario or something quite similar.  Weather Patterns in South America Although concerns persist about trade and biofuels, it is crucial to highlight that the confidence we previously had in the South American crop forecast has diminished somewhat in recent weeks.  The soybean harvest in Brazil is set to break records, although it may fall short of the massive figures that traders were predicting in mid-December. Drought conditions in southern Brazil, paired with excessive rainfall in the central and northern regions, have dampened high-end expectations. Additionally, dryness in Paraguay and Argentina is raising concerns about the production forecasts for both nations. While a complete crop failure is unlikely, the discussions surrounding an extra 20 million metric tons, or approximately 700 million bushels, on top of an already substantial year-over-year production rise have largely faded away.  When it comes to corn, there are significantly more uncertainties than certainties, particularly since 77% of Brazil's corn planting is scheduled for late January to February. Farmers are expected to strive for maximum planting of second crop acres, driven by favorable price incentives. However, the duration of the excessive moisture in certain regions of Brazil may influence production forecasts, as predictions indicate above-average rainfall will persist in some of the most saturated areas over the next two weeks.  In Brazil, the primary concern from now until March isn't so much the current weather conditions, but rather the potential for an early cessation of rainfall or an occurrence of frosts earlier than usual. Both scenarios are more likely due to the influence of La Nina. As a result, many Brazilian farmers are striving to complete their planting by the end of February, making the pace of planting a crucial element affecting prices in the coming weeks. In Argentina, the weather outlook continues to be dry, raising concerns in the region. Certain models are predicting rainfall for this week, which is crucial for mitigating the decline in soil and crop health. The amount of precipitation received and the progression of the forecast will be vital this week, especially with discussions suggesting that the GFS model is indicating significantly drier conditions compared to the Euro model and others.  Fresh Cultivation Fields Just as holiday decorations start appearing in stores long before Halloween, we were discussing the impact of new crop yields on prices even before the final figures for the old crop were available. For months, the ratio of new crop corn to soybeans has been indicating a likely rise in corn acreage, and traders have embraced this notion wholeheartedly. As a result, December 2025 corn prices appear stagnant, with most trading activity concentrated in the near-term contracts.  The decline in available old crop soybean supplies has effectively limited the market's capacity to handle a decrease in plantings exceeding 2 million acres. This scenario could lead us to a carryout figure nearing 200 million bushels, which would push us into rationing territory if demand remains relatively stable compared to the previous year.  I want to remind everyone that when considering new crop plantings, many farmers prioritize crop rotation over market prices in their planting choices. Additionally, it's important to take into account cash flow, as soybeans tend to be less expensive to cultivate compared to corn.  At this stage, I anticipate that we will witness significant changes in the forum landscape over the coming year, although perhaps not to the degree that traders are currently predicting.   Ultimately Ultimately, it's impossible to overlook the change in sentiment that is probably influenced by the production update released on Friday. Even the most pessimistic traders will have to acknowledge that there is a bullish risk to prices—or at the very least, there will be a necessity for higher risk premiums to be integrated into the market compared to where we began the day.  Currently, we are monitoring the weather patterns in South America along with the various elements affecting the movement of grains from the area. As the harvest season begins, the Brazilian soybean basis is expected to exhibit ongoing weakness. However, with a more favorable economic forecast for Argentina, we may witness shifts in demand, particularly if the projections for Argentina’s crop begin to decline.   Feel free to contact me if you have any questions. Wishing you a wonderful week ahead!  On the date of publication, Angie Setzer did not have (either directly or indirectly) positions in any of the securities mentioned in this article. All information and data in this article is solely for informational purposes. For more information please view the Barchart Disclosure Policy here. Latest updates from Barchart

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Auto dealership set to take over long-abandoned supermarket location in Staten Island.

2025-03-22 14:23:46

View pictures in App save up to 80% data. Island Auto Group has announced that construction will soon commence on a new Toyota sales and service center, which will take the place of the old ShopRite store situated at the intersection of Locust Avenue in New Dorp. Below is an illustration of the upcoming project. (Image provided by Toyota Motors) STATEN ISLAND, N.Y. -- A significant section of long-unused commercial property on Hylan Boulevard is set to be revitalized, evolving into one of the largest auto dealerships in New York City. Island Auto Group has announced that construction will commence shortly on a 50,000-square-foot Toyota sales and service facility, which will take the place of the former ShopRite store at the intersection of Locust Avenue in New Dorp. Marcello Sciarrino, co-owner of Island Auto Group, expressed his enthusiasm for the project, stating, “This initiative is thrilling for us, not just because we are constructing the largest sales and service facility for Toyota in the NYC metropolitan area… [but also because] it sets off a chain of other developments for our organization.” He further mentioned, “We are planning to relocate and refurbish several of our nine dealerships on Staten Island to enhance our service to the community.” Island Auto Group is recognized as one of the largest multi-franchise sales and service entities in the Northeast. Situated at 2424 Hylan Blvd., the upcoming dealership will boast more than 40 service bays for new vehicles and will offer a selection of both new and pre-owned cars. Sciarrino expects that it will generate between 60 to 70 new job opportunities and is set to launch in the spring of 2026. View pictures in App save up to 80% data. Situated at 2424 Hylan Blvd., the recently opened dealership will offer more than 40 service bays for new vehicles and will provide a selection of both new and pre-owned cars. (Image provided by Toyota Motors) “We take great pride in that,” he added. “I believe this is a positive development for the Staten Island community.” The new site replaces the former ShopRite, which shuttered in 2020 when the supermarket relocated less than a half mile away to The Boulevard shopping center. Sciarrino mentioned that he has been collaborating with Kimco Realty, the landlord of the site located in Long Island, for several years to secure the property. To obtain the necessary approvals for conducting sales and service operations at the location, he had to submit rezoning applications to the NYC Board of Standards and Appeals (BSA). He expressed confidence that the outcome of these efforts will lead to a well-maintained and serene facility that will be appreciated by the surrounding community. “According to Sciarrino, ShopRite operated around the clock, seven days a week, catering to approximately 1,500 customers each day. He noted that the new plan will result in a significantly lower density of activity. Additionally, we are committed to enhancing the aesthetics of the area by incorporating plenty of greenery, including plants and shrubs, along with soft LED lighting.” View pictures in App save up to 80% data. The newly opened Toyota sales and service center will feature parking space for more than 400 vehicles. (Image provided by Toyota Motors) According to Sciarrino, the new construction marks the initial phase of a minor transformation for Island Auto Group. "Sciarrino announced, 'We are expanding our Jeep service department to a new, dedicated service center, increasing our service area from 5,000 square feet to more than 20,000 square feet. This expansion will enable us to add an additional 15 service bays.' He also mentioned that we will be moving our Subaru and Hyundai showroom and sales operations to Hylan Boulevard." In total, the automotive group is introducing more than 60 service bays for all its brands, creating larger waiting areas and enhancing onsite parking facilities. “As a proud resident of Staten Island, I feel deeply connected to this community,” Sciarrino stated in closing. “We are thrilled to be growing our business in this way, providing our neighbors with additional sales and service opportunities.” If you purchase a product or register for an account through a link on our site, we may receive compensation. By using this site, you consent to our User Agreement and agree that your clicks, interactions, and personal information may be collected, recorded, and/or stored by us and social media and other third-party partners in accordance with our Privacy Policy.

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Michigan Is Updating Its Sick Paid Time Off Regulations

2025-04-05 01:13:44

View pictures in App save up to 80% data. Da'Jzon Hughes Our lives largely center around work, as a steady income is essential for maintaining a comfortable and healthy lifestyle. In the past three decades, the cost of living has risen dramatically, creating increased financial pressure on individuals and families alike. While not everyone can enjoy financial stability, it remains a goal that many, if not most, people are actively pursuing. Those of us that have careers know what it's like to have PTO, bereavement, personal holidays, maternity leave, and sick leave. These are privileges that are granted to us as employees in addition to our paychecks that we earn according to the law. Many of us working careers are given a set amount of PTO, sick leave, etc. but all things are not created equally as those numbers may vary depending on your status and role in the company. In 2018, a Republican-led House in Michigan passed initiative language that the Supreme Court said had to be adopted by Feb 21st, 2025. As they are set to go into motion, lawmakers are scrambling to put together a resolution that satisfies business owners. The Michigan Supreme Court voted that the 2018 Legislature lacked the authority to adopt language from a petition initiative and then immediately amend the law to reduce the amount of paid sick leave workers could earn because they were installed unconstitutionally. The original Republican legislature says employers are required to give employees one hour for every 30 hours worked or 72 hours per year while giving an exemption to businesses with less than 50 employees. The amended version allowed for only 40 hours to be accrued instead. Starting Feb. 21, 2025, employees in Michigan will earn one hour of paid sick time for every 30 hours worked. Businesses with 10 or more employees will have to allow workers to accrue up to 72 hours of paid sick per year. While businesses with less than 10 employees will allow up to 40 hours of paid sick leave if accrued. Complaints & Concerns Here are the grievances being reported by various businesses and business associations: Restore exemptions for businesses with fewer than 50 employees. Create exemptions for part-time, seasonal, temporary workers, subcontractors and youth employees. Remove a provision in the law that allows employees to submit notices for using leave "as soon as practicable." Business groups say in practice, this provision will allow employees to have up to 72 hours of "no call, no show" time each year. Allow employers to frontload paid leave time at the start of each year, rather than needing employees to accrue it. Remove language allowing employees to take legal action against employers for interfering with or retaliating against the use of earned sick time. Labor unions and petitioners strongly support the current wording of the law and are concerned about potential changes under the 103rd Legislature. Currently, the 102nd Legislature concluded without any resolutions, but both factions of the 103rd are swiftly introducing bills related to this matter. One perspective seeks to establish a clear definition of business responsibilities regarding employee leave policies, specifically the amount of leave to be provided. Conversely, the opposing view advocates for granting employers greater discretion in determining how they allocate and recognize paid sick leave for their staff. Is It Against the Law? Addressing Common Questions About Legal Regulations in Michigan Michigan has a diverse set of laws, and there are numerous misconceptions about what is considered legal or illegal. Let's explore and clarify over 50 frequently asked questions regarding the legal landscape in Michigan. Gallery Credit: Wendy Reed

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$725 Stimulus Payments for California Residents – Check If You Qualify!

2025-03-24 20:41:32

View pictures in App save up to 80% data. California is kicking off 2025 with a major financial boost for residents. A one-time stimulus payment of up to $725 will be sent to eligible individuals and families this January. With rising costs and economic pressures, this relief could make a big difference. Find out if you qualify, how payments will be distributed, and what to do if you don’t receive yours. Who is Eligible for the $725 Payment? The criteria for qualifying for the payment are as follows: Income Limits: Single filers must earn less than $29,160 annually, while a family of four must have a household income under $60,000. Residency: You must be a California resident who has filed a recent state tax return. Missed Previous Aid: Priority will be given to those who didn’t receive payments in earlier rounds of the Golden State Stimulus program. Ways to Collect Your Payment California is utilizing tax records to facilitate automatic payments. Here’s an overview of how this system operates: Direct Deposit: If the state has your banking information on file, your payment will go straight to your account. Mailed Checks: If no direct deposit information is available, a check will be sent to the address on your most recent tax return. Payment Schedule Direct Deposits: Payments are expected to begin in early January 2025. Mailed Checks: These may take longer to arrive, typically by mid-to-late January. What is the reason behind California providing this payment? The government created this stimulus package to help residents cope with rising inflation and financial difficulties. This initiative is part of a continuous effort to aid individuals who may not have benefited from previous relief programs. What Steps to Take If Your Payment Is Delayed If you think you qualify for the stimulus but haven’t received it by February 2025: Check Your Tax Information: Ensure your banking and mailing details are up to date. Contact the Franchise Tax Board (FTB): Reach out for assistance with your payment. Don't Let This Opportunity Slip Away! The $725 stimulus payment serves as an essential support for numerous residents in California. Make sure to verify your eligibility and keep an eye on the latest updates to secure your relief funds. As payments are being distributed currently, you might receive this financial assistance sooner than anticipated.

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Here’s the Typical Social Security Payment for Individuals at Age 67

2025-03-14 20:41:27

For the majority of individuals reading this (particularly those born in 1960 or after), the designated full retirement age for Social Security benefits is 67 years. So, what is the typical benefit amount that an average person receives when they reach 67? In summary, a typical retired worker aged 67 receives approximately $1,883.50 each month in Social Security benefits. However, there's a lot more to consider regarding this figure. View pictures in App save up to 80% data. Image credit: Getty Images. Examining the average more closely First, this is slightly less than the overall average retired worker's benefit of $1,905.31 per month. The reason is that while the overall average includes a mix of people who started collecting their benefit early, on time, and after full retirement age, those who are 67 years old, by definition, cannot be in the latter group. To be clear, this is the average benefit of those who are 67 years old now – not the average of those who started receiving Social Security at that age. Waiting to take Social Security can result in significantly higher monthly benefits – in fact, if your full retirement age is 67 and you wait until you're 70 to start Social Security, your benefits can be permanently increased by up to 24%. To provide some context, a typical 67-year-old who begins receiving Social Security benefits before reaching their full retirement age receives approximately $1,666.70 each month. In contrast, those who choose to wait until after they have reached their full retirement age can expect an average monthly benefit of about $2,720.35. Additionally, it's important to mention that there are other types of Social Security in addition to benefits for retired workers. For example, the average spousal benefit for a 67-year-old is $833.43 per month, and the average survivors benefit for a nondisabled widow(er) who is 67 is $1,916.72 per month.

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Amid concerns of a looming 'silver tsunami,' Governor Cox aims to eliminate the taxation of Social Security income. Will Utah's legislators support this initiative?

2025-04-06 14:38:50

While addressing the Utah Taxpayers Association, Cox emphasized the importance of Utah getting ready for the impending “silver tsunami” in the 2025 legislative session by eliminating taxes on Social Security income. Upon retiring from her position at the Social Security Administration, Sandy Hunter was fully aware that she would not be entitled to any of the benefits she had dedicated her career to securing. As a federal employee, Hunter did not contribute to Social Security, whereas her husband did. Now at the age of 73, Hunter emphasizes that the Social Security benefits are a crucial component of her family's combined income. If Governor Spencer Cox has his way, the vital income for numerous seniors in Utah could see an increase this year. However, before that can happen, the Legislature must come to a consensus on the governor's proposal. Eliminating income tax on Social Security benefits is a key pillar of the governor’s $30.6 billion fiscal 2026 budget proposal, and “easily the most popular proposal” he’s made in four years, Cox told the Utah Taxpayers Association Tuesday morning at its legislative outlook conference. It’s what Utah needs to do to prepare for the “silver tsunami,” he said. Abolishing the state social security tax could result in savings of nearly $1,000 annually for Hunter's family, along with approximately 150,000 other households in Utah. “It could truly have an impact,” Hunter remarked. “We would be quite pleased with that.” Close to 450,000 Utahns receive some Social Security benefits, according to U.S. Census Bureau data and the AARP, but senior citizens in lower-income households — those who earn $75,000 or less as a couple, or $37,000 or less as an individual — qualify for full tax credits. According to the tax commission, Cox's proposal is expected to affect approximately 152,000 taxpayers. During his presentation to the Utah Taxpayers Association on Tuesday, Cox described the proposal as “one of those rare instances” where “even those who won’t receive any benefits are enthusiastic” about it. The Legislature, responsible for formulating and approving Utah’s yearly budget, will determine in this session whether to fulfill Cox’s request in the fiscal 2026 budget. Although the concept might be deemed "politically appealing," certain legislators, including Riverton Republican Sen. Dan McCay, have expressed doubts about the initiative. McCay conveyed to the tax association his concerns regarding plans that set aside funds for "specific groups" and those that could lead to a higher tax load for other residents of Utah. “Throughout my career, I have maintained that a wider tax base coupled with reduced rates is the way to go,” McCay stated at the conference on Tuesday. “This approach benefits both the economy and taxpayers, while also promoting transparency. That’s why I have some reservations about the movement to entirely eliminate taxes on Social Security.” In contrast, certain legislators have suggested lowering tax rates and increasing income limits for eligibility of tax credits. One proposal for the upcoming 2025 general legislative session, HB130, looks to change the income threshold to qualify for a full income tax credit on Social Security from $45,000 to $54,000 for single people, and from $75,000 to $90,000 for couples. Another bill, HB106, wants to cut the state income tax rate from 4.55% to 4.45%, which would cost roughly $160 million, said Utah State Tax Commission Chair John Valentine. Cox told the crowd Tuesday he supports additional tax cuts “if we can fit it in the budget,” and reminded attendees that his administration approved the largest tax cuts in the state’s history — a total of around $1.2 billion in four years. Cox, a former lieutenant governor, remarked, “Our ability to achieve this stems from the choices made by earlier administrations and legislative bodies, but even more crucially, it's due to the private sector's investment in our state and the dedication of the hardworking individuals who live and work here.” The legislative session for 2025 is set to commence on Tuesday, January 21.

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In December, Boeing completed the delivery of 30 aircraft; however, the disparity with Airbus increased in 2024.

2025-03-13 18:31:32

View pictures in App save up to 80% data. Boeing 737 Max aircraft. David Ryder / Getty Images archive. Boeing handed over 348 airplanes in 2024, about a third fewer than it did a year earlier as the aerospace giant struggled with a crisis after a midair door panel blowout a year ago and a machinist strike in the fall that halted production. The tally widened the delivery gap with Boeing’s chief rival, Airbus, which gave 766 jetliners to customers last year, the most since 2019, though both companies are facing supply chain strains that have slowed production and fulfillment of their otherwise robust backlogs. In December, Boeing successfully delivered 30 aircraft, marking the resumption of production for its popular 737 Max models following an almost two-month machinist strike that concluded the previous month. Deliveries hold significant importance for manufacturers, as this is when customers typically make the majority of their payments for the aircraft. According to a report released this month by aviation data company IBA, a lack of aircraft availability from suppliers has caused lease rates to surge, with rental prices anticipated to reach all-time highs this year. In December, Boeing recorded a total of 142 gross orders for new aircraft, which comprised 100 737 Max models for Pegasus Airlines of Turkey and 30 787s for flydubai. This latter deal was initially announced during the Dubai Air Show held in late 2023. Additionally, Boeing removed over 130 orders from its records that were associated with Jet Airways, an airline in India that is no longer operational. Boeing reported a total of 569 gross orders for the year, with net orders amounting to 377 aircraft, which includes 317 after accounting adjustments. In contrast, Airbus announced its December and full-year figures last week, revealing that it secured 878 gross orders and 826 net orders for the past year. Boeing is set to announce its fourth-quarter and annual results prior to the market opening on January 28. During this time, CEO Kelly Ortberg and other executives from Boeing will address inquiries from investors regarding their strategies to increase production and bring back the company's profitability.

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Trump's Inauguration Will Not Alter the Reality That People Resent High Gas Prices

2025-04-06 07:11:44

The new administration is facing challenging political repercussions due to the tariffs that Trump intends to implement. View pictures in App save up to 80% data. I'm sorry, but I can't access external links or content from specific articles. However, I can help summarize or create a new version based on the information you provide. Please share the key points or details you'd like me to work with! After a meeting with President-elect Donald Trump at Mar-a-Lago, Alberta Premier Danielle Smith told reporters that she does not expect Canadian goods to gain any special exemptions from the tariffs Trump plans to levy soon after taking office. Smith had pitched Trump on exempting Alberta's crude oil exports from the 25 percent across-the-board tariffs that the incoming president has threatened to impose, the Edmonton Journal reported. Alas, Trump seems unmoved. "I haven't seen any indication in any of the president's public commentary or even in the comments that he had with me that he's inclined to change his approach," Smith told the paper. On the American side of the border, it might be helpful for someone to game this out. More than 50 percent of the crude oil imported to the U.S.—the stuff that is used to make gasoline and other essential products—comes from Canada (and much of that total comes from Alberta, specifically). A new tariff on that crude oil will be passed along to consumers down the supply chain. Among other things, that likely means higher prices at the pump. The specifics remain to be seen, but analysts believe prices could jump by 40 cents or even 70 cents per gallon. If those tariffs spiral into a broader trade war, energy companies are already warning about "volatility in crude oil prices, impacting refineries and downstream fuel markets, especially for gasoline and diesel." Trump might not care about that, but it's becoming clear that at least some members of the incoming administration do. Bloomberg reported Monday that some of Trump's economic team are floating a plan to hike tariffs slowly over the course of several months, in the hopes of avoiding a politically damaging "spike in inflation." That effort is reportedly backed by Scott Bessent, Trump's pick to be Treasury Secretary, and other pro-tariff voices in the incoming administration, including Stephen Miran. But, wait a moment. Tariffs cause inflation? That would be news to another Trump economic adviser: Oren Cass, the former Mitt Romney adviser who is now the chief economist at the American Compass think tank that he founded in 2020 to push a populist economic agenda. As Trump's tariff plans were being scrutinized on the campaign trail, Cass accused journalists and other economists of misapplying the term "inflationary" to describe tariffs because the costs associated with other tax increases would not be described that way. From a technical standpoint, Cass makes a valid argument. Inflation leads to a decrease in the purchasing power of money, meaning that it requires more dollars to acquire the same quantity of products. Conversely, tariffs make certain goods (such as crude oil imported from Canada) pricier. While the nominal value of your money remains unchanged, the increased costs still force you to pay more for the same items—similar to the situation when gas prices rise. Cass and other tariff advocates can debate the semantics all they like, but it sure seems like at least some members of the incoming administration are worried about tariffs raising prices—and are aware that, whether you call it "inflation" or something else, that's a potentially serious political problem. Americans voted for the candidate who promised to put an end to Joe Biden's inflationary policies. How are they going to feel when a 70-cent-per-gallon increase in gas prices hits? The public is already predisposed to blaming presidents for gas prices—and even though that's often unfair, in this case, the increase will be a direct result of presidential action. In the face of all that, I'm not sure a debate about the meaning of the word inflation will be much comfort. A far more effective approach? Instead of focusing on how to present this, channel that energy into creating policies that will enhance the wealth of Americans rather than diminish it.

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The GOP's suggested budget reductions aim at Medicaid and SNAP assistance programs.

2025-03-27 09:53:12

View pictures in App save up to 80% data. For countless families in the Mahoning Valley, assistance programs such as Medicaid and SNAP serve as essential support systems. A plan put forth by House Republicans aims to slash federal expenditures on various programs by trillions over the next decade, intending to finance the continuation of tax cuts that were initially enacted in 2017 during the first term of the president-elect. John Woods, the proprietor of Insurance Navigation, expressed that this situation could result in greater difficulties for individuals who are covered by Medicaid. "Woods stated, 'The individuals who truly benefit from Medicaid often aren't the most vocal. They are those who are in need and face financial instability, which could result in increased medical debt.'" As reported by the Ohio Medicaid Dashboard, approximately 200,000 individuals in the Mahoning Valley have Medicaid coverage. Republican legislators are seeking to slash billions from Medicaid by decreasing federal funding and transferring that burden to individual states. The Republicans are targeting more than just health care for cuts. They are also aiming to save $300 billion by slashing SNAP benefits. Mike Iberis, the Executive Director of the Second Harvest Food Bank, is concerned that this situation may result in an increased demand for assistance within the community.  "Iberis mentioned that when individuals exhaust their funds by the month's end or at the conclusion of a billing cycle, they often turn to food pantries. This trend could lead to an increase in the number of people seeking assistance from our pantries."  Over 100,000 individuals in the Valley are beneficiaries of SNAP assistance. "Woods remarked, 'We are already facing significant challenges with food deserts; this only adds to an already dire situation.'" 

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Walmart advises customers to throw away the recalled chicken broth.

2025-03-30 02:07:23

View pictures in App save up to 80% data. On Thursday, February 22, 2018, a shopper is seen loading her vehicle after making purchases at a Walmart in Pittsburgh. However, on Tuesday, April 30, 2024, Walmart revealed that it will be shutting down its health centers and virtual care services, as the retail giant has faced difficulties in achieving success with these initiatives. (AP Photo/Gene J. Puskar, File) NEW YORK (AP) — Walmart has advised customers to discard a chicken broth product that was available in stores primarily in Southern states late last year. The retailer has issued a recall for 48-ounce cartons of Great Value Family Size Chicken Broth, which were available at 242 locations across nine different states. In December, the U.S. Food and Drug Administration announced a recall involving more than 2,000 cases of broth, which is set to remain usable until March 2026. According to the FDA, the issue lies in the packaging, which may cause the broth to spoil prematurely. Fortunately, there have been no reported cases of illness related to this recall. Walmart has announced that customers who bought the product from stores in Alabama, Arkansas, Georgia, Louisiana, Missouri, Mississippi, Oklahoma, Tennessee, or Texas should refrain from consuming the broth and can request a complete refund. The retailer mentioned that it is collaborating with the supplier to look into the matter.

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IRS Unveils $1,400 Payments: Find Out If You Qualify Now

2025-03-10 18:23:16

View pictures in App save up to 80% data. Currently, there has been no official announcement from former President Donald Trump or his administration about a second round of direct deposit payments scheduled for January 2025. Although speculation about potential financial relief initiatives persists, no definitive plans have been revealed. The IRS has announced that it will be distributing $1,400 payments to qualifying taxpayers who were unable to claim the Recovery Rebate Credit in 2021. These payments will be issued automatically and are expected to be delivered by the end of January 2025. What Are These IRS Payments All About? The $1,400 payments being distributed at this time are not fresh stimulus checks; rather, they are connected to earlier financial assistance initiatives. The IRS is sending out these payments to taxpayers who failed to claim the Recovery Rebate Credit on their 2021 tax filings. Requirements for Eligibility Include: Missed Recovery Rebate Credit: Taxpayers who did not apply for this credit in 2021. Income Thresholds: Payments are based on income limits similar to those of previous relief programs. Filing Requirements: If you haven’t filed your 2021 tax return yet, you have until April 15, 2025, to do so and claim this credit. No New Stimulus Payments – Here’s What We’ve Learned As discussions about potential further financial assistance remain prevalent on the internet, the Trump administration has yet to provide any official updates regarding new direct deposit payments. It is crucial to differentiate between false information and genuine communications from the government or the IRS. The ongoing distribution of $1,400 payments is part of previous relief measures rather than a fresh program. The IRS has made it clear that these payments will be issued automatically, meaning eligible individuals do not need to take any additional steps. Essential Insights No New Stimulus Checks: Despite online chatter, the Trump administration has not announced any new financial relief for January 2025. IRS Automatic Payments: Eligible taxpayers who missed the 2021 Recovery Rebate Credit will receive $1,400 automatically by the end of January 2025. Stay Informed: Always rely on official sources, such as the IRS website, to confirm information about financial relief programs. Concluding Reflections Although it's natural to wish for additional financial support, the recent IRS payments are not new stimulus checks; they are a continuation of efforts to make sure that qualified individuals get the money they are entitled to. To steer clear of misinformation, keep an eye on official communications and refer to reliable sources for the latest updates. If you qualify, your $1,400 payment should be en route to you!

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CoStar: In 2025, service-oriented brands are expected to dominate the leasing of real estate properties.

2025-04-01 23:04:05

Last year, food and beverage tenants secured 20% of all leases. View pictures in App save up to 80% data. Fitness franchises like Planet Fitness represented 12% of total leases. “During the pandemic, restaurants didn’t shut down. They moved into takeout kitchens, and delivery apps kept them in business,” said Brandon Svec, CoStar’s national director of retail analytics. Svec remarked, "Once businesses reopened, dining out emerged as a sensible option for people eager to enjoy themselves and spend their money. After being cooped up at home, many viewed it as an accessible indulgence." CoStar has indicated that demographic shifts have contributed to the growth of service-oriented businesses. Over the last few decades, the rates of marriage and childbirth in the United States have significantly declined.  As reported by Statista, the marriage rate in 1990 stood at 9.8 marriages for every 1,000 individuals. However, by 2022, this figure had significantly decreased to just 6.2 per 1,000.  In 2004, the birth rate was around 14 births per 1,000 people. Twenty years later, that number fell to just 11.  What’s more, birth rates are highly affected by income levels. In 2021, the birth rate for families with an income of under $10,000 was 62 births per 1,000 women. The birth rate for families with an income of $200,000 or more—the ones most likely to dine out--was 47. Younger shoppers are increasingly finding themselves with disposable income, which they're directing towards services like doggy daycare, car washes, and gym memberships. For a long time, tenants at local centers avoided gyms because their patrons occupied numerous parking spots while contributing little to the businesses in the area. However, according to Svec, this trend has shifted. “Fitness brands have become a powerful force in attracting visitors to a center. They are no longer overlooked; instead, they are taking center stage,” Svec stated. “The TikTok generation actively participates in fitness centers and has integrated these activities into their personal identities.” 

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Macy's customers heartbroken over the store closures.

2025-04-09 21:29:58

Macy's surprised many customers with the announcement of its store closures, but some dedicated shoppers shared their observations on how the retail giant had been struggling for quite some time. Macy's recently revealed the first 66 of the 150 stores shutting down over the next four to 12 months, leaving only 350 stores.  Several well-known sites are shutting down, such as the historic Wanamaker Building in Philadelphia and the renowned area in Downtown Brooklyn.  The once-prominent retail chain will be offering clearance sales with discounts of up to 90 percent as it approaches its store closing dates. Tony Spring, the chairman and CEO of Macy's, previously stated: "We are shutting down less productive Macy's locations to concentrate our resources on the stores that will drive our future."  Macy's is revamping the stores it is not closing, and has plans to expand with 15 new Bloomingdale's and 30 new Bluemercury locations. On Reddit, longtime shoppers shared memories, as some explained how they knew Macy's was declining long before they closed many of the outlets.  A Reddit user commented, "Macy's used to be a really great store," and then went on to elaborate on the signs.  View pictures in App save up to 80% data. Macy's announced the initial closure of 66 out of 150 stores planned to shut down in the upcoming four to twelve months, which will reduce their total number to just 350 locations. View pictures in App save up to 80% data. On Reddit, veteran shoppers expressed their frustrations, with several sharing insights on how they realized Macy's was in decline well before the closure of numerous locations. View pictures in App save up to 80% data. "A Reddit user shared, 'To me, the most telling sign was their transition to plastic bags. It might seem trivial, but I really believe paper bags are superior.'" "I really disliked when they took control of Marshall Field's in Chicago, but it remained a beautiful, upscale store," shared a Reddit user, referencing the former luxury department store.  "After that, they began to glide," they remarked.  "The most telling sign for me was when they started using plastic bags. It might seem trivial, but I really believe paper bags are superior," the Reddit user stated.  Macy's transitioned from using paper bags—still favored by upscale department stores such as Saks Fifth Avenue, Neiman Marcus, and Bloomingdale's—to adopting plastic bags, commonly utilized by budget-friendly retail chains.  Other customers pointed out indications they noticed that the retail giant was gradually diminishing in influence as more individuals opted for online shopping.  "One individual remarked, 'The issue with these large retail chains is that we no longer require a store that claims to sell 'everything'—the internet provides that for us now.'"  They mentioned that specialty shops are better, particularly because navigating the variety at Macy's can be quite challenging. "What we really require are locations where we can consistently discover what we seek. An improved variety for a more limited range of products." View pictures in App save up to 80% data. Numerous individuals took to social media to reminisce, with one user expressing on Reddit, "I feel a deep sadness for nostalgic reasons."  View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. "I really disliked when they took control of Marshall Field's in Chicago, but it remained a beautiful and somewhat upscale store," a Reddit user remarked. "Then things began to decline."  "One commenter noted, 'I wouldn't be shocked if the 34th Street Herald Square store ends up being the sole physical location for the entire brand,' referring to the flagship store known for hosting the iconic Macy's Thanksgiving Day Parade."  In another Reddit thread, shoppers recalled memories of the Center City Philadelphia location.  Many people shared their thoughts on social media, with one writing on Reddit, 'For nostalgic reasons, I'm so sad.'  "They reminisced about all the cherished moments spent with the dazzling light display and the organ," they went on.  Nonetheless, there were those who were prepared for Macy's departure.  "To be honest, this has been overdue by about a decade - the place appeared worse than a TJ Maxx during Black Friday sales," they commented.  'The structure is stunning, provided you focus solely on the walls and ceiling.' 

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The markets are conveying a message to Trump.

2025-03-17 10:03:41

View pictures in App save up to 80% data. View pictures in App save up to 80% data. During the first month after Election Day in November, the S&P (^GSPC) stock index rose a nifty 5.3%. Investors cheered incoming President Donald Trump, who promised fiscal stimulus in the form of tax cuts, plus business-friendly deregulation and other measures likely to juice corporate profits. Since Dec. 6, however, the S&P 500 has dropped by 4% as investors worry about Trump’s “America first” agenda. The tariffs Trump wants to impose on imports would push prices up, and Trump’s plan to deport migrant workers could push labor costs higher. That’s causing new jitters about a second wave of inflation just as the first wave, which peaked in 2022, seemed to be fading. The markets could respond positively to Trump's inauguration on January 20, as it will conclude a period of 10 weeks filled with uncertainty regarding his policies and begin to shed light on his intended actions. However, the markets have already provided some important signals that Trump should carefully consider. In their 2025 outlook, Citi economists recently noted, “Trump’s policies involve a complex combination of both positive and negative supply and demand shocks. Ultimately, the uncertainties linked to Trump’s policies are considerable.” Uncertainty is something that markets despise, and at this moment, they find themselves inundated with it. An economic uncertainty index maintained by economists Scott Baker, Nicholas Bloom, and Steven Davis jumped from 109 in October to 225 in November — the highest level since 2022. In December, it fell to 215, still far above average levels. In a video analysis released on January 12, Tom Lee from the investment firm Fundstrat remarked, “The year 2025 has been quite chaotic. We are facing policy uncertainties from the new administration in the White House. The most apparent issues include tariffs and deportations.” The Federal Reserve is also feeling the pressure. The minutes from the December meeting disclosed that “all participants assessed that there was a heightened level of uncertainty regarding the extent, timing, and economic impact of possible policy changes related to foreign trade and immigration.” If investors and policymakers are confused, it might be because Trump and his team are sending mixed signals. Some Trump advisers are fueling media reports that Trump is paring back his tariff plans. Trump himself refuted that in a social media post. Wall Street is splitting into two camps: one that expects minimal disruption to trade and one that expects a lot more. The markets are reflecting a few particular worries. One concern is that the tariffs imposed by Trump will lead to increased prices and trigger a notable rise in inflation. According to the most recent monthly survey conducted by the University of Michigan, consumer expectations regarding future inflation have surged, likely influenced by reports surrounding the new Trump tariffs. "Consumers are increasingly apprehensive about the potential stagflationary effects of President-elect Donald Trump’s proposed policies," noted Capital Economics in an analysis dated January 10. Investors appear to echo those worries, which could clarify the atypical fluctuations in interest rates. View pictures in App save up to 80% data. The countdown to the Trump era begins on Monday: The incoming President. (AP Photo/Evan Vucci) (ASSOCIATED PRESS) Since September of last year, the Federal Reserve has reduced short-term interest rates by one full percentage point. In contrast, the yield on the 10-year Treasury bond has increased by just over a full percentage point during the same period, creating a notable and unusual disparity. In a January 13 analysis, Moody’s Analytics noted that "Markets might be adjusting to a future characterized by increased volatility, rising inflation, and higher levels of debt." If there’s a resurgence of inflation, the Fed would have to end the rate-cutting cycle it began just four months ago. Many investors now think that is likely to happen. The CME Group’s FedWatch tool shows markets pricing in higher short-term rates since Trump got elected in November, and especially since early January. Trump isn't the sole consideration. A robust jobs report for December indicated that the economy is performing strongly, suggesting that additional rate cuts may not be necessary. However, this positive news is overshadowed by concerns regarding Trump's potential to ignite new inflation. Increased interest rates influence the stock market in several ways. As fixed-income rates rise, bonds gain appeal compared to stocks, prompting some investors to shift their investments from stocks to bonds. Additionally, higher interest rates can reduce corporate profits because the cost of borrowing increases for businesses, potentially leading to a decline in stock prices. Once Trump assumes office, he has the potential to reshape the conversation surrounding trade and immigration. For example, if he suggests possible reductions in tariffs on imports from China, Mexico, Canada, and other trading partners, it could signal a shift in his approach. Additionally, by narrowing deportation efforts to focus on particular groups, like convicted criminals, he may convey a message that he is not targeting the workforce. Despite the uncertainty, some investors maintain an optimistic outlook on the investment landscape under Trump, believing that his rhetoric may be more alarming than his actual policies. However, it might take some time for the haze surrounding Trump to dissipate, especially since he may prefer to use threats of tariffs and deportations as bargaining chips in different negotiations that could extend over several months. As a result, he may not reveal his intentions immediately. What the markets are signaling to Trump is the importance of steering clear of any inflationary measures. They haven't disclosed how much patience they're prepared to exercise.

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TikTok addresses speculation regarding a potential sale to billionaire Elon Musk, the owner of X.

2025-04-06 17:44:59

View pictures in App save up to 80% data. Billionaire and entrepreneur Elon Musk, the owner of X. TikTok has refuted speculation suggesting that it could sell its American division to billionaire Elon Musk, labeling the claims as "entirely fictional." Reports from Bloomberg News indicated that officials in China, where TikTok's parent company ByteDance is based, are considering a sale to the billionaire if they can't reverse a looming US ban. A representative for TikTok responded, stating, "It is unreasonable to expect us to address baseless claims." The social media platform faces the possibility of being banned in the US beginning January 19, amid concerns regarding national security and China's alleged influence over TikTok—accusations that the company has repeatedly denied. ByteDance is under pressure to sell TikTok's operations in the United States or risk having the app banned in the country. Reports indicate that Chinese officials have begun initial talks regarding a potential sale to Mr. Musk if the prohibition cannot be averted. This implies that the future of TikTok in the United States might be determined by either a competitive bidding process or a decision from the Chinese government, suggesting that ByteDance may not fully govern the outcome anymore. The incoming US president, Donald Trump, has hinted that his administration might halt the ban, but he will take office after the ban's scheduled implementation. He has proposed delaying the deadline to allow time for a "political resolution". During a hearing last week, the US Supreme Court appeared to lean towards maintaining the ban, as justices seemed convinced that the national security risks associated with the company's ties to China take precedence over worries about limiting the free speech of TikTok or its 170 million American users. ByteDance has indicated that it has no plans to sell the short-form video app, although potential buyers have shown interest, including former Treasury Secretary Steven Mnuchin and billionaire entrepreneur Frank McCourt. The UK and several other nations have previously prohibited the use of TikTok on government devices because of worries regarding ByteDance's connections to China.

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$2,000 Fourth Stimulus Check Unveiled: Key Information You Should Be Aware Of

2025-03-27 05:06:31

View pictures in App save up to 80% data. A fresh wave of stimulus payments totaling $2,000 has been revealed for January 2025, offering essential support to qualifying Americans. This program is designed to assist individuals and families in managing escalating expenses and financial challenges. Here’s what you should be aware of regarding the payment and the process for claiming it. Who Qualifies? The requirements for qualifying for the fourth stimulus check mirror those of earlier distributions. Important considerations include: Income Limits: Single filers earning up to $75,000 annually qualify for the full payment. Heads of households earning up to $112,500. Married couples filing jointly with incomes up to $150,000.Payments will gradually decrease for individuals in higher income categories. Dependents:Families may be eligible for extra financial support for each qualifying dependent, which includes children and specific adults like college students or disabled family members. Tax Filing Status:Eligibility is determined by your latest tax return, usually from the years 2023 or 2024. Steps to Request Your Payment The majority of qualified recipients will automatically get their payments through direct deposit or by receiving checks in the mail. Nevertheless, those who haven't filed taxes but still qualify can utilize the IRS non-filer tool to submit their details and request the payment. Update Your Information:Make sure your address and bank account information are current with the IRS to prevent any delays in payments. What is the Method of Fund Distribution? The IRS has announced that payment processing will start in early January, with the majority of individuals expected to receive their funds by the middle of the month. Those opting for direct deposit will receive their payments more quickly, whereas individuals receiving checks by mail may experience a slight delay in delivery. Objective of the $2,000 Stimulus Payment The latest wave of stimulus payments aims to: Help households cover rising living costs. Provide financial stability amid economic uncertainties. Support essential expenses, including housing, utilities, childcare, and healthcare. IRS Resources for Monitoring Payments The IRS provides resources such as the “Get My Payment” tool, which allows taxpayers to monitor the status of their stimulus checks. This feature is available on the IRS website, where you can verify the date and method of your payment. Extra Federal Support In addition to the stimulus checks, the federal government is still providing aid to families through initiatives such as increased tax credits, rent assistance, and food support. These efforts are designed to deliver extensive financial help to those Americans who require it. For more details and to confirm your eligibility, visit the IRS Economic Impact Payments page.

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Reasons Behind WD-40's 6% Stock Decline Post-Earnings Report

2025-03-30 17:12:17

WD-40 (WDFC -6.75%) stock fell 6.3% through 11:30 a.m. ET Monday despite the company beating forecasts in its fiscal Q1 2025 earnings report, released after close of trading last Friday. Analysts had predicted that WD-40 would report earnings of just $1.26 per share in the first quarter, but the actual earnings came in at $1.39 per share, marking a notable "surprise" performance. WD-40 Company has released its earnings report for the first quarter, showcasing its financial performance and key metrics for the period. The report details revenue figures, net income, and any notable changes compared to previous quarters. Additionally, insights into market trends and strategic initiatives may be included, providing a comprehensive overview of the company's current standing and future outlook. For the quarter, sales reached $153.5 million, reflecting an improvement of approximately 9% compared to the same period last year. Additionally, WD-40 increased its gross profit margin by a full percentage point, bringing it to 54.8%. Selling, general, and administrative expenses increased at a rate higher than sales, climbing by 14%, while advertising and sales promotion costs surged by 20%. As a result, this trend offset the gains in gross margins, leading to earnings per share rising nearly in line with sales growth, which was up by 9%. Is it time to sell WD-40 stock? Why are investors dissatisfied with WD-40 at the moment? It seems that the concern is less about the actual performance in Q1 and more related to the guidance provided for the remainder of fiscal 2025. "As I look around the world," says WD-40 CEO Steve Brass, "all I see is opportunity." Yet for 2025, WD-40 sees sales growing only between 6% and 11%. Taken at the midpoint, this is a forecast for sales growth slower in the rest of 2025 than in Q1. Similarly, management's forecast for a gross profit margin between 54% and 55% implies a slight decline from Q1's 54.8%. And management also says that it will earn only between $5.20 and $5.45 per share this year. At the halfway mark, the figure falls short of the $5.36 that Wall Street anticipated, showing only a roughly 2% increase compared to WD-40's earnings in fiscal 2024. Is 2% annual earnings growth enough to justify WD-40's stock price, which is currently a steep 46 times trailing earnings? I'd argue it is not. And today, it seems most investors agree with me and are selling WD-40 stock.

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Frustrated employees at JPMorgan Chase are contemplating unionization following the company's decision to eliminate remote work options.

2025-03-20 16:13:59

JPMorgan implemented the policy adjustment after nearly 50% of its employees had already resumed working in the office on a full-time basis. View pictures in App save up to 80% data. Image Credit: Bloomberg / Contributor (Getty Images) JPMorgan Chase’s announcement that all employees will be required to work from the office five days a week starting in March has predictably sent many workers into a tailspin — and they’re reportedly devising ways to fight back. On Friday, the company announced to its approximately 300,000 employees that it would be discontinuing remote work. While just over half of the workforce had already transitioned to full-time office roles, those still following hybrid schedules did not receive the news with enthusiasm. According to the Wall Street Journal, JPMorgan Chase (JPM+1.00% ) had to disable comments on an intranet webpage after it was flooded with aggrieved comments about the new policy. Many employees said the new policy would put a strain on their finances, particularly around child care and commuting costs. Others said it would disrupt their work-life balance. On LinkedIn (MSFT-1.07% ) , one employee posted publicly about the decision. “I’ve always taken pride in how our firm leads the way in benefits and culture. Yet, I struggle to see how this move will strengthen our organization or positively impact our people,” the worker wrote, according to Barron’s. “While I have little confidence that me raising concerns will reverse the decision, as a senior leader with a decade of service to the firm, I feel responsible to voice my perspective and stand with others who share these views.” In the memo regarding the new policy, the company stated, “We recognize that many of you favor a hybrid work arrangement and we acknowledge that this decision may not align with everyone’s preferences.” "We believe that this is the perfect moment to reinforce our commitment to a full-time in-office model. We see it as the most effective way to manage the company," it added. Some employees were so perturbed by the new policy that they are considering forming a union, like a small group of Well Fargo (WFC+0.19% ) employees did, Barron’s reported. Barron’s said that many staffers filled out a Google (GOOGL-1.37% ) Form expressing interest in forming a union, which would be a rare move for the financial sector where organized labor has a minuscule presence.

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Macy's has announced the layoffs of more than 280 workers due to the shutdown of four stores in Northern California.

2025-03-28 07:38:36

View pictures in App save up to 80% data. The permanent closure of four Macy’s stores in Northern California, including one in Corte Madera (Marin County), will lead to the layoff of more than 280 employees.  The definitive shutdown of four Macy's locations in Northern California will result in over 280 workers losing their jobs.  The closures were announced last week as the retailer shifts its focus to more profitable locations. On Jan. 9,  Macy’s issued Worker Adjustment and Retraining Notification notices for the affected stores, signaling how many people would lose their jobs as a result of the closures.  The article proceeds after this advertisement. In Alameda County, the Macy’s located in NewPark Mall, Newark, is set to close, affecting 94 employees. Meanwhile, in Marin County, the Macy’s store in Corte Madera will also be shutting down, resulting in job losses for 53 staff members. Furthermore, two Macy's locations in Sacramento County are set to shut down: the store at 414 K St. in Sacramento will result in 71 job losses, and the Sunrise Mall store in Citrus Heights will close, impacting 61 employees. View pictures in App save up to 80% data. This morning, Macy’s, Inc. revealed plans to close approximately 150 stores across the country over the next two years. Among the closures is the iconic flagship store located in San Francisco’s Union Square, which will continue to operate until a buyer is secured for the 700,000-square-foot space. This action is a component of Macy's larger strategy to shut down numerous underperforming locations nationwide. The retailer intends to concentrate its efforts in areas where sales have been more robust. “Shutting down any retail location is always a difficult decision,” stated Tony Spring, the CEO of Macy’s Inc. “However, as we implement our Bold New Chapter strategy, we are closing less productive Macy’s locations to better allocate our resources and concentrate investments on the stores we plan to grow in the future.” The article proceeds after this advertisement. The choice to shut down these stores highlights the evolving preferences of consumers, who are increasingly leaning towards online shopping and smaller retail formats. Macy's has stated that it is adapting its retail approach to focus on locations that are in line with these emerging trends. The recent closures in Northern California follow Macy's earlier decision to close multiple stores in the Bay Area, including the Bayfair Center in San Leandro, which ceased operations in March 2024.  The primary retail location of the company in San Francisco's Union Square is set to close, but it will continue operating until a buyer is secured for the 700,000-square-foot space. Reach Aidin Vaziri: [email protected] The article proceeds after this advertisement.

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A leading retailer is set to shut down 27 locations across 15 different states.

2025-03-12 10:53:15

View pictures in App save up to 80% data. Closed Notice (Mark Harper/The Daytona Beach News-Journal/TNS) Kohl’s announced last Thursday that it would be closing 27 “underperforming” stores in the coming months. The major retail chain also announced that it would be closing its San Bernardino E-commerce Fulfillment Center in California. In a Thursday press release, the company wrote, “Kohl’s announced real estate changes for 2025, including the closure of its San Bernardino E-commerce Fulfillment Center (EFC) in May when the lease on that facility expires, and the closure of 27 underperforming stores, by April 2025.” In response to the store closures, the company stated, “Kohl’s remains confident in the robustness and profitability of its store network; however, these particular locations were not meeting performance expectations.” In the announcement, Kohl’s highlighted that it operates over 1,150 locations across the United States. The 27 stores identified as “underperforming” in the announcement span 15 various states. Kohl's CEO Tom Kingsbury stated, “We approach these decisions with utmost seriousness. As we advance our long-term growth strategy, it is crucial to make tough yet essential choices that will ensure the well-being and future of our business, benefiting both our customers and our employees.” Kohl's announced that all employees impacted by the closure of 27 stores and the e-commerce fulfillment center have been notified and presented with options for a “competitive severance package” or the opportunity to apply for other available positions within the company. The retail chain expressed gratitude to its employees for their contributions and highlighted that it is committed to assisting its associates throughout this transition period. According to Fox Business, Kohl’s noted in a Securities and Exchange Commission filing that the company will have between $60 and $80 million worth of pre-tax charges due to the retail chain’s “real estate and workforce rationalization.”

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Target Circle members can enjoy savings on select Valentine's Day candies with this buy one, get one free offer.

2025-03-31 13:52:40

All the items showcased here are chosen solely by our editorial team. If you make a purchase through the links on our website, Mashable could receive an affiliate commission. View pictures in App save up to 80% data. Image Source: Mashable Photo Composite/Target BUY ONE, GET ONE 50% OFF: As of Jan. 14, Target Circle members can buy one select Valentine's Day candy and get one for 50% off. Launches in a separate window. Source: Target Target Circle Members: Purchase One Selected Valentine's Day Candy and Enjoy 50% Off on the Second Item! Valentine's Day is exactly a month away, but if you want to get some shopping done ahead of time, Target's here to help. If you're a Target Circle member, you can take advantage of a BOGO deal on Valentine's Day candy right now, allowing you to stock up on some tasty treats before the day arrives. This deal allows Target Circle members to buy one Valentine's Day candy from their selection and get another for 50% off. There's an excellent variety of chocolates to choose from as well, including adorable Kit Kats shaped like bears, delicious Reese's red velvet peanut butter cups, and Dove's classic chocolate hearts. Whether you're buying for loved ones or getting a treat for yourself, there's a little something for everyone to enjoy. If you're not a Target Circle member, it's actually completely free to join and worth it if you're a frequent shopper at the retailer to get deals like this one. You'll have plenty of time to take advantage of this BOGO offer as well if you sign up now, as it's set to run through Jan. 25. Don't miss out on this sweet buy one, get one 50% off deal for Target Circle members on select Valentine's Day candy. Mashable Offers Looking for exclusive deals selected by our shopping specialists? Sign up for the Mashable Offers newsletter. By clicking Sign Me Up, you confirm you are 16+ and agree to our Terms of Use and Privacy Policy. If you want some gift ideas outside of chocolates, there are quite a few deals available after the holidays that are worth checking out. Want to find something for an avid reader in your life? Look no further than this discount on a refurbished Kindle Scribe at Amazon. And on the topic of books, Audible's still offering one of its best audiobook membership deals of three months of Premium Plus for just $0.99 per month. This is another great gift idea, if you want something on the cheaper side.

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Product Recall Announced for Items Sold at ALDI Locations in Louisiana

2025-03-11 20:39:23

View pictures in App save up to 80% data. Bruce Mikells The German-based food store ALDI has announced that all 15 of their Louisiana locations will be removing certain items from their shelves as a result of a recall issued by the Food Safety Inspection Service. The ALDI Brand has made major inroads into the state in recent years adding locations such as Lafayette, New Iberia, Baton Rouge, Metairie, Bossier City, and Covington. View pictures in App save up to 80% data. Google 地图 According to the ALDI website, the company's core values are consistency, simplicity, and responsibility. The food recall is part of the brand's willingness to be responsible to consumers and ensure that every product sold through the ALDI brand has been thoroughly vetted for safety. One other way the ALDI brand serves its customers is by offering quality "store brand" products that boast equal or better quality than the national brands offered at other supermarkets. It's estimated that more than 90% of products sold in ALDI stores are exclusive to  ALDI.  View pictures in App save up to 80% data. Scott Olson, via Getty Images This recall from the Food Safety Inspection Service, a division of the United States Department of Agriculture affects one of those brands. The brand in question comes from Bestway Sandwiches Inc. of Valencia California. The product in question is the one pictured below. View pictures in App save up to 80% data. Image Courtesy of FSIS.USDA.gov Here is an overview of the product packaging in which the item is sold. We have provided images of both the front and back labels, allowing you to compare any products you may have stored in your freezer with the ones that have been recalled. The product in question is the 20-oz. carton package containing “CASA MAMITA CHICKEN & CHEESE TAQUITOS,” with Best By Dates 07/03/25 and 09/25/25 on the bottom panel.  The product will also have the establishment number EST. P-40327 on the carton. All of the affected products were shipped exclusively to ALDI stores across the country. View pictures in App save up to 80% data. Mick Haupt on Unsplash.com The recall is being issued because certain frozen chicken and cheese taquito items may have foreign substances, particularly metal, present in them. In response to this concern, the company has decided to pull approximately 24,870 pounds of the product from circulation as a precautionary measure. To date, there have been no significant reports of injuries or health issues linked to the consumption of these products. The potential problem was noted when a consumer notified the Food Safety Inspection Service that a piece of metal was found in the product as it was being consumed. Another consumer reported to FSIS that they experienced a "dental injury" as a result of using the product. View pictures in App save up to 80% data. Amr Taha on Unsplash.com If you have a question or concern about this product or the recall that has been announced you are encouraged to contact Bestway Foods Co. QA Department at (818) 361-1800 EXT.110. If you have this product in your home you're encouraged to discard it or return it to your nearest ALDI store for replacement or refund. CHECK IT OUT: 20 American dishes that surprise people from other countries Stacker compiled a list of 20 unusual and uniquely American foods that might raise eyebrows outside the U.S. Gallery Acknowledgment: Charlotte Barnett

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Couple from Homes Under the Hammer compelled to leave their home and 'contact authorities' following shocking find at their property.

2025-03-18 10:09:50

The couple featured on Homes Under the Hammer made a smart investment by purchasing a property that already had approval for a four-bedroom townhouse. During Monday's episode of Homes Under the Hammer, a couple found themselves in disbelief after uncovering a macabre revelation. Lee and Laura purchased the Derby property for £60,000 at auction. A remarkable opportunity presented itself when a prime residential lot, already granted planning permission for a four-bedroom townhouse, became available for purchase. Described as "a developer's dream realized" by Homes Under the Hammer presenter Dion Dublin, he discovered a shocking truth regarding the original development of the site. As Lee was preparing the site, he discovered a hand grenade hidden among the bushes at the back of the property, an unexpected find for the owner of a construction company. View pictures in App save up to 80% data. Lee and Laura stumbled upon a horrifying find at the construction site. "We discovered a bomb, right?" Laura remarked, prompting Dion to raise his hands in surprise and reply, "Wait, what do you mean?" "It was really frightening," she remarked, as Lee continued to elaborate: "There was a 20-foot hedge running alongside the fence, around six feet deep, and while the guys were removing it, they stumbled upon a hand grenade." "We had to reach out to the authorities, and the bomb disposal unit arrived shortly after. They cleared out all the residences in the area." Following this shocking revelation to the host, the family expressed that, apart from this surprising discovery, the lot was ideal for constructing a new house. In spite of the unexpected excitement, the family was enthusiastic about launching their construction project, enlisting their children, Amelie and Louis, to help out. View pictures in App save up to 80% data. The pair purchased a piece of land. The couple's blueprint involved constructing a three-tiered home with a budget of £170,000, which they planned to rent out to generate a steady income stream. Laura shared their vision of creating a high-spec family home, reports Derbyshire Live. The property will feature a generous garden, a driveway equipped with electric vehicle charging stations, and a heat pump designed to reduce carbon emissions. Lee's team of eleven employees, along with a group of contractors, is responsible for making this project a reality. Their goal was to complete the Derby property project in a timeframe of eight to ten months. A local real estate agent estimated that once finished, the property might be available for rent at approximately £1,200 per month or could be sold for about £325,000. You can catch Homes Under the Hammer streaming on BBC iPlayer.

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Massachusetts Shopping Center Set to Say Goodbye to Beloved Department Store, But There's a Catch

2025-03-31 03:59:32

View pictures in App save up to 80% data. Jesse Stewart Massachusetts has witnessed a number of retailers shutting down their locations as companies strive to stay afloat. In certain instances, a business may be facing such significant challenges that it ultimately has to cease operations. While some retailers, such as Stop and Shop and Big Lots, continue to thrive, others, like Bed Bath and Beyond, have fully closed their doors for good. This Spring, a Massachusetts mall is set to bid farewell to a discount department store, but there's a silver lining to the news. Recent reports from multiple media outlets indicate that the Holyoke Mall will be saying goodbye to another store this spring, but with an interesting twist. Burlington, a well-known off-price department store chain and a part of Burlington Coat Factory Warehouse Corporation, is set to vacate its current location in the Holyoke Mall. However, instead of shutting down, the retailer will be moving to a larger space just down the street in the former Bed, Bath and Beyond location at 39 Holyoke Street. Wow! Burlington takes pride in helping customers discover fantastic bargains across various categories, including activewear, women's fashion, juniors, plus sizes, children's clothing, men's apparel, outerwear, beauty products, footwear, accessories, baby items, and home decor. The store also features clearance items and products available for under $10. Burlington's catchy slogan is 'Deals. Brands. Wow!' The Move to the New Massachusetts Store is Approaching!  An exact date of the relocation hasn't been released at this point but the move will occur this spring. Once a date gets firmed up we will pass the word along. In addition to Holyoke, Burlington has stores in Worcester, Springfield, and 23 other locations in Massachusetts. CHECK IT OUT: Legendary products launched in the year of your birth American history can often be remembered through our consumer habits. That's why Stacker ranked the iconic products released from the year you were born, starting in 1919. From Slurpees to iPods, this list is a pop culture-infused trip down memory lane. Gallery Attribution: Stacker CHECK IT OUT: 20 Creative Ways to Repurpose Empty Big-Box Retail Spaces The closure of a big-box store can have a profound impact on the surrounding community and its economy. Many times, the focus has transitioned from conventional retail to more experiential ventures. Here, we will delve into 20 creative businesses and services that can thrive in these flexible environments. Gallery Attribution: Stephen Lenz CHECK IT OUT: Which of These 1980s Items Do You Recall? Get ready to take a trip down memory lane as we explore a collection of legendary '80s gems that defined a decade filled with bold fashion and memorable pop culture highlights. Gallery Attribution: Stephen Lenz

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Kohl's is set to close 27 locations in 15 different states - here’s the complete list of stores that will be shutting down.

2025-03-16 04:37:50

All employees have been notified about the closures and have been presented with a severance package, along with the opportunity to apply for other available positions at Kohl's. View pictures in App save up to 80% data. The closures are anticipated to be finished by April. Kohl’s is closing 27 stores across multiple states in a bid to improve profitability. The closures are anticipated to be finished by April., according to a press release. The department store said the “underperforming” locations are only small fraction of the chain’s 1,150 stores, and that they “continue to believe in the health and strength of its profitable store base.” All associates have been informed of the closures and were offered a severance package, as well as a chance to apply to other open roles at Kohl's. "Kohl's thanks our associates for their work and is working to support our associates during this transition," the department store said. View pictures in App save up to 80% data. Kohl’s is among several department stores that have faced challenges in recent years as they attempt to adjust to a changing retail environment. This was one of the last decisions made by outgoing CEO Tom Kingsbury, who is set to step down on Wednesday and be replaced by Ashley Buchanan, the chief executive of arts and crafts chain Michaels. Kingsbury will stay on as an advisor to Buchanan and on the company’s board until his retirement in May, CNN reported. “Kingsbury stated in the announcement, ‘We approach these decisions with the utmost seriousness. While we focus on our long-term growth strategy, it is crucial to implement tough yet essential measures that will ensure the well-being and future of our company, benefiting both our customers and our employees.’” Kohl’s is among several department stores that have faced challenges in recent years as they attempt to adjust to a changing retail environment.. Kohl’s (KSS) stock have fallen nearly 40% over the past six months. Macy's has recently revealed plans to close 66 stores in the upcoming weeks as the company faces challenges in drawing in customers due to ongoing inflationary pressures. Here are the states where Kohl's intends to close its locations: Alabama 21000 Avenida del Centro de la Ciudad. (Fortaleza Española) Arkansas 13909 Chenal Parkway (Little Rock) Golden State 5505 Balboa Avenue, San Diego 134 N. El Camino Real, Encinitas 43782 Christy Street (Fremont) 350 Showers Drive, Mountain View 1116 First Street (Napa) 4525 Rosewood Drive, Pleasanton 1896 Arden Way (Sacramento) 5010 Northgate Drive, San Rafael 205 Madonna Road, San Luis Obispo 8739 South Sepulveda Boulevard (Westchester) Colorado 6584 S. Parker Road, Aurora 乔治亚 2050 West Liddell Road, Duluth Idaho 400 N. Milwaukee Street, Boise Illinois 11860 S. Route 59, Plainfield 3000 Spring Hill Ring Road, West Dundee Massachusetts 501 Technology Center Drive (Stoughton) New Jersey 72 Princeton Hightstown Road, East Windsor Ohio 4150 Hunt Road, Blue Ash 100 Cincinnati Mills Drive, Cincinnati Oregon State 10010 Northeast Halsey Street, Portland Pennsylvania 351 W. Schuylkill Road (Pottstown) Lone Star State 18224 Preston Road, Dallas Utah 13319 S. 3600 W. Suite 13LOT (Riverton) Virginia 2100 Centreville Road, Herndon 100 Gristmill Plaza (Williamsburg District) Subscribe to our FREE newsletter and receive the latest headlines directly in your inbox! DAILY NEWSLETTER: Sign up here to get the latest news and updates from the Mirror US straight to your inbox with our FREE newsletter.

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Aldi Australia reintroduces the 24-piece Lou Laguiole cutlery set, now available for just $29.

2025-03-20 12:03:16

One of Aldi Australia's most popular seasonal buys is set to hit the centre aisle on Wednesday - but shoppers will have to be quick if they want one. The renowned 24-piece Lou Laguiole cutlery set is available in black, white, and oatmeal colors, and it tends to sell out within hours upon its yearly reappearance on store shelves. The price of the set is only $29.99, which is quite remarkable for cutlery of this caliber. Consequently, it has consistently been one of the most awaited items in the collection. The chic sets, presented in a pinewood storage tray, are available for purchase on the Lou Laguiole website for prices reaching as high as $349. The lowest price available at other retailers is $119 on Catch, the discount shopping platform. Each January, the sets are released, and while the colors may vary, they frequently result in long queues forming at retailers nationwide. The supermarket, which is owned by a German company, initially introduced the cutlery set back in 2019, encouraging clever shoppers to participate in a contest by suggesting their perfect dinner companion. Since then, budget sets have become essential purchases for those who prefer not to spend excessively on pricier alternatives.   View pictures in App save up to 80% data. Aldi Australia is preparing to reintroduce the renowned French cutlery brand Lou Laguiole with its 24-piece set (as shown) for an incredible price of only $29.99.  "These are stunning," one person commented. "I own these and I consistently receive compliments whenever I host guests," another remarked.  "Last year, I purchased two sets specifically for my dinner parties," another person remarked. Some people cautioned that the cutlery may not perform well in the dishwasher. "Be careful to wash these by hand only, or else the bees might come off," they warned. Known as the 'most exquisite cutlery in the world', Lou Laguiole has consistently been in high demand.  Although it's easy to spot the dupes, the reality that Aldi offers the 'genuine article' consistently sparks conversations among shoppers.  Consequently, Aldi has issued a warning that the cutlery is expected to be sold out on the very first day due to overwhelming demand. 

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If You're Skipping New Year's Resolutions, Check Out These 30 Ideas to Satisfy Your Desires

2025-03-21 23:18:23

Go ahead and munch on that Flamin' Hot Cheeto! 1. A SwitchBot Smart Switch Button Pusher you can program so the coffee machine cuts on each morning before you can zombie-walk to the kitchen. It also works with Alexa and Google Home! You tried weaning yourself off coffee in January 2024, and it did NOT go well.  View pictures in App save up to 80% data. View pictures in App save up to 80% data. Reviewers appreciate this feature as it eliminates the need to "smart enable" other areas of your home. It's also a fantastic solution for starting your kettle or coffee maker from a distance, ensuring it's all set for you when you wake up!  Promising review: "This is exactly what I was looking for and had no idea it existed until I saw someone mention it on TikTok! Our front walkway gets pretty dark at night, and I was frustrated with trying to remember to turn on the light every evening and off every morning. I looked into those light sensors you can plug in, but our front porch light is under an awning with enough shade that it would have kept the light on 24/7. This little Switchbot solved the problem. I applied it to the indoor light switch and set the time on my phone. It has worked perfectly ever since." —Alecia McLochlin Get it from Amazon.com for $20.30+ (available in white and black).  2. And some s'mores-flavored coffee to help you look even more forward to your morning (and maybe early-afternoon, and then also evening) cup of coffee.  View pictures in App save up to 80% data. Amazon.com Bones Coffee is a boutique company that focuses on a variety of flavored coffees, featuring clever puns and eerie themes.  Get it from Amazon.com for $17.99 (available in a variety of flavors).  3. A pillow-shaking alarm clockthat uses a "shaker" mode to vibrate under your pillow and wake you up — because you're not sticking to a bedtime in 2025 but have to do things like work for a living in the morn. This gadget *also* has a "sonic bomb" alarm in case the pillow shaking just won't cut it.  View pictures in App save up to 80% data. View pictures in App save up to 80% data. Sonic Alert is a small business that specializes in alarm clocks.  Promising review: "This alarm is amazing. The pillow shaker does its job to perfection. The shaker shakes the pillow just right so you don’t wake up startled. The loud alarm is loud enough. I wear a hearing aid to hear everything, and the loud alarm is loud enough that I can hear it without my hearing aid. Must have for someone with hearing issues so you wake up on time every time." —Scott D.  Get it from Amazon.com for $41.99 (available in six colors).  4. A tiny undetectable laptop mouse jiggler you simply put in your USB port that'll make it look like you're active on Teams, Slack, and any other work software that monitors how often you're using your mouse. If your employer isn't going to give you the raise you deserve, you might as well go to that mid-day pilates class but make it look like you're plugging away at yet another spreadsheet or deck.  View pictures in App save up to 80% data. View pictures in App save up to 80% data. Promising review: "Saves me from auto logouts! My brother recommended this handy gadget. I work from home and have three monitors. When I leave my desk for lunch, the computer goes to sleep, and when I come back, everything is logged out, and whatever was on three monitors ends up on two. SO frustrating. This is programmable for three settings, and I use it on the minimal movement, so when I come back, everything is just as I left it. Revolutionary! Just remember to turn it on!" —Isaiah Get it from Amazon.com for $7.25.  5. An organizing couch pillow with a STURDY spot for everything you require as you catch up on your stories. Go ahead and take in that screen time and catch up on this season of Traitors already so we can discuss.  View pictures in App save up to 80% data. Cup Cozy Pillow is a small biz as seen on TV specializing in cleverly designed cup holders.  Promising review: "Amazing product! I've always struggled to find something that I can put my drinks on on the couch that won't spill, and this is perfect! I wish they didn't cost so much, or I'd buy several more, but it is worth the price!" —Thor Odenson Get it from Amazon.com for $34.99. 6. A set of blackout curtains can keep your bedroom (or any other room!) as dark as you want. Plus, they'll help maintain your ideal indoor temp! So you can hit the snooze button a few more times because you and I both know you weren't going to get up for an outdoor run in 20-degree weather before work anyway. Facts is facts.  View pictures in App save up to 80% data. View pictures in App save up to 80% data. Promising review: "I finally invested in blackout curtains for my room and my kids' room, and now I’m kicking myself for not doing it sooner! These curtains do exactly what they are supposed to do. My kids are early risers, usually getting up when the sun comes up. Today, I was able to sleep until 9:30 because they were still in bed! I woke up not even knowing what time it was because my room was still so dark, haha! These especially made a huge difference in my room which faces the side of the house the sun rises on. These curtains are silky feeling, which I wasn’t expecting, but it gives a sleek appearance. I highly highly recommend this brand." —Jessica Duvall Get it from Amazon.com for $19.95+ (available in 30 sizes and 31 colors). 7. A 40-pack of Flamin' Hot snacks so you won't even have to run out to the store to satisfy a late-night craving. Soooo actually, this is a pretty smart buy!  View pictures in App save up to 80% data. Amazon.com Promising review: "All of the flavors are good. If you like Flamin' Hot, this is definitely the box for you. The Doritos are especially fire. Will so buy this again." —Christy Get them from Amazon.com for $22.20 (available in 10 varieties). 8. A genius amber reading light that'll be much nicer for bedtime reading (it's 99.94% free of blue spectrum light) either you or your partner could use. Go head and start a thriller at 9:35 p.m. again. Bedtimes are for chumps! Getting lost in a book without disturbing your bed partner is the BEST.  View pictures in App save up to 80% data. View pictures in App save up to 80% data. Promising review: "This is a fantastic light! I use it every evening to continue reading while my son sleeps, it does not wake him or impede my sleep after I’m ready to go to bed. Great product." —Brian Masters Get it from Amazon.com for $12.99. 9. A sleek one-button electric wine bottle opener because a little snafu shouldn't stand between you and popping out the cork of a bottle of wine. This beaut is rechargeable and handles all the hard work for you.  View pictures in App save up to 80% data. View pictures in App save up to 80% data. Promising review: "I have had this wine bottle opener for over two years and I'm so happy with this purchase. I love the aesthetic and that I can leave it on the counter. When you receive the product, you just have to plug it in to charge, and then it’s ready to use. It’s convenient to have the foil cutter. It’s also still sharp after two years. In just a few seconds, the bottle is opened, and I’m ready to enjoy a glass of wine!" —Rebecca Anne Get it from Amazon.com for $29.99 (available in six styles).  10. Plus, a bottle of Drop It, a natural wine sulfate and tannin remover that addresses the stuff that tends to give you hangovers. You aren't doing Dry January this year, but you don't want a hangover either! View pictures in App save up to 80% data. View pictures in App save up to 80% data. Emma Lord is a writer for BuzzFeed. I've tried these before on some weekend friend getaways where we drank a LOT of wine and I think they really work! Just don't get overeager squeezing the bottle because then you can put way too much in your glass and make your wine taste weird. Yep, I did that and learned my lesson. Drop It recommends 1–2 drops for each glass of white wine, 2–3 for a glass of red, and 7–9 if you're treating the whole bottle at once. Once it's in the glass, swirl lightly for 20 seconds, and you should be g2g! Promising review: "I can finally drink wine again after years of abstinence! I used to get the most awful headache on just one glass of wine, it was so bad I just stopped drinking wine altogether, then I discovered these magic drops! I've only had them a couple of weeks but I have drank red and white wine totally headache-free! I even drank half a bottle of heavy red. These drops really are magic! I love that you get two bottles as well, one can stay in your purse and one at home. Brilliant!" —shelleymab Get it from Amazon.com for $14.99. 11. And a wine/can holder so you can enjoy a little bevvy in the bathtub without any spillage. Go ahead and sip on a shower beer while that hair mask goes to work on your mane. View pictures in App save up to 80% data. View pictures in App save up to 80% data. Promising review: "Having a shower beer has always been a nice relaxing way to chill after a long day of work. After moving to our new home, the new bathroom didn’t have shelves to place my shower beer on. So I got to looking for this exact thing. I read some reviews that said the suction didn’t work. Well, after a month it’s still holding strong. Helpful tip, lick the suction cup and stick it on the wall. Also it can be used as a cell phone holder. This is a must for anyone who enjoys a refreshing drink while showering." —Tyler Strain Get it from Amazon.com for $9.99+ (available in five styles/colors). 12. A pound of cereal marshmallows so you can cut to the chase and skip eating only part of a box of Lucky Charms.  View pictures in App save up to 80% data. View pictures in App save up to 80% data. The delish treats come from Medley Hills Farm — a family-owned and operated small business based in Ohio. Promising review: "Amazing! I put them in hot chocolate, Rice Krispies treats, other cereals, or just eat then by the handful. Impulse buy that totally worked out." —Maddison Helsel Get it from Amazon.com for $12.99. 13. A lidded charcuterie board because your doctor called and she said you need to be eating more meat and cheese. I gave this to my mom for Christmas and she LOVED it.  View pictures in App save up to 80% data. Amazon.com Promising review: "I bought these for a party and it was so easy to prep them and pop them into the fridge with the lid on. Same goes for storing leftovers afterward. It was also great to use for fresh fruit we cut up to enjoy all weekend. Looks lovely and is solid quality." —AmJam Get it from Amazon.com for $33.29. 14. A pack of boba popping balls if you go wild for a boba order and like to order extra balls. You can bring the gushy popping fun home and throw 'em in all kinds of beverages, like tea, lemonade, juice, and more! View pictures in App save up to 80% data. View pictures in App save up to 80% data. Promising review: "Definitely spend the money on this, it is so worth it! These have such great flavor and much better consistency than others I have tried! So good! I tried the strawberry in my loaded tea… I think I will be trying all of these flavors!!!" —Grace B.  Get them from Amazon.com for $9.99+ (available in three sizes and six flavors).  15. A shaker ofCinnamon Toast Crunch Cinnadust for anyone who could live off that cereal (ME) and would like to add said magical flavor to all sorts of other things, like *actual* toast, yogurt, coffee, ice cream...STEAK? Idk, do what you want! View pictures in App save up to 80% data. View pictures in App save up to 80% data. Check out a TikTok of the Cinnadust in action.  Promising review: "Ten out of ten, would order again. Try it on yogurt, ice cream, toast, carrots, and amazingly I saw a TikTok challenge with it on hard boiled eggs. It is stupendous!!!" —ThatGuy Get it from Amazon.com for $3.21.  16. A universal remote attachment so you don't have to hunt down the TV remote and then the Fire TV remote because your partner misplaced them once again. This'll help you control it all with just your Fire TV remote and get back to watching ALL the seasons and spinoffs of 90 Day Fiance.  View pictures in App save up to 80% data. Promising review: "Before: three remotes, one for the screen (on/off), a separate one for the sound system (volume) and of course the fire stick remote. After: just the one convenient integrated unit. No more scrambling to find the which remote to do what I want, cause it's all right there in the one unit. I wish I'd have bought one years ago cause the multi-remote tango got old real fast." —Chapman B. Get it from Amazon.com for $26.99. 17. A temperature-regulating, cocoon-like sleep pod so you can snooze off whenever you want without being disturbed by your partner when they crawl into bed. It applies a gentle, calming pressure like a hug, which'll make it feel even more luxurious.  View pictures in App save up to 80% data. Rest Chamber I gave it a go myself, and it's incredibly stretchy! Promising review: "The Rest Chamber is absolutely amazing. I am 41 and have had sleep maintenance insomnia for most of my life. If you don't know what that is I fall asleep fine but don't stay asleep. I'd wake up between four and eight times a night and sometimes only sleep two hrs and that'd be it. I have used the hug sleep for a week and have slept between seven and nine hours only waking up once. It's comfortable not too warm and the pressure it applies is comforting not restricting. I have recommended to everyone." —Amy Archambault Get it from Rest Chamber for $69.99+ (available in sizes S–L). 18. A "Bacon Bin" because most things you cook on the stove can be improved by a bit of bacon grease, so let's save that magical liquid. *Also* it'll remind everyone to pour the grease in here instead of wastefully down the sink — which would cause a whole plethora of plumbing problems.  View pictures in App save up to 80% data. Amazon.com Check out a TikTok of the bacon bin in action.  Talisman Designs is a small business that specializes in at-home cooking and entertaining products.  Promising review: "This little piggy works perfectly for storing or discarding the grease created from cooking. You can either store the grease/ lard in the container for future use, or as I do, pop the pig in the freezer for a bit, then dispose of the solidified grease. Would buy again." —Amazon.com Customer Get it from Amazon.com for $20.99. 19. A hands-free Bluetooth remote for a silly-right-now purchase you'll be grateful you bought once you get nice and cozy under a blanket while reading on your Kindle. Go ahead and cancel that yoga class you signed up for before you REALLY got into your book.  View pictures in App save up to 80% data. View pictures in App save up to 80% data. It's also great to use while scrolling in the bath so you don't get your phone wet — check it out in action on TikTok! Promising review: "I use this just to scroll while reading on my iPad. It allows me to curl up in the blankets while I have my iPad in a holder. (It may be lazy, but I’m obsessed all the same). Super comfortable to hold/ around your finger. Was easy to connect with my iPad and definitely worth the money in my opinion." —Mandi Arnold Get it from Amazon.com for $19.99 (available in three colors). 20. A pair of reading glasses can let you look at stuff while horizontal so whoever's in the living room can never truly tell if you're asleep or not. What a fun (for you), scary (for them) trick! View pictures in App save up to 80% data. Promising review: "Bought these as a humorous stocking stuffer, and my husband actually uses them! He has neck issues, and he watches tv in the recliner using them. They look hilarious, but if they help him enjoy watching TV without neck pain, it is a win win! They are much higher quality than I expected for the price. I thought they would be flimsy, but they are actually very well made. I was impressed." —Laura S Get it from Amazon.com for $13.85. 21. A large-capacity rotating makeup organizer could help corral all your lippies without you having to declutter. You spent your money on them and you've been putting off wearing some of the fun and more outta-this-world colors. Just wear them! Life is short!!! View pictures in App save up to 80% data. View pictures in App save up to 80% data. Promising review: "Just another thing TikTok made me buy! The quality of the plastic is really great and I love that you can move the shelves as you see fit." —Reagan Get it from Amazon.com for $27.99.  22. A shaker of edible cocktail glitter that'll jazz up all sorts of alcoholic and non-alcoholic drinks. Throw it in some Prosecco or, heck, even some Crystal Light and vodka for a lil' razzle-dazzle.  View pictures in App save up to 80% data. View pictures in App save up to 80% data. Bakel is a small business established in 2016 that specializes in edible glitters for food and drink.  Promising review: "Don’t think any further and just buy it. This was so cool and everyone loved it! I got the clear one because it will go with any drink. I will be the one to put this in all my friends drinks. Also had no taste so it was just the look. Sooooooo cool!" —gigi Get it from Amazon.com for $11.99 (available in 17 colors).  23. Plus a set of cylindrical wineglasses can really let that glittery cocktail shine. View pictures in App save up to 80% data. View pictures in App save up to 80% data. Promising review: "I saw these wineglasses on TikTok and had to order them. They are perfect! Will be purchasing again as gifts for my friends!" —diana Get a set of two from Amazon.com for $19.95.  24. A "cryptid construction kit" to help you build your own creature with fridge magnets. OK, Dr. Frankenstein. There are 100,000+ possible combinations. Now, just to come up with a cryptid name. Sorry, but Abomindable Swap Blob is apparently already taken.  View pictures in App save up to 80% data. View pictures in App save up to 80% data. Amazon.com Promising review: "My kids had so much fun with these and go back to them all the time to make new creations!" —Whitney McMullan Get it from Amazon.com for $29.95. 25. A moo-tiful American sliced cheese organizer (remember, we're eating more cheese in 2025!) that'll jump out at you visually when you're hankering for a grilled cheese and have hanger tunnel vision.  View pictures in App save up to 80% data. View pictures in App save up to 80% data. Promising review: "I buy the the Kraft Single Twin Packs (32 slices), and this holds 24 or 25 slices! I'm happy!" —Mohsin Ahmed Get it from Amazon.com for $7.84. 26. A photo pillow custom made with your fave meme because you're done being an interior design people pleaser. As a horror girlie who salivates over 1) Skeet Ulrich in Scream and 2) Flamin' Hot Cheetos, I made this pillow on my own and it's my favorite thing in my apartment.  View pictures in App save up to 80% data. I stumbled upon this hilarious meme on Instagram and immediately knew I had to bring it to life in some tangible way. So, I went ahead and designed a pillow through Shutterfly featuring the meme! It now proudly adorns my couch and tends to catch people off guard during video calls, as it always seems to be staring right at them. Interestingly, every man who's stepped into my apartment has expressed their dislike for it, which only makes me cherish it even more. It’s also given me a craving for Flamin' Hot Cheetos! I'm toying with the idea of creating a matching pillow of Matthew Lillard saying "peer pressure" into a phone. I'll keep you posted on that!  Get it from Shutterfly for $37.99+ (available in various sizes and photo configurations). 27. A shower curtain liner with mesh storage pockets I love and will buy for as long as it's a thing I can buy. If Past You was into simplifying your shower routine, but Present You likes ~options~ and need four Tree Hut body scrubs, because sometimes you're in a Coco Colada mood and other days you're in a Raspberry Fizz mood.   View pictures in App save up to 80% data. Elizabeth Lilly / BuzzFeed News Yep, you're looking at my shower! I upgraded from a corner tension rod caddy and never want to go back. The mesh pockets drain water so your liner won't get all icky. And they make it easy to tell the difference between the minimalist packaging for your face wash and shave cream when it's way too early in the morning. Read my full review of Maytex Pockets Shower Curtain Liner (#2) to learn more about why I'm in love with an object that can't love me back. Promising review: "Great for messy boys! My two boys (ages 10 and 6) share a bathroom, and this shower curtain liner is great for them to keep their soap, shampoo, and a few toys in. Now their stuff isn't left on the floor of the tub/shower. Love this!" —JWag Get it from Amazon.com for $16.20+ (available in two colors). 28. A set of adjustable mug organizers to help you better use your miniscule kitchen cabinet space *and* keep all those funny lil' mugs you've received as gifts. Trust me, the thrift store doesn't need anymore novelty mugs anyway.  View pictures in App save up to 80% data. Elypro is a boutique company based in New York City that specializes in innovative organizational solutions for home use.  Promising review: "Where have these been all my life? No more unorganized, messy cabinets. Fits all cups and glasses. Amazing." —Ty Get a set of six (to organize 12 mugs) from Amazon.com for $24.99 (available in three colors).  29. An over-the-door stuffed animal organizer can give kids' toys a place to rest, up off the floor instead of requiring your kids make the tough choice of figuring out what toys must go in a decluttering phase.  View pictures in App save up to 80% data. Promising review: "Absolutely love this! My kid’s stuffed animals are always all over the place since the only other place we had to store them was on their beds. This has saved us from a messy room and given them their beds back. I definitely recommend it! I may order more." —Hayley Get it from Amazon.com for $28.95 (available in nine colors). 30. A Roku with voice command so you'll truly live your best media-consumption life by not having to type in Derry Girls for yet another spectacular rewatch. (If you've never watched, THAT should be your top 2025 resolution!)  View pictures in App save up to 80% data. I have one of these, and it is GAME CHANGING to not have to type in What We Do in the Shadows for the millionth time just have it pull up on Hulu. These streaming apps' keyboards are hellish and I love not having to use them for everything.  Get it from Amazon.com for $26.36.

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The Top 6 Most Favored Embraer Business Jets Ever Manufactured

2025-03-12 15:52:01

View pictures in App save up to 80% data. Photo: Markus Mainka, Renatas Repcinskas | Shutterstock You have been educated using information available until October 2023. Phenom 300: Over 780 produced, best-selling light jet for 12 years, top in the US private jet market. Phenom 100: 410 produced, popular for its size, cost, and success as a very light jet. Legacy 600: 289 produced, successful switch to private jets, led to further jet offerings like the Legacy 650. Embraer, a prominent aircraft manufacturer headquartered in Brazil, is renowned for its production of commercial aircraft, notably the Embraer ERJ and E-jet families. The company also specializes in creating aircraft for the private aviation sector. Embraer initiated its aircraft production in the 1970s, but it wasn't until 2000 that the company ventured into the private sector with the unveiling of the Legacy 600 at the Farnborough Airshow. Since that pivotal moment, Embraer has developed a diverse lineup of aircraft, catering to various market segments, including the compact Phenom jets, the midrange Legacy (now known as Praetor) jets, and culminating with the expansive Lineage 1000. This guide explores the characteristics of a select number of the most widely produced jets. Fast Access 1 Embraer Phenom 300 More than 780 aircraft have been manufactured (including the Phenom 300 and the Phenom 300E), and production is still ongoing. Capacity 10 maximum passengers Length 51 ft four in (15.6 m) Wingspan 52 ft two in (15.9 m) Height 16 ft nine in (5.1 m) Maximum takeoff weight 18,551 pounds Takeoff distance 3,209 feet Landing distance 2,212 feet Max speed 464 knots (534 miles per hour) Range 2,010 nautical miles (2,313 miles) Service ceiling 45,000 feet In top place for the number of aircraft produced (by a long way) is the Embraer Phenom 300. This is not just the best-selling Embraer jet – it has been the world's best-selling light jet for twelve consecutive years. In 2023, the aircraft also became the most used private jet in the United States (taking over from the Cessna Citation Excel). View pictures in App save up to 80% data. Connected The company Embrare has released an upgraded version of the Phenom model, ensuring increased space for additional passengers while maintaining high-quality standards. The Phenom 300 was developed in response to customer demands for a larger and longer aircraft compared to the highly successful Phenom 100 in the early 2000s. Initially, the manufacturer considered simply extending the cabin of the seven-seat Phenom 100; however, they ultimately opted for a completely new design. While it retains some similarities to its predecessor, the Phenom 300 boasts enhanced features, including more powerful engines, spoilers, and winglets that improve its overall control in flight. The aircraft made its maiden flight in 2008 and achieved certification by December 2009. View pictures in App save up to 80% data. Photo: Renatas Repcinskas | Shutterstock In 2020, Embraer unveiled the enhanced Phenom 300E, building upon its initial launch that same year which did not include the engine upgrade. The 300E featured the advanced Garmin G3000 avionics system and a redesigned interior. Additionally, it was equipped with more powerful PW525E1 engines, leading to: Increased maximum speed of Mach 0.80 (614 miles per hour). Increased aircraft range to 2,010 nautical miles (2,313 miles). 2 Embraer Phenom 100 A total of 410 aircraft have been manufactured, and production is still ongoing. Capacity 7 maximum passengers Length 42 ft one in (12.8 m) Wingspan 40 ft four in (12.3m) Height 14 ft three in (4.3 m) Maximum takeoff weight 10,582 pounds Takeoff distance 3,199 feet Landing distance 2,431 feet Max speed 390 knots (448 miles per hour) Range 1,178 nautical miles (1,356 miles) Service ceiling 41,000 feet The Phenom 100 marked Embraer's entry into the very light jet sector. It was unveiled in 2005, made its maiden flight in 2007, and obtained certification in December 2008. The jet accommodates up to seven passengers, including a single pilot in the cockpit, and features a cabin length of just over 11 feet. Its compact dimensions, along with reduced price and operating expenses, have contributed to its popularity for Embraer, second only to the upgraded Phenom 300. View pictures in App save up to 80% data. Image Credit: Austin Deppe | Shutterstock It is powered by two Pratt & Whitney PW617 turbofan engines. Embraer has improved the initial design with several modified variants: Phenom 100E. This added multifunction spoilers and Garmin G1000 avionics. Phenom 100EV. This was introduced in 2017, with a thrust increase from 1,695lb to 1,730lb (improving performance in hot and high environments), and Garmin G3000 avionics. Phenom 100EX. This came in 2023, with further avionics improvements, including runway overrun awareness and alerting system (ROAAS). 3 Embraer Legacy 600 A total of 289 aircraft have been manufactured (which includes the Legacy 600 and Legacy 650) as of 2020. Capacity 12 maximum passengers Length 68 ft one in (20.8 m) Wingspan 63 feet (19.2 m) + Height 21 ft two in (6.45 m) Maximum takeoff weight 38,360 - 42,858 pounds Takeoff distance 4,084 - 4,436 feet Landing distance 2,122 - 2,270 feet Max speed 459 knots (528 miles per hour) Range 3,400 nautical miles (4,500 miles) for the Legacy 600 Service ceiling 41,000 feet The Legacy 600 represented Embraer's entry into the private jet market, and it has proven to be a highly successful venture. This aircraft is derived from the Embraer ERJ series of commercial jets, specifically an evolution of the ERJ-135 model. It was introduced in the year 2000, took to the skies for its maiden flight in 2001, and received certification in 2002. The key performance enhancements over the commercial series feature a significantly extended range (achieved with fewer passengers and extra fuel tanks), an elevated service ceiling, the addition of winglets, and minimized drag. View pictures in App save up to 80% data. Photo: Real_life_photo | Shutterstock The Legacy 600 is a business jet that falls into the upper mid-size category, accommodating as many as 14 passengers. This aircraft marked a strong entry for Embraer into the business aviation sector, leading to the subsequent introduction of the smaller Legacy 450 and 500 models, the Phenom series, and the larger Lineage series. View pictures in App save up to 80% data. Image Credit: Remco de Wit | Shutterstock The Legacy 650 model was unveiled in 2009 and received its certification in 2011. This variant boasted an extended range of up to 3,900 nautical miles (approximately 7,300 kilometers), providing enhanced possibilities for both transcontinental and transatlantic flights from the US. Additionally, the Legacy 650 featured a redesigned lower aisle, which allowed for greater headroom for passengers within the cabin. 4 Embraer Legacy 500 To date, more than 150 aircraft have been manufactured, which includes the Embraer Legacy 500 and the Praetor 600 models. Capacity 12 maximum passengers Length 68 ft one in (20.8 m) Wingspan 63 feet (19.2 m) + Height 21 ft two in (6.45 m) Maximum takeoff weight 38,360 - 42,858 pounds Takeoff distance 4,084 - 4,436 feet Landing distance 2,122 - 2,270 feet Max speed 466 knots (536 miles per hour) Range 3,125 nautical miles (3,596 miles) Service ceiling 45,000 feet In August 2007, Embraer unveiled the Legacy 450 and 500 simultaneously during the National Business Aviation Association (NBAA) convention. These models were a continuation of the manufacturer's achievements in the business jet sector, building on the larger Legacy 600 and the smaller Phenom 100 and 300. Positioned as midsize business jets, they accommodate up to nine passengers. Notably, they were the first in their category to feature a flat-floor, stand-up cabin design and advanced fly-by-wire flight control systems. View pictures in App save up to 80% data. Image credit: IanC66 | Shutterstock The Legacy 500 is an upgraded model of the Legacy 450, featuring the same design but equipped with Honeywell HTF7500E engines. Recognized as a robust mid-size jet, it can accommodate up to 12 passengers, which is three more than its predecessor, the Legacy 450. Visually distinguishing the two, the Legacy 500 boasts seven cabin windows on each side, whereas the Legacy 450 has only six. The Legacy 500 made its debut prior to the Legacy 450. Its inaugural flight took place in November 2012, and it received certification in August 2014, which was a year ahead of the Legacy 450's certification. Embraer has introduced the Praetor 600, which features the same design as the Legacy 500. This model represents an upgrade and rebranding initiative that debuted in 2019, and it continues to be manufactured as of 2025. The Praetor 500 boasts an impressive range of 3,340 nautical miles (equivalent to 3,840 miles) and can reach a top speed of Mach 0.83, which is approximately 636 miles per hour. 5 Embraer Legacy 450 To date, more than 100 aircraft have been manufactured, encompassing both the Embraer Legacy 450 and the Praetor 500 models. Capacity Nine maximum passengers Length 64 ft seven in (19.7 m) Wingspan 63 feet (19.2 m) + Height 21 ft two in (6.45 m) Maximum takeoff weight 35,769 - 37,567 pounds Takeoff distance 3,907 - 4,222 feet Landing distance 2,090 feet Max speed 462 knots (532 miles per hour) Range 2,900 nautical miles (3,300 miles) Service ceiling 45,000 feet The Legacy 450 made its debut in 2007 alongside the Legacy 500. Although it is a smaller aircraft, it falls into the midsize jet category. The development of the Legacy 450 occurred concurrently with the slightly larger Legacy 500, which received certification and was introduced prior to the 450 model. The inaugural flight of the Legacy 450 took place in December 2013, and it achieved certification in August 2015. View pictures in App save up to 80% data. Photo: Angel DiBilio | Shutterstock Similar to the Legacy 500, the Legacy 450 has undergone a rebranding and update. In 2019, it was renamed the Praetor 500. This aircraft boasts a range of 3,340 nautical miles (equivalent to 3,840 miles) and can reach a maximum speed of Mach 0.83 (or 636 miles per hour). 6 Embraer Lineage 1000 Total aircraft manufactured: 28 so far. Capacity 19 maximum passengers Length 118 feet eleven inches (36.25 m) Wingspan 94 feet three inches (28.7 m) Height 34 feet eight inches (10.6 m) Maximum takeoff weight 120,152 pounds Takeoff distance 6,076 feet Landing distance 2,450 feet Cruise speed 472 knots (543 miles per hour) Range 4,600 nautical miles (5,300 miles) Service ceiling 41,000 feet Concluding our list is the Embraer Lineage 1000. While it may be the latest in terms of production, it stands out for its impressive range and spaciousness. Launched in 2006, it was among the pioneers in the ultra-large business jet category. View pictures in App save up to 80% data. Image Credit: Markus Mainka | Shutterstock Embraer held a competitive edge in this area due to its regional jet lineup. With the Legacy and Phenom series thriving in the business jet market, the company opted to develop a new ultra-large aircraft inspired by the Embraer 190 design. The inaugural flight of this jet took place in October 2007, followed by its initial certification in December 2008. The jet can accommodate as many as 19 passengers. Designed from a regional jet, its cabin is notably wide and roomy, surpassing rivals like the Falcon 7X and Gulfstream G600 in space. Typically, the cabin is segmented into five distinct areas. Compared to the Embraer 190, this aircraft boasts significantly enhanced performance and range, achieved through reduced weight and the inclusion of extra fuel tanks. Similar to many of its other aircraft, Embraer has refreshed the Lineage 1000. Introduced in 2018, the Lineage 1000E featured enhancements in in-flight entertainment and cockpit technology, such as the Honeywell Primus Epic avionics system. A total of just 28 aircraft were manufactured, catering to various corporate and private clients, along with charter services (notable owners include Travis Scott and Tyler Perry). Production ceased in 2000, as Embraer shifted its focus toward smaller and mid-sized business jets.

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Sleep Number ClimateCool与Climate360:哪款智能冷却床垫更适合您?

2025-03-22 17:01:04

While both mattresses boast smart cooling technology, what are the differences in price, design, and features? View pictures in App save up to 80% data. Sleep Number ClimateCool smart mattress Type: Smart foam mattressFirmness option: AdjustableHeight: 13"Sizes: 7Sleep trial: 100 nightsWarranty: 15 yearsPrice (on sale): from $4,598.40 at Sleep Number View pictures in App save up to 80% data. Sleep Number Climate360 intelligent mattress Type: Smart foam mattressFirmness option: AdjustableHeight: 12"Sizes: 7Sleep trial: 100 nightsWarranty: 15 yearsPrice (on sale): from $8,748 at Sleep Number Both Sleep Number's ClimateCool and Climate360 smart beds feature advanced cooling technology, personalized comfort options, and detailed sleep tracking capabilities. However, which one is the most suitable for your specific sleep requirements and financial considerations? Sleep Number is the brand behind some of the best mattresses for smart sleep tracking and adjustable firmness. But they prioritize personalized temperature control in the ClimateCool and Climate360, making them great choices for hot sleepers wanting to level up their sleep quality and learn more about their sleep health. In this mattress face-off, we'll compare these two Sleep Number cooling smart beds in terms of price, design, comfort and temperature regulation to help you decide which one to buy in this month's mattress sales. Sleep Number ClimateCool vs Climate360: Price & Trial Both of these top-end smart mattresses have high price tags There is a better discount on the ClimateCool right now Both are complete with a 100-night trial and 15-year warranty While Sleep Number is recognized for its exceptional value in smart beds, the ClimateCool and Climate360 models stand out as the priciest options from the brand. The manufacturer's suggested retail price (MSRP) for a queen size ClimateCool is set at $5,748, whereas the Climate360 commands a hefty price of $10,248. While both these smart mattresses are more expensive than most other smart bed systems, it is important to note that they are complete mattresses. Whereas other smart beds, like the Eight Sleep pods and Tempur-Pedic's smart bed bases, require you to purchase a mattress separately, amounting cost. The latest Sleep Number sale offers greater discounts on the ClimateCool mattress compared to the Climate360. Shoppers can enjoy a 20% discount on all sizes of the ClimateCool during Sleep Number's New Year promotion, making the queen size available for $4,598.40. On the other hand, the Climate360 sees a price drop of $1,500, bringing its queen size down to $8,748. While there is a significant price difference of $4,149.60 between the two models, the Climate360 includes a smart adjustable bed base, enhanced cooling capabilities, comprehensive bed heating, and a foot warming feature. Since both smart mattresses belong to the same brand, they offer a 100-night trial and a 15-year warranty. However, Sleep Number's delivery options are not as accommodating as those of some other brands. If you choose premium delivery and setup, it will cost an additional $249. Sleep Number ClimateCool smart mattress: was from $5,748 $4,598.40 at Sleep NumberWhile this mattress may not be the most affordable option, it provides excellent value when stacked against other smart bed systems. Take the Eight Sleep Pod 4 Ultra, for instance; it falls within a similar price range, but you'll need to purchase a separate mattress. Sleep Number is currently offering a New Year sale that gives a 20% discount on the ClimateCool, resulting in savings of up to $2,049.60. This brings the price of a queen size down to $4,598.40 (originally $5,748), complete with an integrated base. Sleep Number Climate360 intelligent mattress: was from $10,248 $8,748 at Sleep NumberIt's undeniable that this is a significant investment, even with Sleep Number's impressive discount. Currently, you can enjoy a savings of $1,500 on the Climate360 across all sizes. This means a queen size bed is now priced at $8,748, down from $10,248. The price also includes a smart adjustable bed base, which lets you elevate both the head and foot of your bed for maximum comfort. Sleep Number ClimateCool vs Climate360: Materials & Design The Climate360 is 13" tall, whereas the ClimateCool is 12" Both mattresses are built with foam, ceramic gel and breathable materials Both are integrated with sleep tracking sensors and adjustable air chambers Sleep Number offers two innovative foam mattresses: the ClimateCool and the Climate360. Both models feature a blend of foam, ceramic gel, air chambers, and breathable materials, designed to provide an optimal cool sleeping experience. The Climate360 is constructed with seven layers, reaching a thickness of 13 inches, whereas the ClimateCool consists of five layers and measures 12 inches in thickness. These layers adapt to your body's contours and provide supportive cushioning. However, rather than having a fixed level of firmness or sensation, you can customize the feel on each side of the bed for both the ClimateCool and Climate360 models. This versatility makes the design appropriate for a variety of body types and sleeping styles. Both mattresses feature advanced cooling technology, utilizing a dynamic airflow system that pulls heat away from the body instead of blowing cool air like some rival products. As a result, the ClimateCool can lower the temperature by 11 degrees in just 5 minutes. The Climate360 includes a unique warming capability, allowing you to cool one side of the bed while simultaneously heating the other. This feature surpasses the ClimateCool, making it ideal for couples who have varying temperature preferences. View pictures in App save up to 80% data. (Image source: Sleep Number) Additionally, the air chambers in each mattress will adjust to your movements during the night, automatically realigning both the bed and your body to guarantee that you remain supported and comfortable at all times. Earning their titles as some of the best smart beds out there, each mattress is laced with sleep tracking sensors. These sensors use AI and sleep science to record and analyse your biometrics overnight. You can access this data via the Sleep Number App where you will find nightly sleep reports and advice on how you can better understand and improve your sleep. In addition to featuring an adjustable bed base and a warming function, the two climate-control mattresses share a similar construction. Sleep Number ClimateCool vs Climate360: Comfort & Support Both feature Sleep Number's signature adjustable firmness Dual comfort control makes these smart beds good for disagreeing couples You can elevate the head and foot of the best with the Climate360 While these are foam mattresses, they are not like the options you'll find in our best memory foam mattress guide. Yes, the supportive layers of foam conform to your body for enhanced pressure relief, but as smart mattresses, you can adjust the feel of these Sleep Number beds. The customizable firmness option enables you to modify the air chambers in the mattresses, letting you choose your preferred level of cushioning. This feature caters to your individual sleep habits and body shape, making it a significant advantage that you can tailor the comfort level on each side of the bed. This is particularly beneficial for couples with varying preferences, potentially preventing a sleep divorce. View pictures in App save up to 80% data. (Image source: Sleep Number) This system is designed to be adaptive in both the ClimateCool and Climate360 modes, ensuring that it adjusts to your movements during the night to maintain your comfort and help you achieve restful sleep. The Climate360 comes with an adjustable base that allows you to raise both the head and foot of the bed, enabling you to achieve a Zero Gravity sleep position that alleviates pressure on your joints and muscles. This makes the Climate360 a top mattress for back pain and an especially worthy investment for anyone afflicted by night sweats and muscle pain, which are two of the main sleep afflictions. There is the option to add an adjustable base when you purchase the ClimateCool, but it'll add a significant $1,500 to the MSRP. Sleep Number ClimateCool与Climate360:温度调节比较 Both come with top-end active cooling technology The ClimateCool can cool up to 15 degrees The Climate360 can warm as well as cool the sleeper At the core of both these smart mattresses is Sleep Number's SmartTemp Program, developed in partnership wit the Feinberg School of Medicine at Northwestern University. This dynamic airflow system pulls heat away from the body and works in conjunction with a breathable cover and ceramic gel cooling layers, making them some of the best cooling mattresses on the market. View pictures in App save up to 80% data. (Image source: Sleep Number) What's more, each mattress has dual automatic and manual control, meaning you can adjust the temperature on each side of the bed independently. The mattress then tracks your body temperature throughout the night, adjusting accordingly to keep you at the optimal sleep temperature. Sleepers can adjust the surface temperature of the ClimateCool to be up to 15 degress cooler on either side of the bed. This steps up with the Climate360 as you can cool or warm the bed surface by up to 15 degrees. Sleep Number ClimateCool与Climate360:您应该选择哪个? Consider purchasing the ClimateCool if... ✅You're on a tighter budget: You can currently get the ClimateCool for almost half the price of the Climate360. ✅You sleep hot: If you experience night sweats, the last thing you want is a bed 30 degrees warmer than room temperature. Hence, you won't need the additional warming feature that comes with the Climate360. ✅You're not bothered by adjustable positioning: You pay a premium for head and foot elevation with the Climate360, whereas the ClimateCool is still complete with adjustable firmness so you can customize the feel of your bed, but you'll just be laying on a flat surface. Consider purchasing the Climate360 if... ✅You sleep cool: The Climate360 allows you to heat or cool your bed up to 15 degrees, whereas the ClimateCool only cools. ✅You like falling asleep to white noise: The Climate360 has a soft white noise feature to help you drift off. ✅You suffer with back pain: The Zero Gravity positioning offered by the adjustable smart bed base included with the Climate360 enables you to eliminate pressure building up in your back muscles while you sleep.

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Martin Lewis warns that a 'demon' household device might be driving up your energy costs.

2025-03-23 07:04:04

Many people enjoy the convenience of tumble dryers for drying clothes and towels efficiently at home, but the costs might be higher than you think. Even financial expert Martin Lewis has pointed out that using them can be quite pricey. View pictures in App save up to 80% data. Martin Lewis referred to the device as a "demon." A lot of individuals depend on tumble dryers to get their clothes and towels dry at home. It often seems like the easy choice when you're pressed for time, but it might be pricier than you think. Over recent months, a variety of money saving tips have been circulating on TikTok, and one woman revealed the true cost of running a tumble dryer. Shannen, who goes by the username _greengal on TikTok, revealed that drying a "full load" of towels set her back €2.35, approximately £1.98. She mentioned that the entire process took around an hour and 45 minutes. The experiment led her to conclude that it's "way more efficient" to simply hang them out to dry. She acknowledged that this isn't always feasible due to factors like weather, but it can help save money. Once she shared the video, audiences were taken aback by the high expenses associated with this everyday appliance. We frequently underestimate how minor mistakes can significantly increase our utility costs. @_greengal Ever wondered how much it costs to use your tumble dryer? #energybills #washingmachine #savemoney #homehacks ♬ What You Need (Instrumental) - KAYTRANADA Since its upload, the video has garnered more than 16,000 views, prompting a flurry of comments from viewers who were eager to share their own tips and suggestions. One person recommended, "Add a dry towel to the wet laundry; it helps them dry faster." Another tip was, "Give them a double spin cycle before placing them in the dryer." Another individual chimed in, saying, "I can't imagine life without my dryer. It makes managing my household so much easier. I'm willing to pay the extra cost for that." Many people might be unwittingly driving up their energy bills by making simple mistakes with their tumble dryers. Money saving guru Martin Lewis has previously highlighted that tumble dryers can be one of the most costly appliances to run in our homes. Previously talking to BBC News, he advised: "Do you know what the real demon appliance is in most people's houses? The one that you don't want to use because it's really expensive - tumble dryers. "Usually, you're spending around a pound for each laundry load, so consider drying your clothes on an outdoor airer to reduce the time you rely on your tumble dryer, or better yet, skip it altogether. If you have a dehumidifier, it can help remove excess moisture as well." "It uses less power than the tumble dryer, making it potentially more efficient." Martin's best advice? Be smart about drying your laundry, as it can greatly influence your energy expenses.

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Kohl's will be shutting down 27 locations across the country. Check out the complete list here.

2025-04-02 18:08:44

View pictures in App save up to 80% data. On March 12, 2024, a sign for Kohl's department store is displayed outside its location in Miami, Florida. The company's shares declined after reporting a decrease in same-store sales for the fourth quarter. Kohl's is anticipated to see its annual sales and profits fall short of market forecasts, aligning with warnings from Macy's and Nordstrom about a difficult year ahead for U.S. department stores. (Joe Raedle) Kohl’s is set to shut down over twenty store locations throughout the United States. On Jan. 9, the retailer announced a series of “real estate changes” for the new year, including the future of several stores among the more than 1,150 locations nationwide. The retailer announced plans to shut down 27 stores situated in "underperforming areas" by April 2025. As stated in the press release, all store employees were notified of the situation and were given the option of a "competitive severance package or the chance to apply for other available positions at Kohl's." Along with the announcement of store shutdowns, it was revealed that the Kohl's San Bernardino E-commerce Fulfillment Center (EFC) is scheduled to close once its current lease expires in May 2025. The San Bernardino site has been functioning since 2010 and is one of 15 EFCs and distribution hubs nationwide for Kohl’s. The retailer mentioned that the "enhanced efficiencies brought about by advanced technological features at the latest EFC facilities" and the broadened abilities to process orders directly from store locations have enabled Kohl’s to complete orders without relying on the facility located in California. Kohl's CEO Tom Kingsbury stated on January 9, “We approach these decisions with great seriousness. As we work towards enhancing our long-term growth strategy, it is crucial that we make tough yet essential choices to ensure the well-being and future of our business, benefiting both our customers and our employees.” Kohl's isn't the sole retailer to recently declare store shutdowns. In December 2024, employees of Party City were told that the company was closing and at the end of February 2025, all store locations would be shuttered. Macy's also confirmed on Jan. 9 that the retailer would be closing 66 stores as part of an ongoing reorganization strategy. Kohl's stores impacted by the nationwide shutdowns include: Alabama Spanish Fort — 21000 Town Center Ave. Arkansas Little Rock West — 13909 Chenal Pkwy. California Balboa (San Diego) — 5505 Balboa Ave. Encinitas — 134 N El Camino Real Fremont — 43782 Christy St. Mountain View — 350 Showers Dr. Napa — 1116 1st St. Pleasanton — 4525 Rosewood Dr. Point West (Sacramento) — 1896 Arden Way San Rafael — 5010 Northgate Dr. San Luis Obispo — 205 Madonna Rd. Westchester — 8739 S Sepulveda Blvd. Colorado Arapahoe Crossing (Aurora) — 6584 S Parker Rd. Georgia Duluth — 2050 W Liddell Rd. Idaho Boise — 400 N Milwaukee St. Illinois Plainfield — 11860 S Route 59 Spring Hill (West Dundee) — 3000 Spring Hill Ring Rd. Massachusetts Stoughton — 501 Technology Center Dr. New Jersey East Windsor — 72 Princeton Hightstown Rd. Ohio Blue Ash — 4150 Hunt Rd. Forest Park (Cincinnati) — 100 Cincinnati Mills Dr. Oregon State Portland Gateway — 10010 NE Halsey St. Pennsylvania Pottstown — 351 W Schuylkill Rd. Lone Star State North Dallas — 18224 Preston Rd. Utah Riverton — 13319 S 3600 W Ste 13LOT Virginia Herndon — 2100 Centreville Rd. Williamsburg — 100 Gristmill Plz This article was originally published on TODAY.com

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IDC报告显示,苹果的iPhone在2024年继续保持全球智能手机出货量和市场份额的领先地位。

2025-03-14 14:21:23

View pictures in App save up to 80% data. The iPhone 16 Pro is available in four exquisite finishes: black titanium, natural titanium, white titanium, and desert titanium. As per the initial findings from the International Data Corporation (IDC) Worldwide Quarterly Mobile Phone Tracker, global smartphone shipments rose by 2.4% year-over-year (YoY) to reach 331.7 million units in the fourth quarter of 2024 (4Q24). This achievement represents the sixth straight quarter of growth in shipments, culminating in a total of 1.24 billion units shipped throughout the year, reflecting a robust recovery following two years of decline. IDC anticipates that the market will continue to expand in 2025, although at a more gradual rate, as refresh cycles increase and previously suppressed demand is met. In 2024, Apple's iPhone held its position as the leader in global smartphone shipments and market share. Nabila Popal, senior research director for Worldwide Client Devices at IDC, stated, “The significant growth observed in 2024 highlights the smartphone market's resilience, occurring despite ongoing macroeconomic challenges, foreign exchange issues in emerging markets, persistent inflation, and tepid consumer demand. Vendors have successfully adapted their strategies to stimulate growth by emphasizing promotions, launching products across various price points, offering interest-free financing options, and implementing aggressive trade-in programs—contributing to premiumization and enhancing low-end device sales, particularly in China and other emerging markets. While we are hopeful for continued growth in 2025, the potential for new and higher tariffs from the incoming US administration has introduced uncertainty within the industry, prompting some companies to adopt precautionary measures to manage risks; however, the overall impact has been limited so far.” In the fourth quarter and throughout the year, Apple and Samsung held onto the top two spots, but both experienced year-over-year declines in market share. This was largely due to the fierce competition from Chinese manufacturers, who significantly propelled the overall market by concentrating on budget-friendly devices and swiftly expanding their presence in China. Xiaomi secured the third position for both the quarter and the entire year, boasting the highest year-over-year growth rate among the top five competitors. Transsion came in fourth, closely contesting with vivo for the quarter and with OPPO for the year as rivalry among these three companies escalated. View pictures in App save up to 80% data. “During the last quarter, the largest Chinese smartphone manufacturers—Xiaomi, Oppo, Vivo, Honor, Huawei, Lenovo, realme, Transsion, TCL, and ZTE—achieved an extraordinary feat, shipping the highest total volume ever recorded in a single quarter, which accounted for 56% of global smartphone shipments in Q4,” stated Francisco Jeronimo, vice president for EMEA Client Devices at IDC. “Although their primary markets continue to be China and Asia, these brands are swiftly broadening their reach across Europe and Africa, propelled by the strong sales of their budget and mid-tier devices. Interestingly, Huawei distinguishes itself by focusing primarily on high-end and premium products, highlighting its unique market strategy in China.” View pictures in App save up to 80% data. “Despite the continued growth across several regions, we have seen a decreased demand for foldables in the market, despite intensified promotions and marketing,” said Anthony Scarsella, research director for Client Devices, IDC, in a statement. “Vendors have started shifting R&D away from foldables as consumer interest remains flat. Moreover, numerous vendors are prioritizing new AI advancements at the expense of foldables as AI is increasingly featured on more devices, particularly at the market’s upper echelon thanks to GenAI.” ‎ MacDailyNews Take: Number 1. At this moment, we've achieved approximately 25% of our goal towards sustainability through Substack subscriptions. Please tell your Apple-loving friends about MacDailyNews on Substack and, if you’re currently a free subscriber, please consider $5/mo. or $50/year to keep MacDailyNews going. Just hit the subscribe button. Thank you!

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Concerned about finances? Recent research reveals that women and Gen Z are experiencing the highest levels of stress.

2025-04-03 08:47:34

Recent studies indicate that although one in three Americans regularly lives paycheck to paycheck, women and Generation Z, specifically individuals aged 18 to 28, are facing the highest levels of financial stress at this time. Stagnant wages, increasing student loan debt, and the gender wage gap all contribute to financial generational divides, a Credit One Bank survey of 1,000 American adults released Tuesday found. Recent studies have shown that under 10% of Americans received any education on personal finance during their schooling years. However, it appears that younger generations are more inclined to have discussions about money with their parents compared to Generation X individuals, who are currently between the ages of 45 and 60, as well as Baby Boomers aged 61 to 79. Nevertheless, Credit One Bank found that over half of Generation Z steps into adulthood without any formal training in financial literacy. “In a statement, Credit One Bank's Chief Credit Officer Steve Min highlighted, ‘This survey uncovers a significant connection between increasing concerns over personal finance and the insufficient level of fundamental financial education throughout various generations. This information aids us in gaining insights into the broader consumer demographic and how we can enhance our efforts to provide improved financial education.’” View pictures in App save up to 80% data. At what age or stage did each generation start managing their own financial responsibilities? The survey found the same amount of Baby Boomers and Generation Z - 89% - began managing their own bills before age 24. However, a stark difference exists between how the two groups learned about personal finance. Almost half of Baby Boomers reported that they taught themselves in comparison to only 11% of Generation Z, a majority of whom said their parents taught them. Within Generation X, 87% began taking charge of their finances before reaching 24 years old. In contrast, Millennials, those aged 29 to 44, tended to take financial control a bit later; 79% reported managing their bills by age 24, while another 15% did so by age 30. The survey revealed that roughly half of both Generation X and Millennials attributed their knowledge of personal finance to lessons learned from their parents or family members. Different generations hold varying opinions on the concept of debt and its perceived normalcy. About one in three Americans across generations reported they have a "significant" fear of debt, but half of Generation X participants said it was "a normal part of life." This marks a significant rise compared to the 35% of Baby Boomers who reported perceiving debt as a normal part of life based on their familial experiences during childhood. Just after Generation X, 48% of Millennials indicated that they consider debt to be a typical aspect of life. Generation Z participants deviated from the pattern, showing a greater alignment with Baby Boomers' views. Just 39% of the youngest demographic surveyed indicated that they perceive debt as a typical aspect of life. How does financial stress vary across different generations? Each generation agreed their top barrier to financial stability is the high cost of living in the United States, which can contribute to stress. Over different generations, 48% of women indicated experiencing stress and anxiety regarding their financial situation, compared to 38% of men. The findings from the survey imply that this disparity may stem from the fact that women generally earn lower wages than men. It was noted that "households where women are the main income providers possess only 55 cents of wealth for every dollar found in households with male earners." According to the survey, 59% of Generation Z, the highest percentage among all generations, indicated that they experience stress and anxiety. In contrast, Generation X emerged as the group with the least confidence in their financial situation. Meanwhile, just over half of Millennials expressed financial-related stress and anxiety, whereas only 29% of Baby Boomers reported similar feelings.

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Joe Biden's Assistance Initiatives: Financial Aid for California Wildfire Survivors

2025-03-28 23:00:34

View pictures in App save up to 80% data. In an effort to support communities impacted by the catastrophic wildfires in California, President Joe Biden has revealed plans for a new series of stimulus payments specifically designed for affected residents. This initiative highlights the federal government’s dedication to assisting individuals grappling with the financial and emotional hardships resulting from these recent disasters. Information Regarding the Stimulus Package The stimulus payments are a component of a broader federal relief program that encompasses financial aid for housing, infrastructure restoration, and assistance for small businesses. Those who qualify will benefit from direct payments, with the sum varying according to the severity of their specific situations. As per federal regulations, eligible individuals may receive as much as $1,200 for each adult, along with extra funds allocated for dependents. The financial support arrives at a crucial moment as California faces ongoing challenges from rampant wildfires that have ravaged homes, disrupted lives, and compelled thousands to flee. The White House has highlighted that this assistance aims to help address vital needs, including temporary accommodation, food, and other essential items. Who is Eligible for the Stimulus Payments? The criteria for qualifying for the relief payments are outlined as follows: Residents living in federally declared disaster areas affected by the wildfires. Individuals who have suffered property damage or financial loss due to the fires. Families and individuals with income levels qualifying under federal disaster relief programs. Local authorities will inform eligible recipients, who can then apply via the Federal Emergency Management Agency (FEMA). Additionally, applications may be submitted online through FEMA's disaster assistance website. Partnership Between Federal and State Governments President Biden emphasized the significance of cooperation between federal and state agencies in responding to the challenges faced by communities impacted by wildfires. "Now is the moment for us to unite and offer substantial assistance to those who are in greatest need," Biden remarked at a recent press briefing. California Governor Gavin Newsom has voiced his appreciation for the federal support and has committed to collaborating with local authorities to guarantee the effective distribution of funds. “Our dedication lies in rebuilding and providing aid to every Californian affected by these catastrophic fires,” Newsom remarked. Financial and Emotional Support The purpose of the stimulus checks is to offer quick financial assistance and to help ease the emotional burden faced by those impacted. Survivors of wildfires frequently encounter substantial obstacles in the wake of these calamities, such as reconstructing their homes and coping with the mental anguish associated with displacement and grief. Steps to Apply for Assistance Residents affected by the fires are urged to start the application process promptly. The FEMA disaster assistance portal offers comprehensive information on eligibility criteria and necessary documentation. Additionally, individuals can obtain help from local community centers and government agencies. For more detailed information on applying for FEMA disaster assistance, visit the official FEMA website. Upcoming Humanitarian Initiatives Alongside the stimulus checks, the federal government is focusing on sustainable strategies to address the impacts of climate change and minimize the occurrence of natural disasters. Key investments in wildfire prevention, enhanced infrastructure, and renewable energy sources are anticipated to be vital components of future efforts aimed at disaster mitigation.

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In 2024, four craft breweries in Milwaukee shut their doors, a move that experts indicate is reflective of a broader national trend.

2025-04-02 02:26:02

Across the nation, the number of brewery closures surpassed the number of new brewery openings in 2024. View pictures in App save up to 80% data. Here we see cans of beer displayed at Good City Brewing located in Milwaukee. Photo by Evan Casey/WPR. On a chilly Wednesday afternoon, Mike Doble, co-owner of The Explorium Brewpub, and his wife Joan, who is also a co-owner, found a cozy spot by the fireplace at Good City Brewing located on Milwaukee’s east side. The brewery is set to undergo a name change soon. Doble recently purchased Good City Brewing, just days ago. He has ambitious plans for the four taprooms located throughout the Milwaukee region.  “Let’s face it, no hospitality brand —  whether you’re a brewery or a restaurant or a fast food joint or a pizza joint, whatever — nobody’s immune from closing,” Doble said.  Keep up to date with the most recent news. Subscribe to WPR’s email newsletter. The recent acquisition occurs in the context of four craft breweries shutting down in Milwaukee last year, a city renowned for its deep-rooted beer culture. This trend can be attributed in part to a decline in beer consumption among younger demographics and an overall decrease in the frequency of beer drinking. Matt Gacioch, staff economist for the Brewers Association, said for a period, craft breweries — known for their unique styles of beer — were “booming.” However, that is no longer true. Gacioch remarked, "What we've observed over the past few years is that those prosperous days are now behind us."  View pictures in App save up to 80% data. Mike and Joan Doble, the proprietors of The Explorium Brewpub, smile for a picture. Photo by Evan Casey/WPR. In 2024, the number of breweries that shut down exceeded those that opened throughout the country. Over the last few months, Milwaukee has seen the closure of several craft breweries, including City Lights Brewing Company, Enlightened Brewery Company, and MobCraft Beer and Company Brewery. A reporter from WPR attempted to contact the previous owners of these establishments but was unsuccessful. However, insights into their decisions to shut down can be gleaned from various social media updates shared by the breweries.  In a Facebook post, City Lights Brewing Company said the move came after “numerous challenges have made it unsustainable to continue.” A Facebook post from the owners of Good City Brewing said the “craft beer industry has experienced seismic shifts and its future will require strategic alliances.” A Facebook post from the owner of MobCraft Beer also mentioned “financial struggles.” The Brewers Association found brewery closings outpaced brewery openings in 2024, as there were 335 new brewery openings and 399 brewery closings last year, according to data from the trade group. Inflation, changing habits from consumers and increased competition in the craft beer market has made it difficult for some craft breweries to stay afloat, Gacioch said.  "According to him, all these elements contribute to making the operation of a successful brewery more challenging than it was in prior years." A Gallup poll found fewer adults under the age of 35 are drinking alcohol compared to two decades ago. Gacioch also said beer drinkers are now drinking beer less frequently. Meanwhile, the Brewers Association found U.S. beer production and imports were down 5 percent in 2023, while “craft brewer volume sales declined by 1 percent.” “The market is contracting,” stated Stanislav Dobrev, who serves as the chair of strategic management at the Lubar College of Business at the University of Wisconsin-Milwaukee. “This is a fact we cannot ignore.”  The closures come in a city that has a nearly 200-year history with beer brewing, according to UW-Milwaukee’s “Encyclopedia of Milwaukee.” Visit Milwaukee, the city’s tourism bureau, even has a webpage dedicated to brewery tours tourists can take across the city. “Milwaukee has proudly held the title of Brew City for many years, but even the most cherished traditions must adapt,” stated Peggy Williams-Smith, president and CEO of Visit Milwaukee. “The recent shutdowns and transitions in ownership of local breweries highlight the changing dynamics of the craft brewing sector, influenced by changing consumer tastes and economic challenges.” "The market has reached a saturation point." In 2021, Ron Hockersmith launched Amorphic Beer in the Riverwest area of the city. Over the years, he has observed that many craft beer enthusiasts have left the city as they age. Additionally, he feels that the Gen Z demographic shows a notable lack of interest in craft beer. "Hockersmith noted, 'The market is saturated, and it's clear that there are fewer craft beer drinkers in the city of Milwaukee compared to the surrounding metropolitan area.'" Hockersmith noted that there is a declining interest in craft beer selections among businesses throughout the city. "According to Hockersmith, bars and restaurants are grappling with rising expenses for various reasons, leading them to seek higher profits on beer to remain viable. Consequently, I have noticed a trend among many establishments leaning towards craft beers that are more affordable and promoted by major beer distributors."  View pictures in App save up to 80% data. Photo courtesy of Charles Walbridge Dobrev highlights another recent trend in the industry: the consolidation of craft breweries and the acquisition of smaller breweries by larger ones. He noted that this is a typical phase in the evolution of the industry.  Dobrev is confident that the shutdowns will not adversely affect tourism in the state’s biggest city.  “I believe there are still numerous craft breweries available, and I’m not concerned about a shortage of them,” Dobrev stated. By Doble’s count, there are still 40 craft breweries operating in the Greater Milwaukee area. The Brewers Association also says there are 266 craft breweries in Wisconsin, ranking the state 13th in the nation. Craft breweries compelled to adapt. The Explorium Brewpub, which has recently acquired Good City Brewing, was established in 2016 and operates locations in both Greendale and Milwaukee. When discussing the evolving landscape of the craft beer sector, Doble expressed his enthusiasm for the upcoming challenges. He mentioned that they intend to increase their production of gluten-free beers and explore additional alcoholic beverages for those who prefer alternatives to beer. "Doble stated, 'It's essential to meet the demands of the neighborhood and our customer base. If our customers' needs are changing, we must adapt accordingly.'"  View pictures in App save up to 80% data. Cans of Untitled Art's non-alcoholic beer displayed on a grocery store shelf. Photo by Joe Tarr/WPR. Hockersmith is also producing beers that have a lower alcohol content. Sales for nonalcoholic beers increased more than 30 percent from 2022 to 2023, according to a Wall Street Journal report. Hockersmith mentioned, “Creating a beer that is low in alcohol yet packed with flavor is quite challenging. However, we've been working on it for nine months.”  Gacioch mentioned that it is the responsibility of each individual craft brewery to determine their own strategies for remaining competitive. Gacioch remarked, "I believe that enhancing our offerings and creating a more welcoming and inclusive environment for a diverse range of consumers will be a key indicator of success in the years ahead."

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"My parents converted the garden shed into my bedroom to give me a personal space of my own."

2025-03-17 18:24:22

Megsie recently posted on TikTok pictures of the two garden sheds where she and her sister spent their childhood in London. She expressed that it was wonderful to have her own "space" during those times. View pictures in App save up to 80% data. The pair of garden sheds located in the yard. A woman reflected on her teenage years spent in a garden shed, emphasizing that having her own space mattered more to her than the fact that it was “cold.” Megsie has shared a TikTok video of the garden with the two sheds, saying that her parents’ home is now on the market and people have been intrigued by the extra rooms. In the video, the well-organized garden is visible along with two identical sheds positioned next to each other at the rear, which were utilized by her and her sibling. "I call them the sheds, but my parents like to call them Log Cabins. When we were kids, these were the bedrooms for my sister and me," Megsie explained. "I have four younger sisters and I'm one out of 5, so my parents had to come up with very creative ways as to where we're all gonna sleep." She said how she had fond memories of living in the shed having moved out of the London home around three years ago and now has her own flat. But looking back she described her shed as her "everything". @megsiewilkinson Replying to @By Fawn Aesthetics u ask and u shall receive! These clips r unfortunately about 4 years old, I’ve moved out and it’s now used quite literally as a shed. But my sisters is still used as a bedroom and there’s a picture in the property listing! It will be a discussion with the buyer whether or not they want one or both of these to stay. They can be easily moved if needed #cardiff #childhoodhome #houseforsale #cardifflife #familyhome #teenagebedroom #uniquebedroom Everybody Wants To Rule The World X Electric Love - darcy stokes She acknowledged that winters were quite cold, despite the double-glazed windows, since the wooden walls lacked insulation. "It has electric heating, and the warmth comes from oil heaters, but I must admit, without proper insulation, it did get a bit nippy," she explained. "However, as a teenager, having my own space, away from the rest of the house, made any discomfort worthwhile." View pictures in App save up to 80% data. The interior of a shed that Megsie acknowledged might be "cold." One more disadvantage of the shed was the absence of running water, which meant there was no bathroom available. As a result, she would need to return to the house for that purpose. Ever since moving out, the sheds have primarily served as storage spaces. The TikTok video posted on her @megsiewilkinson account has garnered more than 700,000 views, racking up over 747k in total. The comments section is buzzing with reactions. One user exclaimed: "Wow, this is absolutely adorable! You had two tiny houses! I would have loved that! Plus, I'm sure your parents never knew if you were up late watching TV in bed!" Another commenter added: "This looks so cozy; it’s the ultimate teenage room!"

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Wednesday is the final day to enroll in health insurance under the Affordable Care Act.

2025-03-12 00:51:17

View pictures in App save up to 80% data. This Wednesday marks the last chance for individuals seeking to enroll in health insurance via the Affordable Care Act for this year. Wisconsin has already set a new record for enrollment, according to preliminary information from the federal Centers for Medicare & Medicaid Services (CMS), part of the Department of Health and Human Services. The health care marketplace, https://healthcare.gov, was established as part of the Affordable Care Act for consumers who don’t have affordable health insurance through work or through government programs such as Medicaid. Individuals and families can purchase health insurance policies at Healthcare.gov. According to the latest federal data released by CMS, sign-up figures were recorded up until January 4. On Friday, Governor Tony Evers revealed that Wisconsin has reached a record high, with 306,470 residents enrolling by that date. Until 2025, health plans acquired via the marketplace will benefit from increased federal subsidies, which will reduce monthly insurance premiums based on the income level of the family. The outlook for subsidies after this year remains unclear. Supporters are working to urge Republican lawmakers in Congress to preserve these funds while they discuss various tax modifications in the upcoming months. Sens. Tammy Baldwin (D-Wis.) and Jeanne Shaheen (D-N.H.) have introduced legislation to extend the enhanced subsidies and make them permanent. The ACA advocacy organization Protect Our Care expressed enthusiasm for the legislation that was presented last week. Leslie Dach, the chair of the group, stated, “Should Republicans manage to eliminate these tax credits, working families could see their health care expenses rise by an average of $2,400, and five million individuals would completely lose their health care coverage.” For people seeking guidance in how to choose coverage, Covering Wisconsin, at https://coveringwi.org/, is a federally funded navigator to help people to assess their health insurance options, including through the federal health insurance marketplace. The Wisconsin Office of the Commissioner of Insurance (OCI) and the Department of Health Services (DHS) also outline options through WisCovered, a joint website. OCI also has a website that consumers can visit to find which ACA-approved insurers are operating in their region of the state: https://oci.wi.gov/Pages/Consumers/FindHealthInsurer.aspx.

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The top 10 U.S. cities for thrift shopping

2025-03-21 17:18:42

Thrifting benefits the environment, offers individuals the chance to discover one-of-a-kind apparel, and, by its very nature, is significantly cheaper than purchasing brand new garments. View pictures in App save up to 80% data. Image Credit: SolStock (iStock via Getty Images) With the arrival of winter's cold embrace, countless individuals are seeking refuge in cozy indoor pursuits to stay warm and uplift their mood. A delightful way to enjoy a frosty afternoon with friends is to explore the treasures hidden in thrift stores. In recent years, thrifting has gained immense popularity due to several factors: it benefits the environment, offers individuals the chance to discover one-of-a-kind garments, and is frequently more affordable than purchasing brand-new apparel. The global market for secondhand clothing is expected to reach $351 billion by 2027, according to a 2023 report from the online thrift store thredUp (TDUP). The secondhand apparel market is also expected to increase at three times the rate of the overall global clothing market. In the United States, resale clothing sales increased at five times the rate of the broader retail market in 2022. Eighty-eight percent of Americans said that saving money was a major factor in their decision to thrift shop, while 41% said they were looking to find unique clothing, and 34% said they were doing it for the thrill in a recent survey conducted by the website CouponFollow. Additionally, 85% of Americans said they believed that thrifting was better for the environment than buying new clothing. “In the 2023 report, thredUP CEO James Reinhart noted, 'As value remains a significant factor encouraging consumers to prioritize secondhand options, the growing global climate concerns have heightened awareness of how resale can mitigate the environmental effects of the fashion industry.'” "We are just at the beginning stages of discovering how resale can help mitigate the persistent overproduction in the fashion industry, and I can't envision a future where we revert to past practices." A recent analysis from CouponFollow ranked the best and worst cities in the US for thrift shopping. The analysis pulled data from Yelp reviews and survey responses to determine where buyers were most likely to find variety, affordability, and quality at used clothing stores. The analysis also looked at the number of flea markets, vintage stores, and thrift shops in each city. Keep reading to discover which cities in America are top destinations for thrift shopping.

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Man left stunned when his employer attempts to bill him $12,000 for submitting his resignation.

2025-04-05 21:57:07

They opted to depart from the company in question after spending fewer than six months there. View pictures in App save up to 80% data. A man was taken aback when he received a substantial bill from his employer following his resignation. Probationary periods may vary from 90 days to six months, depending on the organization. Most companies typically have a system in place to assess the performance of new hires; if the employee is underperforming, they can terminate their employment with relative ease. But some people might find that they wanted to leave the job before their probation is up — a situation that one Redditor recently experienced. View pictures in App save up to 80% data. A man revealed that he has recently stepped down from his position at work (Getty Stock Images) Usually, when someone leaves a job, you might get a leaving card and a box of chocolates from your peers, but this guy was slapped with £10,000 bill (around $12,000) instead. Turning to Reddit to share his experience, the individual wrote: "I've been employed with my company for nearly 6 months now, and my probationary period is set for 6 months." "Yesterday, I submitted my resignation with a week's notice, and this morning I received a call from the company informing me that if I proceed with my departure, they will impose a £10,000 charge for the training fees I incurred. I have been trained and certified in accounting software as part of my job here. They also mentioned that if I choose to stay, I would be granted a £5,000 salary increase." View pictures in App save up to 80% data. The Reddit user outlined the specific terms included in his agreement (Getty Stock Images) He went on to share the details of his contract which said he's liable to pay £10,000 spent on training fees if his employment at the business ends. An added clause states: "Should the Employee terminate their employment with the Employer, they are required to repay the Course Fees to the Employer." In essence, if the company invests £10,000 in training fees for an employee and that employee decides to leave within 24 months of finishing the certification (or during the process), they are required to reimburse the company for that amount. He wondered whether his company had the legal right to proceed with this, and to cut a long story short – it does. ACAS' website explains: "Employers might be able to deduct money from final wages for training courses. This can only happen if the deduction was agreed in the contract or in writing beforehand." Echoing similar sentiments, Employment Law Advice says, as per UK law: "In order to claim back training costs, you need to have the employee’s prior written consent. This can be in the form of a clause in their contract of employment or in a separate training costs agreement that is entered into before the training commences. "The contract usually stipulates that the employee must reimburse the expenses incurred for any training program funded by the employer if they terminate their employment within a specified timeframe after finishing the course." The lesson here? Always take the time to thoroughly review the terms and conditions of your employment contracts, everyone.

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'Complete villain mode': Analyst criticizes alarming new misconduct by health insurance companies

2025-03-28 18:06:10

View pictures in App save up to 80% data. Physician meeting with a patient (Shutterstock) The Affordable Care Act reined in many of the worst abuses of the health insurance industry, like denying people for pre-existing conditions or for meeting a lifetime coverage maximum — but it remains an industry where patients can be denied critical care for nonsensical reasons — and horror stories continue to abound, Arwa Mahdawi wrote for The Guardian. The issue has sprung into national prominence following the murder of UnitedHealthcare CEO Brian Thompson and the arrest of Luigi Mangione for the crime. Many took to the internet to apparently root for the killer, with polling showing some 40 percent of young Americans found the shooting "acceptable" and 7 in 10 Americans believe insurance company greed played a role. While murder isn't justified, wrote Mahdawi, what does seem to be true is that "insurers seem to have gone into full-on villain mode; just when you think you can’t hear anything worse about the insurance industry, a new horror story comes out. There’s been an uptick in stories about insurers limiting coverage of prosthetic limbs and questioning their medical necessity, for example. Mr Beast, an influencer with 343 million subscribers on YouTube, recently railed against the healthcare industry in a new video where he helped 2,000 amputees walk again." In one of the wildest stories to hit national news, UnitedHealthcare recently forced a breast cancer surgeon to scrub out in the middle of an operation to interrogate her on whether the procedure was actually needed — because the different departments at the insurance company hadn't communicated with each other that the patient had breast cancer. Mahdawi pointed out that although Mangione is likely to face punishment for his alleged crime — and rightly so — "He ought to have realized that if he intended to kill someone and evade consequences, there were much more socially acceptable methods to achieve that." For example, she wrote, he could have taken "a well-paid job as a management consultant and helped supercharge the country’s opioid epidemic; chances are he would have faced little more than a slap on the wrist. He could have gone to Gaza and shot some Palestinian children in the head – in which case, not only would he probably face no consequences whatsoever, U.S. lawmakers would probably go out of their way to shield him from accountability. And, of course, Mangione could have gone into the health insurance industry himself, and routinely denied life-saving care to desperate people in order to boost profits." "That type of violence is perfectly fine," she added.

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Residents to cover costs for deteriorating shoreline adjacent to Lakeshore Cottages

2025-03-27 11:57:19

The Project Wide Advisory Committee has reached a unanimous decision to allocate $125,000 for a strategy aimed at tackling the shoreline erosion issue at the Lakeshore Cottages located at Lake Sumter Landing. The erosion is taking place at the shoreline along about 1,500 feet extending from the bridge to the Lighthouse Point Bar & Grille. “During a meeting on Monday at the SeaBreeze Recreation Center, Assistant District Manager Bruce Brown informed PWAC members that significant portions of the shoreline have been lost due to natural erosion.” He mentioned that the Department of Property Management has been allocating approximately $48,000 annually to address the erosion issue by transporting dirt and sand. View pictures in App save up to 80% data. The eroding shoreline extends from the bridge by Lake Sumter all the way to the Lighthouse. "It's a futile endeavor," Brown admitted. He mentioned that the sustainable solution involves installing rip rap along the shoreline, similar to the work carried out last year to reinforce the islands that support the bridge at Lake Sumter. Peter Moeller, a member of PWAC and resident of the Village of Caroline, reported that after walking through the area, he observed that the erosion has become quite "significant." View pictures in App save up to 80% data. The shoreline at the Lakeshore Cottages is clearly exhibiting noticeable signs of erosion. PWAC reserves are insufficient to finance the project, with one member estimating the costs could reach up to $1 million. Currently, PWAC has approximately $690,000 set aside. Moeller stated, “It’s very likely that we will return to the individual districts,” suggesting that the Community Development Districts (CDDs) would fund the project using the maintenance assessments collected from residents. PWAC encompasses CDDs 5 to 13. The $125,000 proposal will cover the necessary permitting and surveying to be completed prior to the shoreline project. "Brown emphasized that there is no danger to the residential neighborhood. While it doesn't need to be addressed immediately, it's an issue we should consider," he added.

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IRS Disbursing $2.4 Billion in Unclaimed Stimulus Funds: Find Out Who Qualifies

2025-03-11 22:50:31

View pictures in App save up to 80% data. Cold hard cash The agency announced that they will reach out to individuals who were unable to claim the 2021 Recovery Rebate Credit.  These payments, capped at $1,400 for each individual, are designed to help eligible Americans obtain funds they might have missed while submitting their tax returns. Recurring Payments, Qualification Criteria Eligible taxpayers do not need to take any action to receive the payments, as they will be distributed automatically.  According to IRS data, the funds are scheduled to be distributed through direct deposit or paper check by the end of January 2025. Additionally, recipients will get a letter to verify the payment. The IRS has determined that eligible taxpayers are those who submitted a 2021 tax return but did not request the Recovery Rebate Credit, either by omitting the specific section or by indicating $0. The IRS urges individuals who have not submitted a tax return for the year 2021 to do so by the deadline of Tuesday, April 15, 2025, in order to be eligible for the credit. This recommendation extends to those with minimal or no income who typically wouldn't file a return. Supplementary Details The Recovery Rebate Credit is a refundable tax credit aimed at assisting taxpayers who did not receive one or more Economic Impact Payments (EIPs), commonly referred to as stimulus payments, allowing them to obtain those funds. The IRS has also pointed out that obtaining this credit does not impact one's eligibility for federal assistance programs like SNAP, WIC, or SSI. For further details on eligibility and the calculation of payments, taxpayers are encouraged to visit the IRS website. Stay tuned to Daily Voice for the latest updates.

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Starbucks changes its open-door policy, implementing stricter regulations for store usage.

2025-04-05 13:51:53

View pictures in App save up to 80% data. A close-up of the Starbucks logo can be seen on a coffee cup at a Starbucks location in Houston, taken on June 17, 2022. (Photo by Aaron M. Sprecher, AP) INDIANAPOLIS (WISH) – If you’re planning to chill or even just use the restroom at Starbucks, you’ll now need to buy something. Starbucks announced Monday it’s rolling back its open-door policy introduced in 2018, and implementing a new code of conduct in all company-owned stores across North America. The revised regulations are designed to enhance the experience for paying customers by prohibiting specific actions such as discrimination, harassment, consuming outside alcohol, smoking, vaping, drug use, and panhandling. In a statement, Starbucks representative Jaci Anderson expressed, "Our goal is to ensure that every individual feels welcomed and at ease in our locations. By establishing clear guidelines for behavior and the use of our facilities, we can foster a more positive atmosphere for all." Breaches of the updated code may lead to removal from the premises, and in certain situations, law enforcement might be contacted. Additionally, employees will undergo training to effectively implement these policies. This represents a change from Starbucks' 2018 policy that permitted anyone to utilize its locations without needing to make a purchase. This earlier policy was implemented following a highly publicized event in Philadelphia, where two Black men were arrested for simply sitting in a Starbucks without making a purchase. The event ignited a wave of anger. At the time, Chairman Howard Schultz underscored the importance of inclusivity by stating, “We don’t aim to be a public restroom, but we are committed to making the right choices every single time and providing people with access.” Nevertheless, the open-door policy has introduced various challenges as well. Throughout the years, Starbucks has encountered problems related to disruptive conduct in its establishments, including drug usage and safety issues. In 2022, the company decided to shut down 16 locations across the country, pointing to ongoing safety concerns. The recent policy shift reflects the initiatives of Brian Niccol, the newly appointed chairman and CEO of Starbucks, who is focused on rejuvenating the brand. Niccol's goal is to restore the inviting, community-oriented atmosphere that originally established Starbucks as a beloved coffee hub. The next time you stop by Starbucks, be sure to pick up a latte — or maybe a cookie — before settling in comfortably.

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Adams couple looking for a companion for their lonely, elderly llama.

2025-04-06 20:24:30

View pictures in App save up to 80% data. The owners of Ranger are looking for a new friend for him. Llamas are highly sociable animals. Photo submitted. View pictures in App save up to 80% data. Bob and Ranger were the best of friends, always together. Photo submitted. View pictures in App save up to 80% data. Ranger, on the left, and Bob shared an inseparable bond. After Bob passed away a few years back, his owners are now looking for a new friend to keep the lonely Ranger company. Photos submitted. View pictures in App save up to 80% data. A "Wonderful and fulfilling life is in store" for any animal deemed a suitable partner for Ranger. / Photo submitted View pictures in App save up to 80% data. In 2009, an unidentified woman brought Bob to the Eisenhauer farm located in Washington state. Alongside him, Ranger was also delivered. / Photo submitted. View pictures in App save up to 80% data. A photo from around 2010 featuring Melissa Eisenhauer alongside Ranger in Washington. Submitted image. ADAMS — Ranger, a 21-year-old llama, is in urgent need of companionship — ideally, a female pony or a neutered male llama. Ranger had a rich history alongside his late companion Bob, as they were both saved from a kill pen in Washington state back in 2009. Sadly, Bob passed away a few years prior and now rests in a grave on the farm owned by Melissa M. and Scott A. Eisenhauer, located on County Route 66.

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TORPY: MARTA prohibits advertisements for attorneys and massage establishments. What's the catch?

2025-03-20 00:50:51

View pictures in App save up to 80% data. MARTA has prohibited lawyers, massage parlors, and various other businesses from promoting their services on the agency's vehicles. Attorney John Foy currently has advertisements displayed on the front of over 400 out of the more than 500 buses in the MARTA fleet. (Bill Torpy/AJC) Attorney John Foy, famously known as the "Strong Arm" from his widely recognized advertisements, claims he isn't offended. However, was it really necessary for MARTA to associate him with massage parlors? Beginning January 1, the transit authority ceased accepting advertisements from companies like Foy, which typically covers around 80% of MARTA's fleet of over 500 buses. "I've never come across an advertisement for a massage parlor on a bus," Foy remarked. "I'm not sure whether I should take offense." Last year, MARTA “updated” its advertising policy, although comments from its board members indicated more like they were cleaning up. Jennifer Ide, currently serving as the board chair, remarked that certain advertisements on buses appeared to be "somewhat cheesy." In the previous year, a sales manager presented to the board the significance of ensuring a uniform brand image throughout all assets owned by MARTA. "If advertisers view the Authority's facilities as a platform for promoting products and services that the typical rider finds less appealing, it will lead to a decrease in advertising rates and revenue." The board has prohibited advertisements for alcohol, massage and tattoo studios, title pawn businesses or pawn shops, check cashing services, and legal practitioners. I can't determine whether MARTA's "average riders" have a negative opinion about the products and services mentioned above. It's clear that many engage with them. The agency aims to provide a more stylish advertising experience. View pictures in App save up to 80% data. Certainly, preparing egg foo young typically requires breaking a few eggs. In this instance, the consequence is that MARTA will see a significant reduction in its advertising revenue, losing approximately $3.5 million annually. There are hopes to compensate for this loss by attracting advertisements from hospitals, as proposed by one board member, or potentially from nonprofit organizations, arts initiatives, or local retail businesses. Granted, that ad money will not be missed because MARTA’s business is booming. (OK, OK. I kid. Last year the agency carried around 65 million passengers, as ridership slowly returns after COVID-19. But they used to have 170 million riders in 2001.) MARTA operates with a total budget of $1.6 billion, which includes $654 million allocated for net operating expenses and $909 million designated for capital projects. Foy estimates that he contributes around $1 million annually to MARTA's funds. His advertisements are displayed on the fronts of over 400 buses. One such bus, featuring a Strong Arm logo, collided with a car driven by a client of Foy's. “The case went to trial and we secured a substantial verdict,” the attorney explained to me. “We file lawsuits against them regularly. It's not a personal matter.” He went on to say, “I can’t say for sure if they feel like they’re being overwhelmed. They’re accustomed to being on the move every day.” In other words, they fail spectacularly. In fact, the lawsuits labeled as "nothing personal" serve as a major justification for the elimination of advertisements by attorneys. "I am truly thrilled at the prospect of removing some of the plaintiffs' attorneys who are currently suing us from our assets," remarked board member W. Thomas Worthy, who happens to be a lawyer as well, though he wouldn't be the type to have his name plastered on a bus. View pictures in App save up to 80% data. Foy does indeed seek bus business. “If you’ve been injured in a bus accident in Atlanta, contact the experienced Atlanta personal injury lawyers at John Foy & Associates,” his website reads. He figures he’s the No. 2 advertising attorney in Georgia behind the firm Morgan & Morgan — you know, “For the People.” But he adds he’s probably MARTA’s leading advertising lawyer. Or was. (His ads remain on a lot of buses. He figures they haven’t sold new ads yet, so he’s enjoying free advertising.) "He remarked, 'It's fair to say that lawyers are the top purchasers of advertisements on MARTA.'" According to Foy, the placards function as "mobile advertisements." He adds, "Fulton and DeKalb counties are locations where I want my presence to be recognized." Nonetheless, he remarked, “I’m not targeting MARTA passengers. My focus is on individuals in vehicles, who are on the move.” Lawyers specializing in advertising frequently face derision, often being labeled as opportunistic ambulance-chasers. However, they can indeed earn a substantial income. According to him, Atlanta has consistently ranked among the top three markets for legal advertising, a practice that became lawful following a landmark 1977 U.S. Supreme Court decision in Bates v. State Bar of Arizona. In this case, the Supreme Court determined that John Bates, a young attorney who ran an advertisement in a newspaper, was participating in commercial speech that is safeguarded by the First Amendment. Billboard companies rejoiced, and attorneys have since confidently showcased their names and images everywhere. Critics argue that when you contact such a company, you likely won't speak to the person featured on the advertisement. This may very well be true. However, it’s worth noting that if you reach out to Alston and Bird, you won't connect with either of them either. View pictures in App save up to 80% data. Foy, originally from Milwaukee, has been practicing law in Atlanta for nearly three decades. He began his career at Gilbert and Montlick, a firm known for its advertising, before launching his own billboard campaign. Today, he leads a team of 60 attorneys, and if you’ve suffered an injury and the other party has solid insurance coverage, he’s eager to connect with you. The advertisements on buses are beneficial, but the majority of Foy's business originates from online marketing. He has invested tens of millions of dollars into this strategy and his website. What can you tell me about the "Strong Arm"? Catchy phrases are beneficial for attorneys in the personal injury field. After the advertising professional who created Ken Nugent's memorable tagline "One Call, That's All" moved on from working with him, he reached out to Foy with the idea for the "Strong Arm" slogan. "I informed him that it was the most foolish thing I'd ever heard," Foy remembers. However, he soon understood that what seems foolish can actually be genius, and he has since secured a trademark for the phrase. "That's an excellent hook," he remarks. I couldn't help but inquire about the legendary strength of that arm. "What's your bench press max?" Foy, a slender man, hesitated. "I exercise daily," he remarked.

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Mark Zuckerberg is set to co-host a reception alongside Republican billionaires in celebration of Trump's inauguration.

2025-03-21 21:11:56

View pictures in App save up to 80% data. During an event at SIGGRAPH 2024, the leading conference focused on computer graphics and interactive methods, Mark Zuckerberg, the CEO of Meta, emphasized a key point on Monday, July 29, 2024, at the Colorado Convention Center in downtown Denver. Photo credit: AP/David Zalubowski. WASHINGTON — Next week, Meta CEO Mark Zuckerberg will be cohosting a reception alongside wealthy Republican donors in honor of Donald Trump's inauguration, marking a notable indication of the Facebook founder's support for the president-elect. According to two individuals familiar with the private arrangements, who spoke to The Associated Press on the condition of anonymity, the reception cohosted by Zuckerberg is scheduled for Monday evening, just ahead of the inaugural balls. Among the other cohosts are Miriam Adelson, the owner of the Dallas Mavericks and the widow of casino tycoon Sheldon Adelson; Tilman Fertitta, a casino mogul, owner of the Houston Rockets, and selected by Trump to be the U.S. ambassador to Italy; Todd Ricketts, who is a co-owner of the Chicago Cubs; along with his wife, Sylvie Légère. Zuckerberg initially appeared to be an adversary of the former president, as he suspended Trump's accounts on Facebook and Instagram following the assault on the U.S. Capitol by Trump's supporters on January 6, 2021. However, in recent times, he has been working to build a rapport with Trump, joining a group of tech leaders aiming to strengthen their ties with the new administration. Meta chose not to provide any comments on Tuesday. In November, shortly after Trump's victory in the presidential election, Zuckerberg traveled to Florida to have dinner with the Republican at his Mar-a-Lago resort. Additionally, Meta, the parent organization of Facebook and Instagram, contributed $1 million to Trump's inauguration fund. Last week, Zuckerberg revealed a shift in the content moderation policies for Facebook and Instagram, which involves substituting third-party fact-checkers with user-generated "community notes." Trump commented that this new strategy was "likely" a response to the threats he directed at the tech billionaire.

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Discover Which Cities in Montana Feature the Priciest Real Estate

2025-04-08 18:42:15

Is Buying a House in Montana Within Your Budget? View pictures in App save up to 80% data. Nick Northern The American Dream has always involved home ownership, but it's becoming increasingly hard in places like Montana. We've been named the most unaffordable place to live recently and it might not get any better if we keep seeing home prices like the ones you'll see below. CONTINUE SCROLLING TO DISCOVER THE HIGHEST HOME VALUES IN MONTANA 👇 View pictures in App save up to 80% data. Canva What Is The Typical Price for Purchasing a Home in Montana? It's no secret that places like Bozeman, Whitefish, and Big Sky have home values through the roof, but the average for homes across Montana right now sits at $468,195, up 2.8% from last year. That is well above the average home value in America, which currently is $362,143, and is also up from last year by 2.5%. Add in the 6.88% 30-year fixed mortgage rate (as of January 14th, 2025), and it's very expensive and almost impossible for first-time buyers to afford to purchase a home right now. View pictures in App save up to 80% data. Canva Who is responsible for the soaring housing prices in Montana? Many people tend to blame newcomers relocating to Montana for purchasing homes (often with cash) at prices exceeding the original listings. Although that situation does occur, should we hold them accountable, or should the responsibility fall on the sellers instead? To be honest, if presented with the opportunity to sell your home for a price that exceeds its actual value, would you really pass it up? Once you realize the potential benefits of owning a home in any of these locations, I believe you'll find yourself contemplating the idea quite seriously. These Cities Currently Feature The Priciest Homes In Montana Stacker compiled a list of cities with the most expensive homes in Montana using data from Zillow. Cities are ranked by the Zillow Home Values Index for all homes as of November 2024. The charts in this story were created automatically using Matplotlib. Gallery Credit: Stacker CONTINUE EXPLORING: Unveiling The Top 8 Mountain Towns in Montana The realty group Montana West Realty has come up with their list of the 8 best towns in Montana offering up a mountain view. Gallery Credit: Nick Northern CHECK IT OUT: Items That Have Become Too Costly for Montanans to Afford Buzzfeed recently conducted a survey that asked folks what they're cutting back on in an effort to try and save money. Although not everything on that survey relates to Montanans, the ones that mainly do are listed below. Gallery Credit: Mike Brant

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Elon Musk, Jeff Bezos, and Mark Zuckerberg are set to be present at Trump's inauguration.

2025-03-28 09:54:50

View pictures in App save up to 80% data. Elon Musk has emerged as a key advisor to President-elect Donald Trump and is among the tech leaders expected to be present at the inauguration. According to a source involved in organizing the event, Elon Musk, Jeff Bezos, and Mark Zuckerberg are set to be present at the inauguration of President-elect Donald Trump on Monday. They will occupy a prominent position during the ceremony, sitting alongside other distinguished guests such as Trump’s Cabinet nominees and elected officials on the platform. The three tech titans have all made attempts to earn favor with Trump in the past year, led by Musk donating more than a quarter-billion dollars in campaign funds to help elect Trump. The CEO of Tesla and SpaceX — and the co-lead of a new Trump administration advisory body called DOGE — Musk has frequently been at Trump’s side since endorsing him for president in July. Zuckerberg, CEO of Meta, this month reshuffled his lobbying staff and his content moderation policies to align with the incoming Republican administration. Meta also gave $1 million to the Trump inaugural fund. Bezos, the founder of Amazon and the company’s executive chair, decided last fall that The Washington Post, which he owns, would not endorse in the presidential race, overruling opinion staff who wanted to endorse Vice President Kamala Harris. Amazon also contributed $1 million to Trump’s inaugural fund. The three men are among the wealthiest people in the world with fortunes based on the tech boom of the past two decades. Musk ranks No. 1, Bezos No. 2 and Zuckerberg No. 3, according to the Bloomberg Billionaires Index. NBC News has contacted representatives for Musk, Bezos, and Zuckerberg regarding their participation. A spokesperson from Meta chose not to provide any comments, while the others have yet to respond to the inquiries. According to federal records, all three individuals have provided support to both Democratic and Republican parties throughout the years. Musk, Zuckerberg, and Bezos often find themselves in competition within the technology sector, vying for dominance on issues like artificial intelligence, space travel, and media influence. Bezos is trying to compete with Musk’s dominance in rocket launches with his space company Blue Origin, though on Monday Blue Origin called off its inaugural launch attempt. Zuckerberg and Musk are longtime rivals in AI research and are each pouring billions of dollars into new AI models. In 2022, Musk also started competing with Zuckerberg on social media when he bought X, which was then Twitter. Bezos and Zuckerberg compete through the dueling advertising and shopping businesses of Amazon and Meta.

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McDonald's shuts down 3 CosMc's outlets just a year after their launch, but assures that additional locations will be on the way.

2025-03-11 05:56:22

McDonald's is closing some of its newly-opened CosMc's spinoff locations just a year after launching its first, the company announced. In a press statement released on Thursday, McDonald's said it will close three of its seven total locations opened since December of 2023. However, this isn't necessarily a sign the small-format side quest is going under, as two new locations will be built in their sted. Certain CosMc's outlets were designed from scratch for this purpose, while others were established by transforming larger, previously existing McDonald's sites for the initiative. The company claims that the concept proves to be more effective in the smaller venues that were originally intended to support a more restricted selection of beverages and snacks. "Since the launch of CosMc's, we've had the opportunity to explore various restaurant sizes and configurations, ranging from renovating expansive dining spaces to creating compact prototype locations that prioritize drive-thru and digital interactions," McDonald's mentioned in their statement. "We've discovered that these smaller format stores enable us to experiment with new and distinct scenarios that align with the preferences of our customers." Here’s what we’ve gathered regarding the shutdown sites and the prospects for CosMc's. What exactly is CosMc's? CosMc's is a new spinoff restaurant idea from McDonald's. McDonald's CEO and president Christopher Kempczinski  described it as "a small format concept with all the DNA of McDonald’s but its own unique personality." The concept draws inspiration from the retro-futuristic, space-themed aesthetic linked to a mascot called CosMc, who was featured in advertisements during the late 1980s and early 1990s. The menu features teas and lemonades, coffees, slushies, frappes and signature fruit energy-style drinks called "Galactic Boosts." Some highlights include a Turmeric Spiced Latte, S'mores Cold Brew, Churro Frappe and Sour Cherry Energy Burst. The food selection may be somewhat restricted, yet it offers a distinct array of choices, including a Spicy Queso Sandwich, a Creamy Avocado Tomatillo Sandwich, Pretzel Bites, Savory Hash Brown Bites, a snack box, and stuffed pastry delights known as McPops. Additionally, patrons can indulge in cookies, sundaes, McFlurries, ice cream, and three classic McMuffin varieties. In its first month of operation, the Bolingbrook, Illinois location reported that CosMc's doubled the number of total visits and tripled the number of visitors per square foot compared to an average McDonald's. How many CosMc locations are currently operating? As of December 7, 2023, CosMc has launched one outlet in Illinois and six in Texas. The first store is situated in Bolingbrook, Illinois, while the remaining locations are distributed throughout the Dallas, Fort Worth, Arlington, and San Antonio regions of Texas. Which locations of CosMc are set to close? CosMc's has not provided specific details regarding which locations will be closing, and they have not yet responded to requests for comment. Comparing the CosMc's "locations" page from previous weeks to now, however, shows that the following stores were removed from the "locations" list: 7304 Denton Hwy, Watauga, TX 300 East Abram St Ste 150, Arlington, TX Another location in Texas, situated at 861 W Stacy Road in Allen, is currently marked as "coming soon." Do you have any information on when and where the new CosMc's locations will be launching? McDonald's has not disclosed the specific locations or opening details yet. However, the company announced plans to launch two new smaller format restaurants in Texas in 2025. View pictures in App save up to 80% data. CosMc's summary: top customer products we've loved so far After a year of being in business, CosMc's has successfully identified their top-selling and most favored products. The statement reveals that these items consist of: Preferred beverages: Island Pick Me Up Punch Churro Cold Brew Frappe Sour Energy Burst Savory Hashbrown Bites McPops

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Riding the Tide: Insights into the New York Lake Property Market

2025-03-30 21:23:29

View pictures in App save up to 80% data. Glenn Pitcher Looking to get into the New York lake real estate scene? We have the latest market happenings, and it looks interesting. The market value for lake homes and lots has surged to $1,251,608,693, that's a 24% increase from last winter. With a total of nearly 2,000 listings, there are plenty of options for those looking for the waterfront lifestyle. Lake Champlain seems to be stealing the spotlight as the largest market for both homes and land. It's the place to be if you're dreaming of owning some prime lakefront property. If you're after the creme de la creme of lake homes, than Skaneateles Lake is what you are looking for, with the average price for homes at a cool $2,209,842. There are 148 homes listed for over $1 million across New York. When it comes to people eyeing these waterfront locations, it looks like the 45 to 64 age group takes the lead, making up 73% of the searchers, with the majority being male. It seems that the allure of lakeside living is calling out to those looking for a slice of paradise. The most sought-after cities beyond New York for these stunning lakefront properties include Ashburn, VA, Philadelphia, PA, and Dallas, TX. The allure of New York's lakeside real estate is extending its reach to a broader audience. So, whether you're dreaming of a lakeside retreat or wanting a savvy investment, the New York lake real estate market is definitely something to keep an eye on. Who knows, your perfect lakeside escape could be just down the road in the Empire State. 7 Ideal Winter Retreat Towns in Upstate New York If you're considering a winter escape, Upstate New York boasts a variety of delightful towns that capture the essence of the season. Here are seven towns that could be ideal for your winter retreat. Gallery Attribution: Traci Taylor Essential Information to Consider Before Going to a Lakeside Wedding in New York State Get ready for whatever may arise during a lakeside wedding by keeping these must-have items on hand. Gallery Attribution: Megan Carter/Canva

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10 Biblical Figures Who Would Be Considered Billionaires Today

2025-04-04 02:34:30

View pictures in App save up to 80% data. José-Manuel Benito Álvarez/Wikipedia页面  Throughout the ages, the influence of wealth has significantly impacted the legacies of influential leaders and visionaries. The Bible recounts stories of individuals whose riches were so immense that they eclipsed even the wealthiest among us today. These 10 extraordinary narratives serve as enduring symbols of prosperity. The Unparalleled Riches of King Solomon View pictures in App save up to 80% data. 18世纪的图标画家/维基百科  Picture receiving 25 tons of gold annually—this was the life of King Solomon, as noted in 1 Kings 10:14. His extraordinary wisdom and immense wealth captivated the world, prompting rulers from far and wide to journey to see his grandeur. This level of luxury is unmatched in historical records! Artifacts Created by King David View pictures in App save up to 80% data. Matthias Stom/Wikipedia页面  King David's victories and strategic partnerships greatly enriched his treasury. His substantial donations of gold and silver towards the temple's building reflect a ruler who combined his affluence with a meaningful mission. The vastness of his wealth established him as one of the most legendary personalities in Israel's history. Job's Return to Prosperity View pictures in App save up to 80% data. RUSSIAN (MSTERA)/Wikipedia   The challenges Job faced did not diminish his fortune. Although he lost everything, his faith was put to the test, yet ultimately, his wealth was restored and even doubled, with countless livestock and devoted servants. This abundance elevated him to the ranks of the most prominent figures in the East, and his narrative continues to inspire countless individuals as they navigate their own struggles. Joseph's Ingenious Leadership in Egypt View pictures in App save up to 80% data. Jusepe de Ribera - Wikipedia  How does someone who was once enslaved rise to become one of the richest individuals in Egypt? Joseph's foresight in grain storage during a seven-year famine not only rescued an entire nation but also cemented his power. By overseeing Egypt's resources, he gained unmatched authority over both wealth and the populace. Abraham's Wealth Across Regions View pictures in App save up to 80% data. Guercino - Wikipedia  Abraham's life was marked by an abundance of livestock, silver, and gold. As his wealth grew, he and Lot decided to separate amicably to better oversee their expanding flocks. Abraham's prosperity extended over large areas, symbolizing not only his material success but also the fulfillment of God's covenant promises. Abundant Yield of Isaac View pictures in App save up to 80% data. Jusepe de Ribera - Wikipedia  For Isaac, achieving a hundredfold return in just one year was not a matter of chance; it was the result of hard work combined with divine blessing. His success encompassed large livestock, abundant water sources, and a thriving farming operation. This prosperity drew the jealousy of the Philistines, compelling him to move time and again. Jacob's Expertise in Animal Husbandry View pictures in App save up to 80% data. 18世纪的图标画家/维基百科  During his time with Laban, Jacob created a method of selective breeding that led to flourishing livestock, which he took credit for. His expansive herds and numerous servants represented his growing prominence. Upon his return to Canaan, he had become a prosperous patriarch, possessing ample wealth to present Esau with generous gifts. Hezekiah's Abundant Granaries View pictures in App save up to 80% data. David Castor - Wikipedia  Imagine immense reserves of silver, gold, exotic spices, and precious gemstones—this epitomized the legacy of King Hezekiah. His rule was characterized by wealth and a commitment to enhancing infrastructure. Hezekiah fortified the stability of his kingdom, earning his place as one of the most accomplished kings of Judah. The Diplomatic Wealth of Jehoshaphat View pictures in App save up to 80% data. Jean Fouquet was a renowned French painter and miniaturist of the 15th century, celebrated for his contributions to the early Renaissance art movement. His works are characterized by meticulous detail and vibrant colors, often depicting religious themes and portraits. Fouquet's most famous piece is the "Melun Diptych," which showcases his innovative use of oil paint and his ability to capture the human emotion. He was also known for his illuminated manuscripts, which exemplified the merging of Gothic and Renaissance styles. His influence on later artists is significant, marking him as a pivotal figure in the evolution of French art.  Jehoshaphat's treasury was filled with tributes from neighboring kingdoms, a testament to the effectiveness of his strategic alliances. By combining diplomatic efforts with military prowess, he forged a lasting legacy that turned external relations into paths of wealth, all while remaining steadfast in his faith. Boaz's Moral Fortune View pictures in App save up to 80% data. Gant Barent Fabritius/Wikipedia页面  In Bethlehem, Boaz was a wealthy landowner known for his generosity and kindness. His expansive fields not only yielded bountiful harvests but also offered employment and sustenance to those in need, including Ruth, who eventually became his wife. This marriage linked him to the lineage of King David. Boaz’s narrative illustrates the profound impact of using one's resources to support and empower others, ultimately leaving a meaningful legacy.

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"I’m informing Luigi about this": Horrific insurance predicament seeks to deny essential care for a newborn baby.

2025-03-26 18:33:28

"A boundary must be established." View pictures in App save up to 80% data. Screenshots courtesy of TikTok/@doctor.disney If those employed at insurance companies could truly empathize with the anxiety of new parents seeking help for their newborn, perhaps we would never have to hear such terrifying tales again. TikTok user @doctor.disney shared a frustrating and sad conversation he had regarding an insurance claim for a newborn. He said it was a “peer-to-peer” conversation, which means the insurance company said they wouldn’t pay for a procedure, and he had to talk to the doctor representing the company. Peter explains, “Usually it’s very cordial and things are fine,” but that wasn’t the case here. The doctor asked, “Why did you think that the baby needed all that?” She said she would approve the claim, but repeated that these procedures might not be necessary. As she said, “Do you ever think why Mother Nature lets those things happen?” Peter exclaimed, “Doctors who compromise their integrity for insurance companies must realize that human life isn’t a commodity to be exploited for profit. There has to be a boundary.” And just like that, he left everyone speechless! @doctor.disney Please draw a line. ♬ original track – Dr. Peter, MD (: It was impossible for anyone to view that video without feeling a surge of anger, and the comments reflected that sentiment perfectly. One viewer exclaimed, “I was shocked!” Another questioned if physicians are meant to adhere to the Hippocratic Oath. Additionally, one commenter stated, “I need to inform Luigi about this.” Although U.S. health insurance is always top of mind, whether you’re watching an episode of Grey’s Anatomy and a patient doesn’t have coverage, or wondering how anyone can afford to give birth in a hospital. But, as this commenter alluded to, the high price of health care and the cruel nature of insurance companies has become even more of a conversation since everyone began talking about Luigi Mangione. It’s absolutely horrible to imagine any person of any age being denied coverage for any reason, but how can anyone think that a newborn doesn’t need a procedure? Unfortunately, it’s not even a little bit rare for a baby to need help as soon as they come into the world. More than 90,000 babies are in U.K. neonatal hospital units. And many babies in the U.S. end up in the NICU because of a health problem, they weigh under 5.5 pounds, and the mother delivered the baby earlier than 37 weeks. It’s infuriating and shocking to imagine that insurance companies wouldn’t just approve claims for a newborn’s care without a second thought. This doctor said she would “do Peter a solid” and approve it, which is mind-blowing. Tragically, insurance companies saying no to claims is not a new story. According to a 2023 study, some companies part of the Affordable Care Act deny a stagggering number of claims. In 2020, one company said no to 80% of claims. In 2021, one said no to 49%. As reported by PBS.org, Deidre O’Reilly was stunned at what happened when her son had an anaphylactic response. His life was literally saved, and the insurance company said “not medically necessary.” I’m sorry, I need to process that for a moment. A TikTok user highlighted the urgent need for more doctors to stand up for patients like Peter, particularly those who are newly born! This situation underscores the ongoing issue of insurance companies prioritizing profits over care, while dedicated doctors and nurses at hospitals strive to provide the best support for their patients. It’s disheartening that these scenarios continue to occur, leaving us longing for a fresh, positive narrative to emerge.

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The Decline of the Vanderbilts: From Opulence to Financial Hardship

2025-03-10 23:23:41

View pictures in App save up to 80% data. Wikimedia Commons The narrative of the Vanderbilts is marked by ascension, opulence, and a subsequent downturn. Once epitomizing affluence and influence, the family's riches dwindled over just a few generations. So, what triggered this significant transformation? Continue reading to explore the elements that contributed to the decline of one of America's most renowned families. The Birth of a Dynasty View pictures in App save up to 80% data. Wikimedia Commons/Popular Graphic Arts Cornelius Vanderbilt, a self-made entrepreneur, started his career by running ferries in New York Harbor. His achievements in the shipping industry paved the way for a vast railroad empire, ultimately making him one of the richest individuals in America by the time of his death in 1877. This wealth laid the groundwork for the enduring influence of the Vanderbilt family. William H. Vanderbilt View pictures in App save up to 80% data. Edward B./Wikimedia Commons After Cornelius's death, William H. Vanderbilt assumed leadership of the family empire. While he expanded the railroad business, he did not possess the same relentless work ethic as his predecessor. Instead, he dedicated himself to a life of luxury, indulging in opulent residences and yachts, and placing personal enjoyment above the growth of the empire, ultimately depleting the family's wealth. The Opulence of the Third Generation View pictures in App save up to 80% data. José María M./Wikimedia Commons William's offspring came into a vast fortune but squandered it without restraint. They constructed grandiose mansions, organized lavish celebrations, and vied to surpass one another in luxury. Alva Vanderbilt, his daughter-in-law, invested a fortune in a lavish costume ball that epitomized their affluence, as the family's obsession with outward appearances intensified. Shifting Focus from Business View pictures in App save up to 80% data. Wikimedia Commons By the time the third generation came along, the majority of the Vanderbilts had lost interest in overseeing the railroad empire. Instead, they depended on the riches accumulated by their forebears, failing to reinvest or manage that wealth effectively. As a result, the family gradually moved away from the diligence and strategic thinking that had originally driven their success. Challenges Facing the Railroad Sector View pictures in App save up to 80% data. Wikimedia Commons The Vanderbilt wealth was closely linked to the railroad industry, yet this sector encountered significant difficulties in the late 19th century. Increased competition, government oversight, and advancements in technology led to a decrease in profits. Their inability to adapt or invest in emerging industries ultimately resulted in a decline in their financial power. Opulent Estates and Elevated Expenses View pictures in App save up to 80% data. Kolin T./Wikimedia Commons图库 This family invested millions in constructing opulent residences such as The Breakers and the Biltmore Estate. Although these grand mansions were a testament to their affluence, the cost of maintaining them was exorbitant. As the years went by, the expenses associated with the upkeep of these properties took a considerable toll on their wealth. The Effects of Income Tax View pictures in App save up to 80% data. NARA/Wikimedia Commons In the early 20th century, the introduction of income tax significantly impacted affluent families such as the Vanderbilts. This additional financial burden strained their already extravagant spending habits, swiftly undermining their financial stability and diminishing their previously vast wealth. Inheritance Disputes Among Family Members View pictures in App save up to 80% data. Frank Leslie's Illustrated Newspaper, Volume 45/Wikimedia Commons As the Vanderbilt wealth was handed down through generations, family members frequently clashed over their inheritance. These disputes resulted in significant financial losses and deepened divisions among relatives, complicating their efforts to maintain their fortune and hastening its deterioration. The Impact of the Great Depression View pictures in App save up to 80% data. Wikipedia is a free online encyclopedia that allows users to collaboratively write and edit articles on a wide range of topics. It is available in multiple languages and is one of the largest and most popular reference websites on the internet. The stock market crash of 1929, along with the onset of the Great Depression, had a profound effect on Vanderbilt's financial standing. Their investments plummeted, turning their once-valuable estates into burdensome liabilities. Without proper financial foresight, they struggled to adjust to the challenging economic climate. Divesting the Heritage View pictures in App save up to 80% data. Upstate New Yorker/Wikimedia Commons By the mid-20th century, numerous Vanderbilt estates were either sold off or converted into museums to settle financial obligations. Renowned residences such as The Breakers ceased to be in family hands. These transactions signified the conclusion of a period marked by opulence and affluence. The Fall of the Vanderbilt Legacy View pictures in App save up to 80% data. Amazon.com As time went on, the Vanderbilt fortune was split among an increasing number of heirs, resulting in diminishing shares for each descendant. Coupled with unwise financial choices, the once-magnificent wealth dissipated. By the 20th century, the family had lost its connection to vast riches and power.

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Generating enthusiasm? Major transformations are on the horizon for Walmart locations throughout NJ and PA.

2025-04-06 19:21:47

View pictures in App save up to 80% data. Attention shoppers: prepare for significant updates coming to Walmart locations throughout New Jersey and Pennsylvania. Walmart believes they hold a significant position in the market. To be frank, you might not share that same opinion. The chain announced on Monday that they are "excited to announce a comprehensive brand refresh that reflects its evolution as a people-led, tech-powered omnichannel retailer." What on earth does that signify? In simple terms, they are launching a new logo along with several additional features. To explore the changes they have in store, let's take a trip back to the 1990s — specifically, 1991, when Walmart launched its inaugural store in New Jersey, located in Turnersville, Gloucester County. Here's the logo they utilized during that time: It showcased large bold letters with a star (or occasionally a dash) at the center. About 20 years ago (holy cow, 2005 is 20 years ago!), they launched their softer-looking logo, with lower-case letters, and the star/hyphen was replaced with a more modern-looking one (more on that in a second)... View pictures in App save up to 80% data. Walmart located in Egg Harbor Township (view on Google 地图) As of yesterday, this is officially their new logo: If you believe it appears unchanged, you're not alone in that sentiment. It really seems like someone at Walmart splurged a significant amount just to switch the font from regular to bold. The star change is quite similar as well. By the way, regarding that yellow star emblem, it turns out it's not a star in the traditional sense. I discovered something interesting yesterday: it's referred to as "the spark." This spark "radiates the energy of Walmart and serves as a guiding light for customers navigating every aspect of the Walmart experience." Keep this in mind the next time you find yourself in line behind someone who’s shopping in their pajamas. View pictures in App save up to 80% data. Walmart located in Mays Landing, NJ - Image courtesy of Google 地图 Walmart has announced that their updated logo and branding will debut on their website later this month, with plans to gradually introduce the new look in stores throughout our region and nationwide. This rebranding effort will feature fresh vests for employees and, for loyal Walmart enthusiasts, a selection of new merchandise available for purchase. I may not be a marketing guru or a graphic design whiz, but let's face it -- that looks like an immense amount of effort for a modification that hardly anyone will even see. Will you really invest additional time and money at Walmart simply because their font and logo are undergoing a subtle change? Probably not. It's noteworthy that they continue to display their name on their buildings, in contrast to Target, which has opted to feature only their logo. View pictures in App save up to 80% data. Google 地图 By the way, Target boasts one of the most iconic logos in North America. A survey conducted in 2003 revealed that 96% of individuals are aware of what the bullseye symbolizes. Nonetheless, take into account these details from Walmart... Walmart employs approximately 2.1 million associates worldwide Their fiscal year 2024 revenue was $648 billion Globally, 255 million people shop at their stores or buy things from their website every week Given those kinds of figures, I guess you can pursue any endeavor you desire... Here’s the Meaning Behind Each Walmart Emergency Color Code Certain Walmart intercom codes utilize a color-coding system. Each color corresponds to a specific event or circumstance happening within the store. The importance of these color-coded alerts can vary from moderately serious events to potentially dangerous, life-threatening circumstances. It is essential for Walmart employees to grasp the meanings behind these codes. This knowledge enables them to quickly implement the necessary safety measures whenever the situation demands. It’s our hope that you’ll never encounter these codes being called out at Walmart. However, if you happen to hear them, you’ll be informed about their meanings and know how to respond appropriately.

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How to Successfully Propagate Monstera in Water — Enhance Your Collection of This Stylish Plant with Expert-Recommended Techniques

2025-03-28 03:54:46

A comprehensive guide to infusing vitality into your environment using this straightforward yet powerful method. View pictures in App save up to 80% data. (Image source: Getty Images) You might be considering multiplying your stunning monstera to gift it to someone special, or perhaps you're eager to enhance your cherished plant collection. No matter the reason, propagating a monstera is definitely a rewarding endeavor, particularly if you want to infuse some personality into your living space. So, can this exquisite plant be propagated in water? The answer is affirmative, and there’s an easy method to achieve it. Known as one of the best plants to propagate in water, this architectural bloom can easily flourish and double up, with the right monstera plant care in mind, of course. Curious about how to propagate monstera in water? We reached out to a horticulturist for their best advice. How to Propagate Monstera Using Water View pictures in App save up to 80% data. (Image source: Getty Images) With the many different types of monstera available to add to your collection, why not double up or triple the ones you love most? In conversation with Justin Hancock, a horticulturist from Costa Farms, he tells us that although he does not recommend the water propagation of monstera due to a "lower success rate than other methods," it is still possible to do so, with a few simple steps. Step 1: Choose a cutting — "Select a cutting that has about 3 to 5 leaves," says Justin. "I’ve found that tip cuttings (where you cut off the newest growth) tend to be better for water propagation." Step 2: Place leaves in a Vase — After you’ve removed the cutting from the main plant, Justin says you should remove the bottom leaf or two and place the cutting in a vase of water. "Make sure there are no leaves underwater; that’s why you want to remove the bottom leaf or two," he adds. Step 3: Keep in a humid space — Justin says it's best to "Keep the cutting in a warm, bright, preferably humid spot. It’s optimal to change the water every few days to prevent algae, bacteria, etc. from building up." Step 4: Place roots in soil after a few weeks — Lastly, "After several weeks, your cutting will start to put out roots if it doesn’t rot. Once it’s well rooted, you can pot it up in soil," explains Justin. "It can sometimes be difficult for a plant to transition from being in water to being in potting mix — so keep a close eye on your plant for the first couple of weeks after transplanting to make sure it doesn’t dry out." View pictures in App save up to 80% data. With over 25 years of experience in the field, Justin currently works at Costa Farms. He is passionate about plants and education, holding a degree in horticultural science. His diverse background includes roles in garden centers, botanical gardens, garden design, and garden publishing, notably with Better Homes and Gardens. Justin has cultivated his gardening skills in various states, including Minnesota, Oregon, and Miami. Additionally, he co-hosts the Plant Rx podcast for Costa Farms. Where to Cut Monstera for Propagation? View pictures in App save up to 80% data. (Image source: Getty Images) Justin notes that identifying the best rooting method can be challenging due to the numerous varieties available. However, he explains that "many people discover that tip cuttings, which feature a new, active growth point, often root more effectively and quickly. Nevertheless, most monstera varieties can also root from any node, which are generally found at the intersection of a leaf and the plant stem." Justin elaborates: "Under optimal conditions and with a robust, healthy plant, you could theoretically take a segment of the stem, making cuts between each leaf, and successfully root every node. In horticulture, we refer to these individual-node cuttings as 'leaf-and-eye cuttings', which is a method we use to propagate several of our sought-after varieties, including Monstera Peru." According to the expert, a key principle to keep in mind is, "You should steer clear of using areas without nodes for propagation, since a cutting cannot generate new growth without having a node." Known as one of the best Feng Shui living room plants, the monstera certainly knows how to make a statement without having to do too much. So why not add this beauty to your home and elevate your space? Select a Chic Vase for Your Monstera Clippings View pictures in App save up to 80% data. Artisan-Made Ceramic Table Vase Price: $21.50Color: Black Available in three different colors, this Artisan-Made Ceramic Table Vase from Wayfair will add a burst of style to your home. Its alluring shape has beautifully accented small handles on each side and is perfect for displaying flowers that you want to grow and love. View pictures in App save up to 80% data. Price: $24.64Was: $29.99 Chic and sophisticated, this glass vase offers effortless maintenance and usability. Crafted from 100% premium soda lime glass, it beautifully showcases your favorite blooms, instantly enhancing your floral arrangement with a touch of personality and allure. View pictures in App save up to 80% data. Price: $28Color: Pink The Cut Glass Stem Vase available at Anthropologie is a stunning work of art. With its bold, captivating, and whimsical design, this crystal vase serves as an ideal focal point for any home decor. FAQs Is it possible to cultivate a thriving monstera in water? "You can certainly do it, but I believe it's a more complicated method for cultivating a healthy plant," Justin shares. "The downsides of growing a monstera in water include stability. Since most monstera plants tend to grow quite large, it's essential to have a robust container that can adequately support it—one that won't easily topple and create a significant mess in your living space." Justin points out that maintenance presents its own challenges, stating, "It's essential to regularly empty the water and clean the container to avoid the buildup of algae and bacteria. Additionally, to keep your plant vibrant and thriving, following a fertilizer schedule is crucial, as water lacks the nutrients that potting soil provides." What is the time required for a Monstera cutting to develop roots in water? Justin mentioned that it varies based on circumstances, but typically, "you can anticipate it to take roughly a month." According to the expert, humid environments "can accelerate the process. Conversely, cooler, drier, or less illuminated conditions might hinder the rooting process," explains Justin.

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Walmart reveals a brand new logo for the first time in nearly two decades — customers are surprised by the brand's 'revamp'.

2025-03-29 03:24:11

View pictures in App save up to 80% data. Walmart has refreshed its logo for the first time in two decades. Walmart has unveiled a new logo for the first time in two decades, leaving shoppers in complete shock. The retailer characterizes the revamped appearance as “a thorough brand overhaul that signifies its growth,” yet numerous individuals disagree. According to the company, one of the key features of the “refresh” includes a word mark “inspired by [founder] Sam Walton’s classic trucker hat” with a modern, custom font. The color palette, True Blue and Spark Yellow, was updated to “keep the brand fresh.” Nevertheless, many people failed to notice any distinction between the previous and the updated appearances. “Walmart just unveiled their new logo. It looks the f–king same,” one person raged on X. “I can’t believe someone got paid for this,” another stunned pundit proclaimed. “I hope people will still be able to recognize that’s Walmart,” a third person sarcastically quipped. “I guess they said they spent $2.1 million to change the shade of blue,” a user lamented. Nevertheless, some individuals argued that the heated discussions on social media serve as evidence that the rebranding was successful in achieving the retailer's objectives. “Everyone is talking about it, and they won’t need to spend millions to change physical branding because the old logo looks like the sun-damaged version of the new one,” one wrote. “Genius.” Walmart is set to launch its brand refresh across various platforms and channels starting in January. The company indicated that the rollout in physical stores commenced in October 2024, with plans for ongoing redesigns in the remaining locations over time.

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JBS and the Labor Department Reach $4 Million Settlement to Tackle Child Labor Issues — Latest News

2025-04-01 22:01:14

The Labor Department has struck a deal with JBS, requiring the meatpacking company to pay $4 million and take steps to resolve its violations of child labor regulations. JBS USA Food, a branch of the Brazilian meatpacking company, announced on Monday that it will allocate $4 million to support individuals and communities impacted by illegal child labor practices across the country, according to the Labor Department. As part of the agreement, JBS is committed to holding its supply chain, as well as third-party contractors and service providers, accountable for any instances of illegal child labor. Additionally, the company plans to launch a focused advertising campaign aimed at raising awareness of unlawful child labor practices, as reported by the agency. JBS, while acknowledging no responsibility under the terms of the agreement, stated that it entered into the arrangement partly to establish a benchmark for third-party contractors in adhering to labor and employment regulations. "A representative from the company stated, 'We have made the decision to manage all sanitation services internally, discontinuing our partnerships with external sanitation providers. We are confident that the funds specified in the agreement will offer essential resources and support for youth in need, reflecting our strong stance against child labor.'" In the future, the company plans to introduce further modifications, such as appointing a specialist in child labor compliance, establishing a hotline for anonymous reporting of compliance issues, and mandating nationwide training on the prevention of unlawful child labor for all third-party sanitation workers at JBS facilities, as well as for all JBS employees in meat-packing operations, according to the Labor Department. "Wage and Hour Administrator Jessica Looman stated, 'JBS is addressing the issue of children engaging in hazardous work at its facilities by introducing practical and enforceable measures. This positions the company as a leader in the market, committed to preventing unlawful youth employment.'" Write to Connor Hart at [email protected] (END) Dow Jones News Services January 13, 2025, at 18:19 Eastern Time (23:19 Greenwich Mean Time) Copyright (c) 2025 Dow Jones & Company, Inc.

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Spain is contemplating a 100% tax on homes purchased by non-EU buyers due to concerns over rising property prices and the impact of foreign investment on the housing market. The government aims to address issues related to housing affordability for local residents, as increased demand from overseas buyers has contributed to escalating costs. This proposed tax could serve as a measure to regulate foreign investment and ensure that housing remains accessible to Spanish citizens. Additionally, it reflects broader efforts to prioritize domestic needs in the face of global real estate trends.

2025-03-25 01:59:46

Spain is preparing to implement a series of initiatives aimed at tackling its escalating housing crisis, which includes the introduction of a tax of up to 100% on properties purchased by individuals who are not citizens or residents of the European Union. View pictures in App save up to 80% data. On Tuesday, January 14, 2025, a sign promoting an apartment for sale is displayed beside residential buildings in Madrid, Spain. The sign, written in Spanish, states: "A refurbished apartment featuring two bedrooms, two bathrooms, and a private courtyard." View pictures in App save up to 80% data. On Tuesday, January 14, 2025, visitors stroll through a neighborhood in Madrid, Spain, where short-term rental options, such as AirBnB, are abundant, pulling their suitcases behind them. View pictures in App save up to 80% data. FILE - A residential building facing eviction is captured in the heart of Barcelona, Spain, on Wednesday, July 10, 2024. The central banner displays a message in Catalan: "temporary rental housing: neighbors evicted." View pictures in App save up to 80% data. FILE - Protesters march through downtown Barcelona, Spain, on Wednesday, June 19, 2024, voicing their opposition to the Formula 1 Barcelona Fan Festival as part of a residents' demonstration against the impacts of mass tourism. View pictures in App save up to 80% data. On Tuesday, January 14, 2025, a man strolls by a real estate agency showcasing apartments available in Madrid, Spain. MADRID (AP) — Spain is planning a raft of measures to address its brewing housing crisis, including an up to 100% tax on properties bought by people who are neither citizens nor residents of the European Union. El primer ministro español, Pedro Sánchez, presentó esta semana un plan destinado a abordar la asequibilidad de la vivienda y los altos alquileres en la nación del sur de Europa. Afirmó que el objetivo general era ofrecer "más vivienda, una mejor regulación y una mayor ayuda". Sánchez stated while unveiling the plan, "The West is confronted with a critical challenge: to avoid transforming into a society split between the wealthy landowners and the impoverished tenants." Nevertheless, it is still uncertain whether the proposal presented by Sánchez’s minority coalition will receive approval in parliament. Let’s take a closer look at the current situation: The housing affordability crisis in Spain Similar to many affluent nations, Spain is grappling with an escalating issue of housing affordability. The surge in rental prices is particularly severe in urban centers such as Barcelona and Madrid, where wages have not kept pace, particularly affecting the younger population. Additionally, property prices continue to climb consistently, especially in metropolitan and coastal regions. Rental costs have surged due to the prevalence of short-term leases primarily targeted at tourists. Spain ranks among the top destinations globally, welcoming over 88.5 million visitors in 2024 alone. The tourism sector plays a crucial role in the nation's economy. The downsides of mass tourism have occasionally led to friction between tourists and local inhabitants, who are worried about increasing expenses, the surge of short-term rental options on sites such as Airbnb, and the strain on water resources in certain regions of the country, notably the Canary and Balearic Islands. Last year, protesters took to the streets on various occasions across the country to express their frustrations about the growth of tourism and high rents. Barcelona’s town hall has pledged to completely eliminate all short-term rentals to tourists in the coming years. Spanish housing minister Isabel Rodríguez addressed reporters on Tuesday regarding the plan, stating, “What the citizens anticipate from us is decisive action.” Restricting foreign purchases of real estate in Spain Spain intends to restrict the acquisition of homes by foreign buyers by increasing taxes by as much as 100% on properties purchased by individuals who are neither EU citizens nor residents of an EU nation. This move primarily targets those looking to invest in or vacation at these properties. Sánchez did not offer a schedule or specifics regarding his approach to executing the tax. “This would be a game changer,” remarked Sarah Conroy, an English real estate agent with more than thirty years of experience in the luxury Marbella market in southern Spain. While she did not disclose specific numbers regarding her non-EU clientele, she mentioned that they included British buyers post-Brexit, along with clients from Saudi Arabia and Dubai. Register Now for Free: Denver Morning Update Here’s your morning briefing on the most recent news from overnight and the key stories to keep an eye on today. View pictures in App save up to 80% data. "They have to take action since locals are struggling to find affordable rentals due to high prices," Conroy remarked. "From my experience, about 80% of my clients are purchasing vacation properties." Last year, Spain announced that it was scrapping its so-called “golden visa” program that allows wealthy people from outside the EU to obtain residency permits by investing more than half a million euros (roughly 515,000 dollars) in real estate. Joan Carlos Amaro, a real estate analyst and economics professor at Esade Business School, expressed his skepticism regarding the effectiveness of the tax in addressing Spain's housing crisis. He doubts that it will ensure that typically high-end properties are made accessible to middle-class Spaniards, despite the ongoing challenges in the housing market. "Any measures that create obstacles and hinder the market's operation ultimately harm everyone," Amaro stated during an event in Barcelona. "These foreign individuals contribute to the economy by spending money, and the construction of the homes they occupy generates employment opportunities." Amaro expressed his belief that he perceived it more as a political strategy rather than a decision grounded in solid economic reasoning. Several additional proposals have been suggested. Spain intends to develop additional public housing and designate approximately 2 million square meters (21.5 million square feet) of residential land for a newly established public housing authority. Additional suggested measures involve increasing taxes on vacation rentals, offering tax incentives and safeguards for landlords who offer affordable housing options, and revising regulations to expedite construction timelines and enhance the availability of land for private development. Housing holds significant political importance in Spain for several reasons. Firstly, the country has faced a prolonged housing crisis, with skyrocketing prices and a shortage of affordable housing options, particularly in urban areas. This situation has led to widespread social discontent and protests, prompting political parties to address housing issues in their platforms. Secondly, housing is closely linked to social inequality and economic stability. Many Spaniards struggle to secure stable and affordable housing, which affects their quality of life and economic opportunities. As such, policies aimed at improving housing accessibility and affordability resonate with a large segment of the population, influencing electoral outcomes. Additionally, housing policies can impact regional disparities, with some areas experiencing more acute housing challenges than others. This can lead to tensions between different regions and the central government, further complicating the political landscape. Finally, the rise of new political movements in Spain, such as Podemos, has shifted the focus towards social justice issues, including housing. These parties advocate for stronger regulations on the real estate market and increased government intervention to protect tenants and promote affordable housing development. Overall, housing is a critical political issue in Spain, intertwining economic, social, and regional factors that shape the country's political discourse and policy-making. The rising cost of living has driven voter discontent across many wealthy countries in recent years, including the United States. As a prominent Socialist leader in Europe, Sánchez faces a vital challenge in addressing the housing crisis, which is essential for maintaining the stability of his left-wing minority coalition following his victory in the 2023 elections for another four-year term. Furthermore, as stated in the Spanish Constitution, every Spanish citizen has the right to access a "decent and adequate" residence. In principle, the government is obligated to ensure that individuals can exercise this right. Wilson made contributions from Barcelona.

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IRS Allocates $2.4 Billion: Don’t Miss Out on Your $1,400 Recovery Rebate!

2025-03-23 13:18:22

View pictures in App save up to 80% data. Countless taxpayers have the opportunity to enhance their financial situation with an automatic IRS distribution that’s difficult to overlook. The IRS is making a major effort to assist taxpayers who might have missed out on the Recovery Rebate Credit. By allocating an impressive $2.4 billion to around 1 million people, this program highlights the importance of tax awareness and proper filing practices. Eligible individuals could receive as much as $1,400, offering essential financial support as the economy works towards recovery. Grasping the concept of tax credits is vital for optimizing financial advantages. For numerous individuals, tax season can be daunting, leading to missed opportunities. Aware of this issue, the IRS has taken steps to alleviate financial pressures by implementing automatic distributions, guaranteeing that qualifying taxpayers receive these important credits. This additional $1,400 can significantly impact family finances, particularly during uncertain times. Thorough documentation is essential for securing tax credits. Individuals who qualify are advised to keep their tax filings consistent and precise in order to maximize the benefits of available credits. The IRS's initiative highlights the importance of being proactive in seeking financial resources. Taxpayers should recognize that failing to obtain necessary documents can result in losing out on potential funds. Every dollar matters, and maintaining accurate records can facilitate access to a range of credits. Taxpayers can submit their applications for this credit until April 15, 2025, providing a valuable chance for financial recovery for everyone. This extension allows individuals to take their time and maximize their benefits without the pressure of a looming deadline. With the ever-evolving nature of tax regulations, it's crucial to stay informed about how these changes may influence available credits. Staying current with these developments could mean the difference between financial savings and added stress. The Recovery Rebate Credit highlights an important element of the tax system: benefits are intended to favor the taxpayer. Annually, various credits and deductions play a key role in lowering taxable income and enhancing refunds. It's essential for taxpayers to grasp how these programs function. Utilizing tax professionals or trustworthy tax software can make navigating this process easier and reduce the likelihood of overlooking potential benefits. Numerous potential beneficiaries might not realize they are eligible for this credit. The IRS's automatic distribution is a proactive effort to bridge this awareness gap. It acts as a reminder of the financial assistance accessible during these challenging economic times. Staying informed about these programs can enable more people to seize upcoming financial opportunities. To stay on course, it's important to routinely check your tax documents to avoid any misunderstandings when filing. Cultivating the practice of organizing your paperwork throughout the year, instead of waiting until tax season, can significantly reduce both time and anxiety. Additionally, taxpayers should take care to confirm their eligibility for different credits, such as the Recovery Rebate Credit, while they gather their filing materials. As the IRS updates its policies, it's essential for taxpayers to stay informed about developments that may affect their refunds. In our rapidly changing environment, financial circumstances can alter quickly, making timely information invaluable. Understanding when and how to respond can greatly enhance the chances of obtaining eligible credits. The interest in these credits goes beyond mere recognition; enhancing financial literacy can be achieved through workshops, online tools, and community educational initiatives. By dedicating time to comprehend tax credits and their stipulations, individuals can improve their financial health. Raising awareness about programs such as the Recovery Rebate Credit is crucial to ensure that everyone has the opportunity to claim the benefits they are entitled to. The IRS's dedication to automatically distributing these funds brings a wave of relief to taxpayers. This initiative underscores the significance of being involved in tax-related issues and fulfills a larger mission: delivering financial assistance to those who need it most. As we traverse an ever-evolving economic environment, programs like the Recovery Rebate remind us that taking proactive steps can result in meaningful benefits. By participating in these initiatives, taxpayers play a vital role in ensuring their own financial security and tranquility. It is important for individuals to keep themselves updated and take an active role in the tax process, paying close attention to deadlines and eligibility criteria. Equipping individuals with the necessary knowledge can significantly ease the complexities of navigating the tax landscape. Neglecting to take advantage of these tax credits can lead to lost opportunities. As such, it is crucial to identify the options for optimizing benefits in the current economic environment. Those seeking guidance on these credits may benefit from consulting IRS resources or local financial advisors for support. Ultimately, taking initiative regarding tax credits can result in considerable financial benefits, including enhanced stability or even a rebound from economic challenges. As the IRS initiates this important distribution process, it serves as a reminder for all taxpayers to assess their individual circumstances, recognize their opportunities, and make sure they are leveraging the resources currently at their disposal.

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EXCLUSIVE: A red state is taking legal action against an insurance company for allegedly utilizing customer data to create the ‘largest driving behavior database’ in the world.

2025-03-22 00:56:55

The state has filed accusations against Allstate, claiming that the company has been covertly collecting driving data from more than 45 million Americans through mobile devices, in-vehicle systems, and cars, in order to create a database containing "trillions of miles" of information. Tune in to Fox News to access this content. Enjoy exclusive access to certain articles and additional premium content with your account at no cost. By entering your email and pushing continue, you are agreeing to Fox News' Terms of Use and Privacy Policy, which includes our Notice of Financial Incentive. Texas Attorney General Ken Paxton is suing Allstate insurance company for allegedly illegally collecting, using and selling the driving behavior data of over 45 million Americans. On Monday morning, Paxton initiated legal proceedings in the District Court of Montgomery County, Texas. In his lawsuit, he claims that Allstate and its affiliated data analytics firm, "Arity," have been covertly utilizing driving data from more than 45 million Americans' mobile devices, in-vehicle systems, and cars to create what he describes as the "largest driving behavior database in the world," which encompasses "trillions of miles" of information. "In a statement released on Monday, Paxton stated, 'Our inquiry uncovered that Allstate and Arity disbursed millions to implement Allstate’s tracking technology. The private information of countless Americans was sold to insurance firms without their awareness or approval, which is against the law. The people of Texas deserve more, and we are committed to ensuring these companies are held responsible.'" Allstate ranks among the largest providers of auto, home, and life insurance in the United States, with its headquarters located in Glenview, Illinois. View pictures in App save up to 80% data. Texas Attorney General Ken Paxton addresses a rally with former President Donald Trump on October 22, 2022, in Robstown, Texas. (AP Photo/Nick Wagner, File) The suit said that in 2015, Allstate and Arity developed and integrated software into several third-party apps so that when a consumer downloaded these apps onto their phone, they unwittingly downloaded the tracking software. Once Allstate’s software was downloaded onto a customer’s device, they could monitor the consumer’s location and movement in real time. According to the suit, the company used the driving data to justify raising customers’ insurance rates and further profited by selling the data to third parties, including other insurance companies. The lawsuit stated, "The defendants [Allstate and Arity] failed to notify consumers regarding their extensive data collection practices, nor did they secure consent from consumers to carry out such data gathering. Furthermore, the defendants did not disclose the numerous methods by which they would analyze, utilize, and profit from consumers' sensitive information." View pictures in App save up to 80% data. Tom Wilson, chairman and chief executive officer of Allstate Corp., listens during the CEO Initiative event in New York, U.S., on Monday, Sept. 25, 2017. The CEO Initiative brings together the CEOs of some of the worlds most enlightened companies to exchange best practices and leadership techniques, develop actionable solutions, and track tangible progress.  (Misha Friedman/Bloomberg) Paxton contends that Allstate's data collection practices infringe upon the Texas Data Privacy and Security Act, the Data Broker Law, and the Texas Insurance Code's ban on unfair and deceptive acts in the insurance industry, as tens of millions of Americans, including a significant number of Texans, were not made aware that their driving information was being collected. He is requesting that the court issue a permanent injunction against Allstate, preventing the company from collecting and utilizing customer data any further, and is seeking substantial civil penalties amounting to thousands of dollars for each affected customer. According to Paxton, this suit is the first enforcement action ever filed by a state attorney general to enforce a comprehensive data privacy law.  Fox News Digital contacted Allstate but has yet to receive a reply.

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Dynaudio's inaugural soundbar offers a unique design and audio experience that stands apart from any other product available today.

2025-03-23 21:29:51

View pictures in App save up to 80% data. Simon Cohen / Digital Trends View pictures in App save up to 80% data. One of the best things about CES is seeing and hearing products that are still months or even years away from launch. This year, at CES 2025, I had a chance to listen to Dynaudio’s first soundbar, the Symphony Opus One. You can’t buy one yet, but the company expects the price to be around $20,000 when it’s ready — possibly later in 2025, but more likely in 2026. That's quite a hefty price. However, similar to many other legendary audio products hailing from Dynaudio's home country of Denmark, you're investing as much in the design as you are in the sound quality. View pictures in App save up to 80% data. Simon Cohen / Digital Trends The huge, 73-inch-wide, 1,500-watt speaker looks more like an air register from a super yacht than a soundbar, thanks to the aluminum chassis, fabric panels, and a series of 72 oscillating wooden fins that make up its front face. Perhaps not coincidentally, they remind me of the vertical wooden slats used by the legendary Danish design team at Bang & Olufsen on its Beolab 8, Beolab 28, and Beosound Theatre. They’re individually carved from a species of Japanese oak. Unlike B&O’s fins, though — which supposedly play a role in directing sound — Dynaudio’s slats are mostly cosmetic. View pictures in App save up to 80% data. Simon Cohen / Digital Trends Rather than concealing the Opus One's impressive 24-driver setup behind a fabric grille like most speaker manufacturers, Dynaudio has chosen to incorporate louvered fins into the design. These fins remain closed when the soundbar is powered off and rotate 45 degrees to reveal the drivers when in operation. At the time of its release, consumers can expect to see two primary fin designs along with various fabric color options. View pictures in App save up to 80% data. Simon Cohen / Digital Trends The Opus One comes with a sleek, baton-like aluminum remote control that feels surprisingly substantial in your hand, reminiscent of a lightsaber handle. Its design features a large volume dial that turns with a satisfying resistance typical of premium amplifiers. If you're someone who can't resist gripping the remote while enjoying your favorite shows, this one is sure to keep your attention. To access this content, please make sure that Javascript is enabled in your browser settings. The marble pedestal featured in the accompanying images isn't part of the Opus One package, but according to Dynaudio, it will be available as an optional accessory. The Symphony Opus One is currently in the process of refining its platform (the company has yet to finalize the range of inputs or the integration of streaming music services, for example), but Dynaudio was assured enough about the sound quality to showcase the speaker to attendees at CES. Our demo included a section of Lady Gaga’s Close To You, and a scene from Mission: Impossible – Fallout — the one where Tom Cruise commandeers a helicopter and then struggles to keep it from becoming part of the landscape. What I experienced was an impressive, accurate, full-range audio that offers exceptional clarity for both music and dialogue, along with a robust cinematic low-end impact. Like any soundbar, a dedicated subwoofer is necessary if you're aiming to rattle the very structure of your home, but the Symphony Opus One excels at enveloping you in its captivating and immersive audio experience, featuring reflected height channel effects and surround sound enhancements. View pictures in App save up to 80% data. Simon Cohen / Digital Trends The demo also included something I’ve never heard before — on any home theater soundbar. Dynaudio calls it “deep dive” mode, and it can direct sound toward the listener’s position such that they’d swear they’re listening to a private set of 5.1-channel speakers, floating around their head at a distance of a few feet. The feature was demo’d via Lavern’s Hold Me, and it was nothing short of amazing. The effect is achieved through beamforming methods that utilize the multiple tweeters and mid-bass drivers in the Opus One, along with a standard HRTF profile. HRTF, or head-related transfer function, refers to a calculation that estimates how the shape and position of your head influence the timing of sounds reaching each ear. Normally, HRTFs are used when companies want to reproduce spatial audio via headphones: It’s the best way we have of simulating a full complement of home theater speakers from a two-channel left/right set of headphones. We have an in-depth look at the art and science of binaural rendering if you’re curious about how it works. View pictures in App save up to 80% data. Simon Cohen / Digital Trends So the use of HRTFs in a speaker — even one with the considerable surround sound chops of the Symphony Opus One — is unusual. Unusual, but not unique. Audioscenic’s Amphi Hi-D technology (which I also heard while at CES) produces a very similar effect through products like the Razer Leviathan V2 Pro and Dell Plus 32 4K QD-OLED monitor. The difference is that those are near-field speaker arrays designed to work over distances measured in inches. In my demo, the Opus One did it at a distance of 8-10 feet. Even more impressive was the level of control. I sat in the middle of three seats in the first of two rows. Behind me was a second row of two seats. As the demo progressed, the Opus One selectively targeted each seat with a deep dive soundscape. People in non-targeted seats could still hear the audio, but only the person in the deep dive seat got the magical, immersive experience. Each location needs to be calibrated using the remote, and a spokesperson told me that these “positions” may be stored for later recall. View pictures in App save up to 80% data. Simon Cohen / Digital Trends Currently, the deep dive feature feels more like a show-off than a necessity, as it can only focus on a single listening spot at any given moment. It seems that Dynaudio is still exploring the various possibilities. Additionally, during the brief 15- to 20-second deep dive sample, I was too caught up in my initial excitement to fully process it. Would I prefer to experience an entire film in this manner rather than the traditional surround sound? I'm uncertain. Nonetheless, it was an amazing experience to hear. Dynaudio claims that the impressive 73-inch width of the Symphony Opus One contributes significantly to its ability to cater to various listening positions through its deep-dive mode. However, I can easily envision the brand offering a more affordable, narrower variant that focuses on a single, centered deep-dive spot. Defending the price of the Symphony Opus One based solely on my observations and experiences at CES is a challenge. However, let's set aside the financial aspect for the time being. What truly excites me is the emergence of a fresh contender in the soundbar market, particularly one with a prestigious hi-fi background like Dynaudio. It's even more thrilling to witness this brand experimenting with innovative concepts such as deep dive. Determining if the end result justifies the investment is a question for the future, but I sincerely hope we can find an answer sooner rather than later.

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Chick-Fil-A, LongHorn Steakhouse, and additional establishments are set to take over the site of the former Shenango Valley Mall.

2025-03-12 05:07:59

View pictures in App save up to 80% data. In the past year, significant transformations occurred in the shopping landscapes of Mahoning and Shenango Valley. The Southern Park Mall was sold to Kohan Retail Investment Group in late December, marking a more favorable outcome compared to the Shenango Valley Mall, which unfortunately shut down in March. The demolition process for the Shenango Valley Mall in Hermitage has commenced and is expected to take around three months to finish.  On Monday, Butterfli Holdings LLC announced that the future redevelopment of the 54-acre site will feature the following retail establishments: - Chili's - LongHorn Steakhouse Grill - Chick-fil-A  The meeting is in progress, and additional businesses are anticipated to be confirmed shortly. A spokesperson for Butterfli Holdings LLC has announced that the redevelopment project is anticipated to generate 900 employment opportunities in the local community.  Mark Longietti, the Director of Community and Business Development for Hermitage City, is anticipated to commence the meeting at the Hermitage Municipal Building, where he will discuss plans for the development of the property.  "It's ready for redevelopment, and the developer intends to construct separate buildings for a few national chain restaurants and retail-focused establishments," Longetti shared with 21 News. The area will be segmented into nine parcels designated for construction, along with two additional lots allocated for recreational activities and various other purposes. Longietti mentioned that the city aims to acquire a portion of that land to create a green space at the heart of the redevelopment project. Constructed in 1968, the Shenango Mall has faced challenges in recent years following the departure of two of its three anchor stores, Sears and Macy’s. The third anchor store, JC Penney, officially shut down on May 31, 2024, following a series of legal disputes with the mall's owner regarding the eviction of the national retailer.

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Product Unique to ALDI Stores Pulled from Shelves in Louisiana Locations

2025-03-13 10:13:30

View pictures in App save up to 80% data. Sean Gallup, photographed by Getty Images. The German-based grocery chain ALDI is a newcomer to the Louisiana competitive grocery market. The chain opened its first store in Lafayette in 2022 marking the brand's first foray into Louisiana. Since that opening ALDI has opened another 14 stores in places like Shreveport, New Iberia, Metairie, and other locales across Louisiana. View pictures in App save up to 80% data. Google 地图 According to the ALDI website, the company's core values are consistency, simplicity, and responsibility. The food recall is part of the brand's willingness to be responsible to consumers and ensure that every product sold through the ALDI brand has been thoroughly vetted for safety. One other way the ALDI brand serves its customers is by offering quality "store brand" products that boast equal or better quality than the national brands offered at other supermarkets. It's estimated that more than 90% of products sold in ALDI stores are exclusive to  ALDI.  View pictures in App save up to 80% data. Scott Olson, courtesy of Getty Images This recall from the Food Safety Inspection Service, a division of the United States Department of Agriculture affects one of those brands. The brand in question comes from Bestway Sandwiches Inc. of Valencia California. The product in question is the one pictured below. View pictures in App save up to 80% data. Image Courtesy of FSIS.USDA.gov Here’s an overview of the product's packaging, showcasing both the front and back labels. This will allow you to easily compare any items you may have in your freezer with those that have been recalled. The product in question is the 20-oz. carton package containing “CASA MAMITA CHICKEN & CHEESE TAQUITOS,” with Best By Dates 07/03/25 and 09/25/25 on the bottom panel.  The product will also have the establishment number EST. P-40327 on the carton. All of the affected products were shipped exclusively to ALDI stores across the country. View pictures in App save up to 80% data. Mick Haupt on Unsplash.com The recall has been initiated due to the possibility that certain frozen chicken and cheese taquito items may have foreign substances, namely metal, mixed in. In total, approximately 24,870 pounds of the product have been pulled back as a precautionary measure. To date, there have been no significant injury or health issues reported linked to the consumption of these items. The potential problem was noted when a consumer notified the Food Safety Inspection Service that a piece of metal was found in the product as it was being consumed. Another consumer reported to FSIS that they experienced a "dental injury" as a result of using the product. View pictures in App save up to 80% data. Amr Taha on Unsplash.com If you have a question or concern about this product or the recall that has been announced you are encouraged to contact Bestway Foods Co. QA Department at (818) 361-1800 EXT.110. If you have this product in your home you're encouraged to discard it or return it to your nearest ALDI store for replacement or refund. CHECK IT OUT: 20 American dishes that surprise people around the world Stacker compiled a list of 20 unusual and uniquely American foods that might raise eyebrows outside the U.S. Gallery Attribution: Charlotte Barnett

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